Your privacy matters to us

CaixaBank uses our own and third-party cookies to analyse your browsing habits in order to create data, personalise your browsing experience (e.g. language) and advertising, including showing you advertisements which are tailored to the profile created based on your browsing habits. Click for more information or to to set up or reject their use. Or, you can accept all cookies by clicking on "Accept and continue browsing".

Accept and continue browsing

  • CAS
  • CAT
  • ENG
Commercial information
  • About us
  • Sustainability
  • Shareholders and investors
  • People
  • News
About us

About us

  • Key information
  • Get to know us

    Get to know us

    • Our identity
    • Mission, vision, values
    • Our brand
    • Strategic lines
  • Our business

    Our business

    • Business model
    • Key figures
  • CaixaBank Group
  • Publications
  • Acknowledgements
  • Innovation
  • Our sponsors
CaixaBank Bankia

The merger with Bankia will create Spain's no. 1 bank, which will result in a better service for our customers, greater value for our shareholders and a greater capacity to support the economic recovery.

More information
Sustainability

Sustainability

  • Key information
  • Socially responsible banking

    Socially responsible banking

    • Our model
    • Sustainable Development Goals (SDG)
    • Associations, commitments and partnerships
  • Responsible practices

    Responsible practices

    • Responsible management
    • Key ethics and integrity policies
  • Environment issues

    Environment issues

    • Environmental strategy
    • Environmentally sustainable financing
    • ESG Risk Management
    • Environmental management
  • Financial inclusion

    Financial inclusion

    • Microfinance
  • Financial culture

    Financial culture

    • Learn about finances
  • Social action

    Social action

    • "la Caixa" Foundation
    • Social action with ”la Caixa” Foundation
    • CaixaBank Volunteering
  • ESG analysts and ratings

We are a socially responsible bank, with a sustainable model and a management approach based on our values: quality, trust and social commitment.

Go to section
Shareholders and investors

Shareholders and investors

  • Key information
  • CaixaBank’s Share

    CaixaBank’s Share

    • Quoted price
    • The Share and Share capital
    • Capital distribution
    • Significant shareholdings and treasury stock
    • Dividends
    • Analysts
  • General information

    General information

    • Inside information
    • Other relevant information
    • Significant events (Until Feb, 8 2020)
    • Shareholders’ agreements
    • Public offerings and admission to trading
    • Takeover bids
    • Mergers
    • Communication channels
  • Economic-financial information

    Economic-financial information

    • Quarterly financial information
    • Annual and half year financial statements
    • Other financial information
    • Average payment period to suppliers
    • Ratings
    • Presentations
  • Fixed Income Investors
  • Corporate governance and remuneration policy

    Corporate governance and remuneration policy

    • Board of Directors
    • Committees of Directors
    • Management Committee
    • Risk management
    • Annual General Meeting
    • Annual Corporate Governance Report
    • Remuneration of Directors
    • By-laws
    • Regulation of the Annual General Meeting
    • Regulation of the Board of Directors
    • Corporate Internal Code of Conduct
    • Corporate policies and other corporate documents
  • Investor's agenda
  • Shareholders’ area

    Shareholders’ area

    • See section
    • What does it mean to be a shareholder?
    • Shareholder information service
    • Corporate events
    • Shareholder Advisory Committee

Access all CaixaBank's financial information, share prices and corporate governance. Discover the latest news and initiatives in the Shareholder Area.

Go to section
People

People

  • Key information
  • People first

    People first

    • Corporate culture
    • Value proposition
    • Professional development and training
    • Internal communication
    • Compensation and social benefits
    • Occupational health and well-being
    • Human Resources and Organisation Report
  • Diversity and Equal Opportunities

    Diversity and Equal Opportunities

    • Diversity manifesto
    • Wengage programme
    • Memberships and certifications
  • Employment

Wengage is our diversity programme, where we foster and make visible equal opportunities and gender, functional and generational diversity.

