Jordi Gual

Chairman

Dr. Jordi Gual was born in Lleida in 1957. Has served as Chairman of CaixaBank since 2016.

He holds a PhD in Economics (1987) from the University of California at Berkeley and is a professor of Economics at the IESE Business School and a Research Fellow at the Centre for Economic Policy Research (CEPR) in London.

He currently sits on the board of directors of Telefónica and on the Supervisory Board at Erste Group Bank. He is also Chairman of FEDEA, Vice President of Círculo de Economía and Cotec Foundation for Innovation, and he serves on the boards of CEDE Foundation, Real Instituto Elcano and Barcelona Mobile World Capital Foundation.

Prior to his appointment as Chairman of CaixaBank, he was Chief Economist and Head of Strategic Planning and Research for CaixaBank and Director-General of Planning and Strategic Development for CriteriaCaixa. Jordi Gual joined the “la Caixa” Group in 2005. He has been a member of the Board of Directors of Repsol and served as an economics advisor for the European Commission’s Directorate-General for Economic and Financial Affairs in Brussels and as a visiting professor at the University of California, Berkeley, the Université Libre de Bruxelles and the Barcelona Graduate School of Economics.

His work on banking, European integration, regulation and competition policy has been widely published.

In 2019 he was given the Insignia de Oro by the Instituto Español de Analistas Financieros, in 1999 he was awarded the research prize from the European Investment Bank and in 1979 the special award as part of his degree in Economics and Business Sciences. He has been also a Fulbright Scholar.

Latest update: January 2021

Tomás Muniesa

Deputy Chairman

Tomás Muniesa born in Barcelona in 1952; He has been Deputy Chairman of CaixaBank since April 2018.

Mr. Tomás Muniesa Arantegui holds a Degree in Business Studies and a Master's Degree in Business Administration from the ESADE Business School.

He joined ‘la Caixa’ in 1976 and was appointed Deputy General Manager in 1992 and General Manager of Insurance and Asset Management of CaixaBank from 2011 until November 2018. Besides, he has been executive Deputy Chairman and CEO of VidaCaixa, from 1997 to November 2018.

Mr. Muniesa is currently Deputy Chairman of CaixaBank, VidaCaixa and SegurCaixa Adeslas. He is also member of the ESADE Foundation Board of Trustees and a board member of Allianz Portugal.

Previously, he served as the Chairman of MEFF (Sociedad Rectora de Productos Derivados) and Deputy Chairman of BME (Bolsas y Mercados Españoles), Second Deputy Chairman of UNESPA, Director and Chairman of the Audit Commission of the Insurance Compensation Consortium, Board Member of Vithas Sanidad SL and Substitute Board Member of Grupo Financiero Inbursa in Mexico.

Last updated: January 2021

Gonzalo Gortázar

CEO

Gonzalo Gortázar, born in Madrid in 1965, has been CEO of CaixaBank since June 2014.

Mr Gortázar holds a dual degree in Law and Business from Universidad Pontificia de Comillas (ICADE) and an MBA with distinction from the INSEAD Business School.

He is currently Chairman of VidaCaixa and board member of Banco BPI.

Mr Gortázar served as CaixaBank's Chief Financial Officer prior to being appointed CEO in June 2014. Before that, he was CEO of Criteria CaixaCorp between 2009 and June 2011. From 1993 to 2009, he worked at Morgan Stanley in London and Madrid, holding several posts in the investment banking division and leading the European Financial Institutions Group until he joined Criteria in mid-2009. Previously, he held various corporate and investment banking positions at Bank of America.

He has been First Vice-Chairman at Repsol and a board member of Grupo Financiero Inbursa, Erste Bank, SegurCaixa Adeslas, Abertis, Port Aventura and Saba.

Latest update: January 2021

John S. Reed

Lead Independent Director

John Reed born in Chicago in 1939, has been member of the Board of Directors of CaixaBank since 2011 and the Lead Director from 2020.

He was raised in Argentina and Brazil. He came to go to college in the United States and graduated from Washington and Jefferson College and the Massachusetts Institute of Technology in 1961 under a joint degree program earning a BA and a BS degree. He served as a Lieutenant in the Corp of Engineers, US Army from 1962-64 and then returned to MIT for his MS. Mr. Reed spent thirty five years with Citibank/Citicorp and Citigroup, the last sixteen years as Chairman. He retired in April of 2000.

