Gonzalo Gortázar

CEO

Gonzalo Gortázar, born in Madrid in 1965, has been CEO of CaixaBank since June 2014.

Mr Gortázar holds a dual degree in Law and Business from Universidad Pontificia de Comillas (ICADE) and an MBA with distinction from the INSEAD Business School.

He is currently Chairman of VidaCaixa and board member of Banco BPI.

Mr Gortázar served as CaixaBank's Chief Financial Officer prior to being appointed CEO in June 2014. Before that, he was CEO of Criteria CaixaCorp between 2009 and June 2011. From 1993 to 2009, he worked at Morgan Stanley in London and Madrid, holding several posts in the investment banking division and leading the European Financial Institutions Group until he joined Criteria in mid-2009. Previously, he held various corporate and investment banking positions at Bank of America.

He has been First Vice-Chairman at Repsol and a board member of Grupo Financiero Inbursa, Erste Bank, SegurCaixa Adeslas, Abertis, Port Aventura and Saba.

Latest update: January 2021

Juan Antonio Alcaraz

Chief Business Officer

Juan Antonio Alcaraz (Madrid, 1961) has been a member of CaixaBank’s Management Committee since June 2011.

He holds a degree in Business Management from Cunef (Madrid’s Complutense University) and a Master of Business Administration from the IESE Business School.

He joined ”la Caixa” in December 2007 as Chief Business Officer. He is currently head of the following business units at CaixaBank: Retail Banking, all areas related to Customer Experience, and Specialized Consumer Segments.

Moreover, he is in charge of the following subsidiary companies: CaixaBank Digital Business and CaixaBank Business Intelligence.

He is also Chairman of CaixaBank Payments & Consumer, Chairman of Imagin, and a member of the Board of Directors of SegurCaixa Adeslas.

Over the course of a lengthy career he has served as General Manager of Banco Sabadell (2003-2007), where he was responsible for the Business Network, International Network and Wholesale Banking (Corporate and Investment Banking). Prior to that, he was Deputy General Manager of Santander and Central Hispano (1990-2003), where he was responsible for the Commercial Banking Network and Business Banking in Catalonia (1998-2003). From 1995 to 1998 he was responsible for the Regional Division of Aragón and from 1990 to 1995 for the creation of the Business Branch Network.

In addition, he is also Chairman of Asociación Española de Directivos. Board member of Foment del Treball, Board member of Fundación Tervalis, Board member of Universitat Internacional de Catalunya.

Last updated: January 2021

Xavier Coll

Chief Human Resources and Organization Officer

Xavier Coll (Granollers, 1956) has been a member of CaixaBank’s Management Committee since June 2011.

He holds a degree in Medicine (M.D.) from the University of Barcelona, a Master of Business Administration (MBA) from the University of Chicago and a Master of Public Health (MPH) from The Johns Hopkins University.

He is currently the Chief Human Resources and Organization Officer. In 2008 he joined “la Caixa” as its Human Resources Management Director and member of the Management Committee.

He has over 30 years of experience in the international health sector, in multilateral development banking and in the financial sector.

He has worked in the United States, Luxembourg and Spain.

Prior to joining “la Caixa” group, he was Director of the President’s Office and Vice President of Human Resources at the World Bank and Director of Human Resources at the European Investment Bank.

He was a recipient of the “la Caixa” Fulbright Scholarship in 1984.

Last updated: January 2021

Jordi Mondéjar

Chief Risks Officer

Jordi Mondéjar (Darmstadt, 1968) has been a member of CaixaBank’s Management Committee since July 2014.

He holds a degree in Economics and Business Management (1986-1991) from the University of Barcelona, specialising in Business Economics.

He is an accounts auditor listed on the Official Register of Auditors of the Spanish Accounting and Audit Institute.

He worked at Arthur Andersen and at Cia S. Com. from 1991 through to 2000, where he specialised in financial audits at financial institutions and other regulated entities.

He joined ”la Caixa” in 2000 and has served as Head of Financial Accounting, Control and Capital.

He became the Chief Risks Officer on 22 November 2016 and thus holds overall responsibility for coordinating the management, follow-up and control of the Group's risks. The General Risks Division includes areas for comprehensively managing credit portfolios (retailer and rest), Non-Performing Loans and Restructurings, Foreclosed assets portfolio, Environmental risk management and Global Risk Management and Planning.