Find out more
News

News

  • CaixaBank Research
  • Communication room
  • CAS
  • CAT
  • ENG
Commercial information

Caixabank (Go to Home)

Caixabank (Go to Home)

Cerrar

 
  • ...Searching!

    Soon we will show results

  • Follow your search

    More results

  • Shareholders and investors
  • Economic-financial information
  • Ratings
Print page

Economic-financial information

  • Quarterly financial information
  • Annual and half year financial statements
  • Other financial information
  • Average payment period to suppliers
  • Ratings
  • Presentations

Ratings

Credit ratings are an opinion of the Entity's creditworthiness and relative capacity to meet its financial obligations. 

Hereunder are presented the ratings assigned to CaixaBank, S.A. by the rating agencies Moody’s Investors Service España, S.A. (Moody’s), S&P Global Ratings Europe Limited (S&P Global), Fitch Ratings España, S.A.U. (Fitch) and DBRS Ratings GmbH (DBRS). All these agencies are registered with the European Securities and Markets Authority (ESMA) and regulated by European Union legislation (Regulation (UE) No 462/2013 of the European Parliament).

Issuer rating

Agency Long term Short term Outlook Last review date Press release last review

Moody’s

Baa1

P-2

Stable

22/09/2020

Press release 

S&P Global

BBB+

A-2

Stable

23/09/2020

Press release 

Fitch

BBB+

F2

Negative

29/09/2020

Press release 

DBRS

A

R-1 (low)

Stable

30/03/2020

Press release 


Mortgage Covered bonds

Agency Rating Outlook Last review date Press release last review

Moody’s

Aa1

--

17/04/2018

Press release 

S&P Global

AA

Stable

19/03/2019

Press release 

DBRS

AAA

--

15/01/2021

Press release 


Credit ratings can be revised, cancelled or withdrawn at any time by the rating agencies. The aforementioned credit ratings do not constitute a recommendation to buy, hold, or sell bonds issued by the Company.


The long term debt rating categories used by the aforementioned agencies are as follows:

Agency Moody's S&P Global/ Fitch/ DBRS
Investment category

Aaa

Aa

A

Baa

AAA

AA

A

BBB

Speculative category

Ba

B

Caa

Ca

C

BB

B

CCC

CC

C



Moody's assigns the numerical modifiers ‘1’, ‘2’ and ‘3’ to each generic ratings category from Aa to Caa. The modifier ‘1’ indicates that the obligation ranks in the higher end of its generic rating category; the modifier ‘2’ indicates a mid-range ranking and the modifier ‘3’ indicates a ranking in the lower end of its rating category.

S&P Global and Fitch apply the modifiers plus (+) or minus (-) in categories AA to CCC to indicate the relative standing within each rating category; while DBRS applies the modifiers (high) and (low).

The short term debt rating categories used by these agencies are as follows:

Agency Moody's S&P Global Fitch DBRS
Investment category

Prime-1

Prime-2

Prime-3

A-1

A-2

A-3

F1

F2

F3

R-1

R-2

R-3

Speculative category Not Prime

B

C

B

C

R-4

R-5


S&P Global and Fitch apply the plus modifier (+) within the categories A-1 and F1. DBRS applies the modifiers (high), (middle) and (low) to categories R-1 and R-2.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ Confirmation Website
Standard
& Poor's
BBB+ A-2 Stable 29/04/2020 www.standardandpoors.com 
Fitch BBB+ F2 Negative 16/09/2020 www.fitchratings.com 


Mortgage Covered bonds

Agency Rating Outlook Last review date Press release last review

DBRS

AAA

--

15/01/2020

Press release 

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ Confirmation Website
Moody's Baa1 P-2 Stable 17/05/2019 www.moodys.com 
Standard
& Poor's
BBB+ A-2 Stable 31/05/2019 www.standardandpoors.com 
Fitch BBB+ F2 Stable 27/09/2019 www.fitchratings.com 
DBRS A R-1 (low) Stable 29/03/2019 www.dbrs.com 