Mr. Reed returned to work as Chairman of the New York Stock Exchange from September 2003 until April 2005. Served as Chairman of the Corporation of MIT -2010 – 2014.

He was appointed Chairman of the Board of American Cash Exchange in February 2016.

Mr. Reed is President of the Boston Athenaeum and Trustee of NBER. He is a Fellow of the American Academy of Arts and Sciences and of the American Philosophical Society.

Last updated: January 2021

Fundación CajaCanarias represented by Natalia Aznárez

Director

Natalia Aznárez Gómez (Santa Cruz de Tenerife, 1964) became the representative of the CajaCanarias Foundation on the Board of Directors of CaixaBank in February 2017.

Degree in Business and Commercial Management from Universidad de Málaga and diploma in Business (speciality: Accounting and Finance) from Universidad de La Laguna. Former professor of Accounting and Finance at Universidad de La Laguna.

Ms. Aznárez Gómez began her professional career collaborating with General Management of REA METAL WINDOWS, to launch distribution of their products in Spain. In 1990, she joined the CajaCanarias marketing department. In 1993, Ms. Aznárez Gómez assumed leadership of the CajaCanarias individual customers segment, participating in the development of financial products and campaigns, the development and implementation of a CRM tool, and the personal banking and private banking service. She later became the head of the marketing department.

In 2008, Ms. Aznárez Gómez was named deputy director of CajaCanarias, heading up management of human resources at the bank. In 2010, she became assistant general manager of CajaCanarias. After Banca Cívica assumed all assets and liabilities of CajaCanarias, Ms. Aznárez Gómez took the helm of CajaCanarias General Management as the financial institution indirectly carrying out the financial activity. Following the entity's transformation into a banking foundation, she served as general manager until 30 June 2016.

Ms. Aznárez Gómez has actively served on several committees in the savings bank sector, including the executive committee of the Savings Bank Association for Labour Relations (Asociación de Cajas de Ahorros Para Relaciones Laborales, ACARL), the Euro6000 Marketing Committee, and the marketing committee and the human resources committee of the Spanish Confederation of Savings Banks (Confederación Española de Cajas de Ahorros, CECA). She has also held several positions at foundations.

Ms. Aznárez Gómez is currently the chair of the CajaCanarias employee pension plan control committee, the vice-chair of the Cristino de Vera Foundation, secretary of the CajaCanarias Business Learning and Development Foundation, and director of the CajaCanarias Foundation.

Last updated: January 2021

Maria Teresa Bassons

Director

Maria Teresa Bassons Boncompte was born in Cervelló in 1957. She has been a member of the CaixaBank Board of Directors since June 2012.

She graduated with a Bachelor Degree in Pharmacy from the University of Barcelona (1980) and she is a Specialist in Hospital Pharmacy. She holds a pharmacy licence.

She was a member of the Barcelona Chamber of Commerce's Executive Committee from 2002 to May 2019, and the Chair of its Enterprise Commission for the Health Sector. She has also served as Deputy-Chair of the Barcelona Board of Pharmacists (1997-2004) and as Secretary-General to the Board of Catalonia Pharmacists Associations (2004-2008).

She is a member of the Board of Directors of Bassline, S.L. and has been an Administrator of TERBAS XXI, S.L. and a member of the Board of Laboratorios Ordesa since January 2018, as well as a member of the Oncolliga Scientific Committee.

She was a member of the Board of Directors of Criteria CaixaHolding from July 2011 to May 2012, a board member of Caixa d'Estalvis i Pensions de Barcelona "la Caixa" from April 2005 to June 2014, Trustee of the Fundación Bancaria Caixa d'Estalvis i Pensions de Barcelona "la Caixa" from June 2014 to June 2016 and a member of the Consultative Committee of Caixa Capital Risc until June 2018.