Member of Sareb’s Management Board and non-executive President of Building Center.

Last updated: January 2021

Iñaki Badiola

Head of CIB and International Banking

Iñaki Badiola, born in Madrid in 1967; He has been a member of the CaixaBank Management Committee since January 2019.

Bachelor of Economic and Business Sciences from the Complutense University of Madrid and Master in Business Administration (MBA) from the Instituto de Empresa.

He is currently Head of Corporate Institutional Banking and International Banking. Previously, he was Executive Director of CIB and Corporate Director of Structured Finance and Institutional Banking.

He has a track record of more than 20 years in the financial area, performing financial functions in different companies from different sectors, technology sector (EDS), distribution sector (ALCAMPO), public administration sector (GISA), transport sector (IFERCAT ) and Real Estate sector (Harmonia).

Last update: January 2021

Luis Javier Blas

Head of Resources

Born in Madrid in 1966. Member of CaixaBank’s Management Committee since February 2020.

Mr Blas earned his degree in law from the University of Alcalá (Madrid, 1993) Furthermore, he completed the Advanced Management Programme (AMP) at ESE Business School (Santiago de Chile, 2013), the INSEAD-BBVA (2006) corporate programme, the Corporate Management Programme at IESE-BBVA (Madrid-2003), New Economics. IESE (Madrid, 2002).

In 2020, he joined CaixaBank as the Executive Director of Resources, in charge of the following functions: Technology and Systems, Operations and Banking Services, Processes and Demand Management, General Services and Properties, Security in all its aspects, as well as the Strategy, Government and Control Corporate of Resources across the CaixaBank Group.

Before joining CaixaBank, he worked at the BBVA Group for 20 years, recently as Head of Engineering & Data and served on the Management Committee at BBVA España. He had previously worked at BBVA Chile and different branches of the Group dating back to 2000.

He has also worked at the Accenture Group, Abbey National Bank España and at Banco Central Hispano, where he started his career.

 His other current positions include, Chairman of CaixaBank Facilities Management, S.A., Sole Administrator of Silc Immobles, S.A. and Chairman and CEO of Silk Applications, S.L.U.

Last update: January 2021

Matthias Bulach

Head of Financial Accounting, Control and Capital

Matthias Bulach, born in Schramberg (Germany) in 1976, has been a member of CaixaBank’s Management Committee since November 2016.

He holds a Master of Business Administration (2004-2006) from the IESE Business School (University of Navarra).

He also holds a degree in Economic Science (1997-2002) from the University of St. Gallen (Switzerland).

He was previously Corporate Manager of Planning and Capital at CaixaBank, where he was responsible for capital management and solvency monitoring, balance sheet planning, results planning and capital performance, and monitoring of commercial activity.

He is member of the Supervisory Board at Erste Group Bank AG and member of its Audit Committee. He sits on the Board of Directors of CaixaBank Asset Management and is Chairman of its Audit Committee. He is member of the Board of Directors of CaixaBank Payments & Consumer and of its Audit Committee. He is also a member of the Board of Directors of BuildingCenter, S.A.

He was formerly head of the Economic Analysis Office at ”la Caixa” from 2006 to 2012, where his work involved strategic planning, analysis of the banking and regulatory systems and providing support to the Chairman’s Office on the task of restructuring the financial sector.

He has also been a Senior Associate at McKinsey & Company, where he specialised in the financial sector (banking and insurance) and in developing and deploying international projects.

Last update: January 2021

María Luisa Martínez

Head of Communication, Institutional Relations, Brand and CSR

María Luisa Martínez (Barcelona, 1964) has been a member of CaixaBank’s Management Committee since May 2016.

She holds a degree in Modern History from the University of Barcelona and in Information Sciences from Barcelona Autonomous University. She has also completed the Senior Management Program at the IESE Business School.

She joined ”la Caixa” in 2001 to head up media relations. In 2008 she was appointed Head of Communication with responsibility for corporate communication and institutional management with the media. In 2014, she was appointed Corporate Head of Communication, Institutional Relations, Brand and CSR and since 2016 she has the category of Executive Managing Director in charge of the same areas.

