We are a financial group with a socially responsible universal banking model that is based on quality, engagement and specialisation. We are the leading financial group in Spain and a major player in Europe. We also have a strong presence in Portugal, where we control 100% of Banco BPI.
We offer a wide range of value-added products and services tailored to every sector. Innovation is at the heart of everything that we do and is a differentiating feature of our culture, playing a central role in driving long-term, sustainable economic growth.
BPI is a financial institution focused on providing retail banking services in Portugal, where it is the fourth largest bank in terms of business volumes, with an 11% market share in loans and in customer funds.
BPI's business is organised into several segments: Retail, Business, Premier, InTouch and Private Banking; Business and Institutional Banking; and Corporate and Investment Banking.
BPI offers a complete range of financial products and services, adapted to the specific needs of each sector, through a specialised, omnichannel and fully integrated distribution network.
CaixaBank's international network provides support to the bank's business customers operating abroad, as well as to large corporates. With more than 200 professionals, close to 30 international points of presence and agreements with more than 1,600 correspondent banks, it covers 72 countries on all continents. This network represents 94% of international trade in Spain.
CaixaBank's external presence comprises 7 branches and 17 representative offices on all five continents. The financial institution also has two banking subsidiaries: the Portuguese Bank BPI, which is the fourth largest financial institution in the country in terms of assets, and CaixaBank Wealth Management Luxembourg, which is exclusively dedicated to wealth management in multiple jurisdictions. It also has two Spanish Desks in the Austrian Erste Bank (Vienna) and in the Mexican Inbursa (Mexico City) to provide service to CaixaBank customers in these markets.
CaixaBank International Banking is the only Spanish bank’s international network certified by AENOR.
Algiers, Beijing, Bogota, Cairo, Dubai, Hong Kong, Istanbul, Johannesburg, Lima, Shanghai, New Delhi, New York, Santiago de Chile, Sao Paulo, Singapore, Sydney and Toronto
Ciudad de México
Viena
France: Paris
Germany: Frankfurt a.M
Italy: Milan
Morocco: Casablanca, Tangier and Agadir
Poland: Warsaw
Portugal: Porto
United Kingdom: London
Banco BPI
CaixaBank Wealth
Management Luxembourg
Representative offices
Spanish Desk
International Branch
BPI Bank
CaixaBank Wealth Management Luxembourg
The CaixaBank Group also includes VidaCaixa and CaixaBank Asset Management , the leading insurer and the leading fund manager in Spain, respectively; and MicroBank , the CaixaBank social bank and one of the largest microfinance institutions in Europe.
In June 2014, "la Caixa" became a Banking Foundation, with the Group’s legal reorganisation being completed in October 2014, after segregating assets and liabilities to CriteriaCaixa , including its stake in CaixaBank.
This was followed by CaixaBank taking full control of Portuguese bank BPI, and in 2021, following the merger with Bankia, CaixaBank became the leading bank in Spain by clients and assets.
BUSINESS SUPPORT
BUSINESS ACTIVITY
GROUP ENTITIES
ASSOCIATES
AND JOINT VENTURES
661
CaixaBank Operational Services (100%)
Services for back office administration
1,065
CaixaBank Tech (100%)
Provision of IT services
194
CaixaBank Facilities Management (100%)
Project management, maintenance, logistics and procurement
134
CaixaBank Advanced Business Analytics (100%)
Development of digital projects
IT Now (49%)
Technology and IT projects and services
666
CaixaBank Payments & Consumer (100%)
Consumer finance and payment methods
42
Wivai SelectPlace, S.A.U (100%)
Product marketing
9
Telefonica Consumer Finance (50%)
Consumer finance
8
CaixaBank Equipment Finance (100%)
Vehicle leasing and capital goods
Comercia Global Payments Entidad de Pago, S.L (20%)
Payment entity
Servired (41%)
Spanish payment method company
Global Payments Money To Pay, S.L (49%)
Payment entity
Redsys Servicios de Procesamiento (25%)
Payment methods
310
Building Center (100%)
Holder of property assets
Bankia Habitat (100%)
Real-estate administration, management and operation
Living Center (100%)
Real estate promotion
Coral Homes (20%)
Real estate services
Gramina Homes (20%)
Real-estate administration, management and operation
861
VidaCaixa (100%)
Life insurance and pension fund management
73
BPI Vida e Pensões (100%)
Life insurance and pension fund management
20
VidaCaixa Mediación OBS (100%)1
Insurance
SegurCaixa Adeslas (49,9%)
Non-life insurance
278
CaixaBank Asset Management (100%)
Management of collective investment undertakings
46
BPI Gestão de ativos (100%)
Management of collective investment undertakings
9
CaixaBank AM Luxembourg (100%)
Management of collective investment undertakings
4,255
Banco BPI (100%)
Credit institution
Companhia de Seguros Allianz Portugal (35%)
Insurance
Banco comercial e de Investimentos (36%)
Credit institution in Mozambique
64
Imaginersgen (100%)
Management of the bank's youth segment
44
Nuevo Micro Bank (100%)
Financing of microloans
36
CaixaBank Wealth Management Luxembourg (100%)
Credit institution Luxembourg
7
BPI Suisse (100%)
Credit Institution Switzerland
10
CaixaBank Titulización (100%)
Securitisation fund management
18
Open Wealth (100%)
Independent wealth consulting services
Company subgroups
(%) Percentage of stake at 30 September 2024.
Number of employees.
N.B.: The most significant entities are included according to their contribution to the Group, excluding shareholder operations (dividends), extraordinary operations and non-core activities: Inversiones Inmobiliarias Teguise Resort S.L. (156 employees), Unión de Crédito para la Financiación Mobiliaria e Inmobiliaria, E.F.C., S.A.U. (14), Puerto Triana, S.A.U. (8), Líderes de Empresa Siglo XXI, S.L. (6), among others.
1 The company Bankia Mediación Operador De Banca Seguros Vinculado S.A. absorbed VidaCaixa Mediació, Sociedad de Agencia de Seguros Vinculada, S.A.U. in July 2024, resulting in the so-called VidaCaixa Mediación OBS, S.A.U.
CaixaBank Group is one of the highest-rated companies in terms of the professional development of people*. Our activity, together with that of MicroBank, the group's social bank, enables us to create businesses and employment contributing to Spain’s and Portugal's economic and social development.
49,762
people working in the CaixaBank Group
57,108
jobs generated through the multiplier effect of purchases from suppliers (1) and 6,738 generated by Banco BPI
6,672
new businesses created with the support of microloans
*The Company measures the commitment and satisfaction of its employees through internal studies (Commitment Study and the Service Quality Study), as well as through external monitors such as the Employee Experience Measurement Index (IMEX) and Merco Talento, one of the world's benchmark for reputational assessment monitors based on a multistakeholder methodology.
As CaixaBank Group, we contribute to the Gross Domestic Product of Spain and Portugal, and we generate wealth and economic stability for society as a whole.
2
1
€ 11.52 billion
direct and indirect contribution to Spanish GDP
17 %
gross added value of CaixaBank in the financial and insurance sector
€ 913 million
direct and indirect contribution to Portuguese GDP
6.8 %
gross added value of BPI in the financial and insurance sector