She has also been a member of the Advisory Council on Smoking of the Health Department of the Catalan Government (1997-2006) and of the Advisory Committee on Bioethics of the Catalan Government (2005-2008) and director of the INFARMA Conference and Exhibition at the Fira in Barcelona in the 1995 and 1997 events, and director of the publications "Circular Farmacéutica" and "l'Informatiu del COFB" for twelve years.

In 2008 she was awarded the Medal of Professional Merit by the General Council of Pharmacists in Spain. In June 2018 she was named Academician of the Catalan Royal Academy of Pharmacy.

Last updated: January 2021

María Verónica Fisas

Director

Born in Barcelona in 1964, Verónica Fisas has served on the Board of Directors of CaixaBank since February 2016.

She holds a degree in Law and a Master in Business Administration. She joined Natura Bissé very early in her career, thus acquiring extensive knowledge of the company and of all its departments.

She has been the CEO of the Board of Directors of Natura Bissé and the General Director of the Natura Bissé Group since 2007. Since 2008, she has also been a trustee of Ricardo Fisas Natura Bissé Foundation.

In 2001, as the CEO of the United States subsidiary of Natura Bissé, she was responsible for the expansion and consolidation of the business, and obtained outstanding results in product distribution and brand positioning.

In 2009 she joined the Board of Directors of Stanpa, Asociación Nacional de Perfumería y Cosmética, becoming Chair of Stanpa in 2019 and, in turn, Chair of Fundación Stanpa.

She received the Work-Life Balance Award at the 2nd Edition of the National Awards for Women in Management in 2009, and the IWEC Award (International Women’s Entrepreneurial Challenge) for her professional career, in 2014.

In November 2017, Emprendedores magazine named Verónica Fisas as 'Executive of the Year'.

Last updated: January 2021

Alejandro García-Bragado

Director

Alejandro García Bragado, born in Girona in 1949, has been a member of the Board of Directors of CaixaBank since January 2017.

He holds a degree in Law from Universidad de Barcelona, and he is a State Lawyer since 1974. He was first assigned to Castellón de la Plana and by the end of 1975 to Barcelona.

In 1984 he requested an extended leave of absence to become the Barcelona Stock Exchange’s legal advisor and in 1989, once the stock exchange became a company, he was appointed Secretary to the Board of Directors while continuing to practice law.

In 1994 he left the Barcelona Stock Exchange to concentrate on his legal profession and to provide legal advice to “la Caixa”. In 1995 he was appointed Deputy Secretary to the Board of Directors and then Secretary in 2003. He was appointed Deputy Manager in 2004 and Executive Manager in 2005. From June 2014 to December 2016 he was Deputy Chairman and Deputy Secretary to the Board of Trustees of Caixa d’Estalvis i Pensions de Barcelona, “la Caixa, Banking Foundation.

At CaixaBank he was Secretary (non-member) to the Board of Directors from May 2009 to December 2016 and General Secretary from July 2011 to May 2014.

He was Secretary to the Board of Directors of La Maquinista Terrestre y Marítima, SA; Intelhorce; Hilaturas Gossipyum; Abertis Infraestructuras, SA; Inmobiliaria Colonial, SA; and Sociedad General de Aguas de Barcelona, SA., among others.

He served on the Board of Gas Natural SDG, S.A. from September 2016 up to May 2018 and First Vice Chairman at CriteriaCaixa from June 2014 up to July 6, 2020. He sat on the Board of Directors of Saba Infraestructuras since September 2018.

Last updated: January 2021

Cristina Garmendia

Director

Cristina Garmendia Mendizábal was born in San Sebastian in 1962. She has been a member of the CaixaBank Board of Directors since June 2019.

She has a degree in Biological Sciences, specialising in Genetics, an MBA from the IESE Business School of the University of Navarra and a PhD in Molecular Biology from the Severo Ochoa Molecular Biology Centre of the Autonomous University of Madrid.

She is currently a Director of Compañía de Distribución Integral Logista Holdings, S.A., Mediaset, Ysios Capital and Satlantis Microsats.

In the past, she has been Executive Deputy Chair and Financial Director of the Amasua Group, President of the Association of Biotechnology Companies (ASEBIO) and member of the Governing Board of the Spanish Confederation of Business Organisations (CEOE). She has also been a member of the governing bodies of, among other companies, Science & Innovation Link Office, S.L., Naturgy Energy Group, S.A. (formerly Gas Natural, S.A.), Corporación Financiera Alba, Pelayo Mutua de Seguros, President of the Hispano-American company Satlantis Microsats and President of Genetrix S.L.

