MicroBank, financing with a social impact

MicroBank is the social bank of the CaixaBank Group. We are leaders in financial inclusion through microloans and other financing with a social impact.

MicroBank is committed to the corporate values of the CaixaBank Group:

  • Job creation

  • Promotion of productive activity

     

  • Personal and family development

     

  • Financial inclusion 

  • Generating social impact

     

Since 2007, through CaixaBank's branch network, we have been offering financial products and services that are tailored to the needs of entrepreneurs, micro-enterprises and families in order to promote personal development, social progress and financial inclusion.

We focus on families with a combined income below 19,300 euros (3 times the public income index), on entrepreneurs and micro-enterprises (up to 9 employees and 2 million euros in turnover), and students and companies whose activities have a positive and measurable impact on society (education, innovation, social economy, etc.).

Behind every impulse, there is a true story:

Sierra Eco Foods

"We contribute to creating diversity and jobs in this rural area and we will no doubt create more opportunities in the future".

Learn the real story


Amica

"The social economy is essential to provide job opportunities".

Learn the real story

Thanks to different agreements with European institutions, such as the European Investment Fund (EIF), we offer financing to groups that, due to their economic or social conditions, may have problems accessing the traditional financial system.

Together, we promote the development of entrepreneurship, micro-enterprises, social enterprises and education.

Our range of financial products is divided into two main groups:

Microloans:

  • Loans of up to €25,000 with no collateral.
  • Intended for families, entrepreneurs and micro-enterprises that may have problems accessing traditional bank financing.


Other financing with social impact:

  • Loans with personal guarantees that help to create a positive and measurable social impact on society.

Social economy

Entrepreneurship and innovation

Studies

Integration

Explore our products



Our social impact in 2021 by the numbers:

107,222

microloans and other financing with a social impact

17,007

jobs created

1,803

M€ contributed by businesses supported by MicroBank to Spain's GDP

953

M€ loaned

6,672

new businesses

270

partner entities



MicroBank contributes to the achievement of the United Nations Sustainable Development Goals. Find out how Our Model is positively impacting these SDGs.