María Luisa Martínez Gistau is also chairwoman of Autocontrol (the self-regulatory organisation of the advertising industry in Spain), chairwoman of Dircom Cataluña and Vice Chairwoman of Dircom Spain (professional association that joins executives and communication professionals from companies, institutions and consultancies), Chairwoman of the Communication Commission of the Spanish Chamber of Commerce and Vice Chairwoman of Corporate Excellence and Fundacom. 

Last update: January 2021

Javier Pano

Chief Financial Officer

Javier Pano (Barcelona, 1962) has been a member of CaixaBank’s Management Committee since October 2013.

He holds a degree in Business Administration and a MBA from the ESADE Business School since 1985.

He has been Chief Financial Officer (CFO) at CaixaBank since July 2014. He is responsible for Markets (trading books), ALM (banking books) and Investor Relations. He is Chairman of the ALCO and he also oversees liquidity management and wholesale funding.

Additionally he has been serving as board member at Portuguese Banco BPI, S.A. since 2017, and where he has also been member of the Risk Committee. Besides, since June 2018 he has been board member at Cecabank, S.A., where he is also member of the Nomination Committee.

Previously, he held senior positions at various companies: Croissant Express (1985-1987); Gesindex, SGIIC - General Manager (1987-1993);”la Caixa” (CaixaBank Spain) – Managing Director for Asset Management (1993-1996), then at GesCaixa/InverCaixa, SGIIC: Chief Investment Officer (CIO) (1996-2004) and from 2004 to July 2014 as Head of Treasury and Capital Markets at CaixaBank.

Last update: January 2021

Marisa Retamosa

Head of Internal Audit

Marisa Retamosa (Barcelona, 1971) has been a member of CaixaBank’s Management Committee since January 2019.

She holds a Degree in Computer Science from Universidad Politécnica de Cataluña (UPC).

Some of her certifications include CISA (Certified Information System Auditor) and CISM (Certified Information Security Manager), from the International Association ISACA.

Currently, she is the Executive Director of Internal Audit.

She has been Corporate Manager of Security and Resources Governance, and previously served as Head of Security and Service Control in IT Services.
Formerly, she also served as Head of Operations Audit of the CaixaBank Group.

Prior to joining “la Caixa” in 2000, she worked for Arthur Andersen since 1995, performing systems and process audits, and risk consulting.

Last update: January 2021

Javier Valle

Head of Insurance

Javier Valle T-Figueras, born in Barcelona in 1969, has been a member of the Management Committee of CaixaBank since January 2019 and CEO of VidaCaixa, the leading insurance company in Spain, owned 100% by CaixaBank.

He holds a degree in Business Studies and a Master's degree in Business Administration awarded by ESADE in 1992, as well as a degree from the Community of European Management School (CEMS) in HEC Paris.

He holds several representative positions in the insurance industry: He is Deputy Chairman, member of the Executive Committee and the Board of Directors of Unespa, the sectorial employers' association, and Director of ICEA.

Over the last years he has been General Manager at Bansabadell Vida, Bansabadell Seguros Generales and Bansabadell Pensiones, as well as CEO of Zurich Life. He was CFO of the Group Zúrich in Spain and Director of Investments for Spain and Latin America.

Last update: January 2021

Óscar Calderón

General Secretary and Secretary to the Board of Directors

Born in Barcelona in 1971, he has been General Secretary since 2014 and Secretary to the Board of Directors of CaixaBank since 2017.

Graduate in Law from the University of Barcelona (1994). State Lawyer (1998).

He has also been a State Lawyer in Catalonia (1999-2003). Lawyer to the General Secretary's Office of ”la Caixa” Caja de Ahorros y Pensiones de Barcelona (2004) and Deputy Secretary to the Board of Directors of Inmobiliaria Colonial, S.A. (2005-2006), in addition to Secretary of the Board of Banco de Valencia (from March to July 2013) and Deputy Secretary of the Board of Directors of ”la Caixa” Caja de Ahorros y Pensiones de Barcelona until June 2014. He was also a Trustee and Deputy Secretary of the ”la Caixa” Foundation until its dissolution in 2014, as well as Secretary to the Board of Trustees of the “la Caixa” Banking Foundation until October 2017.

Óscar Calderón de Oya is a Trustee and Secretary to the Board of Trustees of the Museo de Arte Contemporáneo de Barcelona (MACBA) Foundation. He is also Secretary of Fundación de la Economía Aplicada (FEDEA).

Last update: January 2021