She has been Minister of Science and Innovation in the Spanish Government during the entire IX Legislature from April 2008 to December 2011.

She is President of the COTEC Foundation, a member of the España Constitucional, SEPI and Women for Africa Foundations, as well as a member of the Social Council of the University of Seville.

Latest update: January 2021

Ignacio Garralda

Director

Ignacio Garralda Ruiz de Velasco, born in Madrid 1951, has been a member of the Board of Directors of CaixaBank since 2017.

Graduated with a Law Degree from the University of Complutense de Madrid.

He is a Notary Public, on leave, since 1989. He began his professional career as Notary for Commercial Matters, from 1976 to 1982, the year in which he became a Licensed Stock Broker of the Ilustre Colegio de Agentes de Cambio y Bolsa de Madrid until 1989.

He was a founding member of AB Asesores Bursátiles, S.A, where he was Vice-Chairman until 2001, Vice-Chairman of Morgan Stanley Dean Witter, SV, S.A. from 1999 to 2001 and Chairman of Bancoval, S.A. from 1994 to 1996. Between 1991 and 2009 he was on the Board of the Governing Body of the Madrid Stock Exchange.

He is currently the Chair and CEO of Mutua Madrileña Automovilista. He has been a member of the Board of Directors since 2002 and a member of the Executive Committee since 2004, where he is the current Chair, as well as for the Investment Committee. He is the First Vice-Chairman of Bolsas y Mercados Españoles (BME), a member on the Board of Directors de Endesa S.A., where he has been the Chair of the Audit Committee since 2016.

He is a member on the Board of Directors of Endesa S.A., where he has been the Chairman of the Appointments and Remuneration Committee since September 1, 2020.

He is Chairman of Fundación Mutua Madrileña, a member on the Board of Trustees of Fundación Princesa de Asturias, Museo Reina Sofía, Pro Real Academia Española and Fundación de Ayuda contra la Drogadicción.

Last updated: January 2021

María Amparo Moraleda

Director

María Amparo Moraleda (Madrid 1964) has been a member of the Board of Directors of CaixaBank since 2014.

She graduated in Industrial Engineering from the ICAI and holds an MBA from the IESE Business School.

She is an Independent Director at several companies: Solvay, S.A. (since 2013), Airbus Group, S.E. (since 2015) and Vodafone Group (since 2017).

She is also a member of the Supervisory Board of the Spanish High Council for Scientific Research (since 2011), member of the Advisory Boards of SAP Ibérica (since 2013) and of Spencer Stuart (since 2017).

Between 2012 and 2017 she was a member of the board of directors of Faurecia, S.A. and member of the Advisory Board of KPMG Spain (since 2012).

Between January 2009 and February 2012 she was Chief Operating Officer of Iberdrola SA's International Division with responsibility for the United Kingdom and the United States. She also headed Iberdrola Engineering and Construction from January 2009 to January 2011.

She was General Manager of IBM Spain and Portugal between July 2001 and January 2009, with the area for which she was responsible extended to encompass Greece, Israel and Turkey from July 2005 to January 2009. Between June 1999 and 2001 she was assistant executive to the President of IBM Corporation. From 1998 to 2000 Ms. Moraleda was General Manager of INSA (a subsidiary of IBM Global Services). From 1995 to 1997 she was HR Director for EMEA at IBM Global Services and from 1988 to 1995 held various professional and management positions at IBM España.

She is also a member of various boards and trusts of different institutions and bodies including the Academy of Social Sciences and the Environment of Andalusia, the Board of Trustees of the MD Anderson Cancer Centre in Madrid and the International Advisory Board of the Instituto de Empresa.

In December 2015 she was named a full academic member of the Royal Academy of Economic and Financial Science.