Mortgage Covered bonds

Agency Ratings Outlook Evaluation Date/ Confirmation
Moody's Aa1 -- 17/04/2018
Standard
& Poor's
AA- Positive 27/03/2018
DBRS AAA -- 22/02/2018

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ Confirmation Website
Moody's

Baa2

Baa2

P-2

P-2

Positive

Positive

01/08/2018

17/04/2018

www.moodys.com 
Standard
& Poor's
BBB A-2 Positive 06/10/2017 www.standardandpoors.com 
Fitch BBB F2 Positive 03/07/2018 www.fitchratings.com 
DBRS A (low) R-1 (low) Stable 15/03/2018 www.dbrs.com 


Mortgage Covered bonds

Agency Ratings Outlook Evaluation Date/ Confirmation
Moody's Aa2 -- 18/06/2015
Standard
& Poor's
A+ Positive 20/04/2017
DBRS

AAA

AA (high)

AA (high)

AA (high)

--

16/04/2018

17/01/2018

15/01/2018

11/10/2017

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ Confirmation Website
Moody's

Baa2

P-2

Stable

18/01/2017

www.moodys.com 
Standard
& Poor's

BBB

BBB

A-2

A-2

Positive

Positive

01/08/2017

09/02/2017

www.standardandpoors.com 
DBRS A (low) R-1 (low) Stable 16/03/2017 www.dbrs.com 


Mortgage Covered bonds

Agency Ratings Outlook Evaluation Date/ Confirmation
Standard
& Poor's
A+ Positive 07/04/2017
DBRS

AA (high)

AA (high)

AA (high)

--

11/10/2017

20/01/2017

16/01/2017

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ confirmation Website
Moody's

Baa2

P-2

Negative

20/04/2016

www.moodys.com 
Standard
& Poor's

BBB

A-2

Stable

22/04/2016

www.standardandpoors.com 
Fitch

BBB

F2

Positive

26/04/2016

www.fitchratings.com 
DBRS A (low) R-1 (low) Stable 13/04/2016 www.dbrs.com 


Mortgage Covered bonds

Agency Ratings Outlook Evaluation Date/ confirmation
Standard
& Poor's
A+ Stable 27/05/2016
DBRS

AA (high)

AA (low)


AA (low)

--

Under Review with positive implications

--

10/03/2016

09/02/2016


20/01/2016

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

Issuer rating

Agency Long term Short term Outlook Evaluation Date/ Confirmation Website
Moody's

Baa2

Baa3

Baa3

P-2

P-3

P-3

Stable

Review for upgrade

Review for downgrade

17/06/2015


17/03/2015


19/02/2015

www.moodys.com 
Standard
& Poor's

BBB

BBB

BBB

A-2

A-2

A-2

Stable

Stable

Credit watch negative

06/10/2015

22/06/2015


20/02/2015

www.standardandpoors.com 
Fitch

BBB

F2

Positive

25/02/2015

www.fitchratings.com 
DBRS

A (low)

A (low)

R-1 (low)

R-1 (low)

Positive

Stable

20/11/2015

10/02/2015

www.dbrs.com 


Mortgage Covered bonds

Agency Ratings Outlook Evaluation Date/ Confirmation
Standard
& Poor's

Aa2

A1

A1

--

Review for upgrade

Review for downgrade

18/06/2015

17/03/2015

19/02/2015

DBRS

A+

Stable

13/10/2015

The ratings may be revised, suspended or withdrawn by the rating agency at any time. These ratings do not constitute a recommendation to buy or sell.

© CaixaBank, SA 2021

  • Cookie policy
  • Legal disclaimer
  • Legal information about CaixaBank, S.A.
  • Site map
  • Accessibility
  • Recommendations for navigation
  • Privacy 
  • Sello de Excelencia EFQM (Abre en ventana nueva)