CaixaBank grants more than 8.3 billion euros to support the internationalisation of Spanish companies during the first six months of 2025

• This credit volume, which represents a year-on-year increase of 8.7%, maintains the bank as Spain's leader in foreign trade

• The financial institution has a market share of 27.4% in granting import loans, in addition to a share in excess of 30% in the volume of guarantees issued and received

• CaixaBank supports companies in their import and export operations through its Foreign Trade department and its branches spread across 22 countries, in addition to a range of innovative solutions for their internationalisation

• CaixaBank has reached an agreement with CESCE (Spanish Company for Export Credit Insurance) to offer tools that combine financing and risk coverage in international markets

CaixaBank granted loans in the amount of 8.3 billion euros in the first six months of 2025 allocated to driving the internationalisation of Spanish companies, representing a year-on-year increase of 8.7%. This volume of financing, allocated to small, medium and large enterprises in more than 106,000 operations (+4.6%), was mainly focused on funding imports and exports, in addition to projects linked to the international activity of Spanish companies.

With a market share of 27.4% in import loans, of 30.4% in export loans and more than 30% in guarantees issued and received, CaixaBank is the market leader in foreign trade in Spain and reaffirms its position as a strategic partner for the global expansion of businesses. This leadership is worthy of mention not only for its figures, but also for the quality and diversity of the services offered, as well as for its ability to adapt to the needs of the international market. The bank, always striving to remain at the forefront, go to great lengths to facilitate access to the necessary financing so as to allow its clients to leverage global opportunities.

CaixaBank's Foreign Trade department, made up by more than 100 specialists, provides comprehensive consultancy in the field of business internationalisation. This department focuses on providing products and services that help businesses to effectively manage their imports and exports. Having also developed tailored financing options and a wide range of digital solutions that allow for managing international transactions in an entirely online manner, thus optimising time and reducing administrative barriers.

Innovation in digital processes

Among the various tools that CaixaBank has implemented, it is worth mentioning its advanced collection service for exports. The CaixaBankNow platform enables customer to obtain financing in an agile and secure manner wherever they may be, thus simplifying their cash flow and mitigating the risks associated to international transactions. This highlights the bank's commitment towards technological innovation, in addition to its ability to provide practical solutions that are in line with the ever-changing needs of global trade.

CaixaBank's approach towards facilitating internationalisation is underpinned by its extensive experience and knowledge of global markets. This dedication helps to strengthen businesses across the international arena and supports the country's sustained economic growth, supporting initiatives that contribute to increasing competitiveness and further diversifying the Spanish economy across international markets. As 2025 progresses, the bank continues to analyse new opportunities for expanding its services and continuing to support its clients in their efforts to conquer international markets.

In addition to its network of specialists and its advanced technological solutions, CaixaBank also has a network of representation offices and branches in many countries, from which the institution provides a global service to help Spanish businesses in their endeavour to connect with key markets. This international presence, together with its relationship with more than 1,600 correspondent banks, provides CaixaBank with the ability to offer a comprehensive financial service.

The CEO of CESCE, Pablo de Ramón-Laca, and the Director of CaixaBank Empresas, Marc Benhamou, during the signing.

Agreement with CESCE to extend services

With the aim of continuing to provide value to businesses, CaixaBank has signed an agreement with CESCE (Spanish Company for Export Credit Insurance), which establishes a framework for cooperation to disseminate the Supplier Credit cover among its business customers. The agreement has been signed by the CaixaBank Business director, Marc Benhamou, and the executive chairman of CESCE, Pablo de Ramón-Laca.

This signature paves the way for CaixaBank's business clients to gain easier access to supplier credit facilities covered by the State, an insurance modality that provides cover for Spanish export companies. Thus, when a Spanish company signs a contract with a foreign buyer, the former may benefit from an insurance that will cover the default risk of that buyer, as well as the political risk of the importing country, if so requested.

While also providing the funds relating to that contract, which enables the exporting company to collect the funds from the operation while the international buyer can pay in instalments. This mechanism increases the competitiveness of Spanish companies in international markets, while also mitigating the risks, both default and political, associated to exporting.

With an initial one-year term, which may be automatically extended, this agreement strengthens the commitment of both CESCE and CaixaBank with the economic growth and the international expansion of Spanish businesses.

CaixaBank, a leading bank for companies 

CaixaBank is the leading bank for companies in Spain. The bank's clients benefit from a specialised model deployed in its 214 business centres spread across the entire Spanish territory, with more than 2,300 highly-qualified employees and a solid reputation in business consulting.

The company works with specialists in financing, foreign trade, treasury, tourism, real estate and SMEs who offer a personalised service that goes beyond financing to support and drive the business sector.

Internationally, CaixaBank supports its corporate customers with various operational solutions that provide effective access to 156 markets in different countries, and it offers the best guidance for their operations abroad. The company provides services both to SMEs and micro-enterprises that are just starting with their export activities, and to large corporations and business groups that are involved in more complex international projects.

Furthermore, CaixaBank has launched its new triennial Sustainability Plan, which forms part of the new 2025-2027 Strategic Plan, through which the bank has pledged to mobilise 100 billion euros in sustainable financing to continue advancing towards a more sustainable economy and the foster economic and social development of people.