Public Policy

We protect the interests of our customers, shareholders and employees so as to contribute to financial stability, sustainable economic growth and job creation.

We strive to help maintain the financial stability and smooth functioning of the European banking sector. To this end, we participate in the regulatory and legislative processes of the financial and banking sector at national, European and global levels in order to promote a solid, consistent and coherent regulatory framework.

We work to ensure that the regulatory framework considers sustainable financing, in keeping with the goals of the 2030 Agenda and the Paris Agreement on climate change. We want to ensure a fair transition to a sustainable economy, which is why we also engage in initiatives related to promoting the digital transformation, improving transparency and protecting consumers.

Under no circumstances do we contract services directly from lobbyists to define our position with government agencies. We generally share opinions through different industry associations to try to reach a common position, and we occasionally also directly send out our own messages.

Financial stability

We strive to help maintain the financial stability and smooth functioning of the European banking sector.

Legislative processes

We support the creation of a solid, consistent and coherent regulatory framework.


We are involved in various associations, working groups and forums in areas such as banking and finance, sustainability, research and security, innovation and digitisation, and others. We are guided by integrity, honesty and transparency and are listed in the Transparency Register of the European Commission.

Historical data on contributions to sectorial groupings

Amounts expressed in thousand of euros

2020

2019

2018

2017

2.723

2.768

2.773

2.883


From 2021, following the application of a new calculation methodology, CaixaBank provides a more detailed breakdown, separating the various contributions made into four different categories. This new methodology takes into account a wider range of associations, entities, working groups and forums than previously used.



Annual extended contribution: associations, groups and organisations

Amounts expressed in thousands of euros

Categories

2021

Lobbying, interest representation or similar (1)

2.574 €

Local, regional or national political campaigns / organizations / candidates

0

Trade associations or tax-exempt groups (e.g. think tanks) (2)

2.857 €

Other (e.g. spending related to ballot measures or referendums)

0

(1) The largest contributions to industry associations in 2021 were allocated to CECA (€1,893,896), IIF (€165,000) and the Spanish Mortgage Association (€137,875).
(2) The largest contributions to trade associations in 2021 were allocated to Chambers of Commerce (€512,780), with the Spanish Chamber of Commerce standing out (€225,000).

We behave transparently

Corporate governance

The Regulation Committee is responsible for monitoring the regulatory environment and setting positions on developments that are relevant to the bank and the financial system. Based on an internal analysis, it identifies potential legislative proposals to ensure they are consistent with the company's vision.

Anti-Corruption Policy and Code of Ethics

We act responsibly and transparently with all social agents and are rigorous in our fight against corruption, ensuring compliance with the applicable laws and with CaixaBank's Code of Ethics and Working Principles and Anti-corruption Policy.