The Board of Directors, the Senior Management and the Group as a whole are firmly committed to risk management.
CaixaBank aims to keep a medium-low risk profile, with a comfortable capital adequacy ratio and comfortable liquidity metrics, in line with its business model and the risk appetite established by the Board of Directors.
As part of the internal control framework and in accordance with the Corporate Global Risk Management Policy, the Group has a risk management framework that enables it to make informed risk-taking decisions, consistent with the target risk profile and appetite level approved by the Board of Directors. This framework contains the following elements:
KEY ELEMENTS OF THE RISK MANAGEMENT FRAMEWORK