In 2005 she was inducted into the Women in Technology International (WITI) organisation's Hall of Fame, established to recognise, honour, and promote the outstanding contributions women make to the scientific and technological communities that improve and evolve society, while her numerous distinctions include: the Values Leadership Award (FIGEVA Foundation – 2008), the Javier Benjumea Award (Engineering Association of the ICAI – 2003) and the Award for Excellence (Spanish Federation of Female Directors, Executives, Professionals and Entrepreneurs – Fedepe – 2002).

Last updated: January 2021

Eduardo Javier Sanchiz

Director

Eduardo Javier Sanchiz Irazu was born in Vitoria in 1956. He has been a member of the CaixaBank Board of Directors since 2017.

He holds a degree in economics from the University of Deusto, San Sebastián campus, and a Master's Degree in Business Administration from the Instituto Empresa in Madrid.

He was CEO of Almirall from July 2011 until 30 September 2017. During this period, the company underwent a significant strategic transformation with the aim of becoming a global leader in skin treatment.

Previously, after joining Almirall in May 2004, he was Executive Director of Corporate Development and Finance and Chief Financial Officer. In both positions, Eduardo led the company's international expansion through a number of alliances with other companies, and through licensing of external products, in addition to five acquisitions of companies and product portfolios. He also coordinated the IPO process in 2007.

He has been a member of the Almirall Board of Directors since January 2005 and a member of the Dermatology Committee since its creation in 2015.

Prior to joining Almirall, he worked for 22 years (17 outside Spain) at Eli Lilly & Co, an American pharmaceutical company, in finance, marketing, sales and general management positions. He was able to live in six different countries and some of his significant positions include General Manager in Belgium, General Manager in Mexico and, in his last position in the company, Executive Officer for the business area that encompasses countries in the centre, north, east and south of Europe.

He was a member of the American Chamber of Commerce in Mexico and of the Association of Pharmaceutical Industries in a number of countries in Europe and Latin America.

He is a member of the Pierre Fabre Laboratory Strategic Committee and since May 2019 a member of the Board of Directors of this company.

Last update: January 2021

José Serna

Director

José Serna Masiá was born in Albacete in 1942, and has been a member of the CaixaBank Board of Directors since July 2016.

He graduated in Law at Madrid’s Universidad Complutense in 1964, and began his professional career in the legal department at Butano, S.A. (1969/70).

In 1971 he joined the State Lawyer Corps, and worked in the Corps in Salamanca and at the Ministry of Education and Science and the Ministry of Finance. He then joined the State’s contentious services division at what was then known as the Madrid Territorial Court (now the High Court of Justice) until he applied for leave in 1983.

Between 1983 and 1987 he worked as Legal Advisor at the Madrid Stock Exchange. In 1987 he was admitted as a Forex and Stock Market Broker at the Barcelona Stock Exchange, and was elected Secretary of its Union Board. He was involved in the 1988 stock market reform as Chairman of the Promoter of the new Barcelona Stock Exchange, and also as a member of the Consultative Committee of the newly created National Securities Market Commission.

In 1989 he was elected Chairman of the Barcelona Stock Exchange, a post he held for two consecutive terms until 1993. From 1991 to 1992 he was Chairman of the Spanish Stock Market Body representing Spain’s four Stock Exchanges, and Vice-Chairman of the Spanish Financial Futures Market in Barcelona. He was also Vice-Chairman of the “Barcelona Centro Financiero” Foundation and of Sociedad de Valores y Bolsa Interdealers, S.A.

In 1994 he started work as Forex and Stock Market Broker at the Official Traders College in Barcelona.

He sat on the ENDESA Board between 2000 and 2007, and was also a member of its Control and Audit Committee, and in fact chaired the Committee between 2006 and 2007. He also worked as advisor to ENDESA Diversificación and ENDESA Europa.

He was a Barcelona Notary Public from 2000 to 2013.

Last updated: January 2021

Koro Usarraga

Director

Koro Usarraga Unsain (San Sebastián, 1957) has been a member of CaixaBank's Board of Directors since 2016.

She has a degree in Business Administration and a Masters in Business Management from ESADE, took the PADE (Senior Management Programme) at IESE and is a qualified chartered accountant.

She was an independent Director of NH Hotel Group from 2015 to October 2017.

She worked at Arthur Andersen for 20 years and in 1993 was appointed partner of the audit division.

In 2001 she assumed responsibility for the General Corporate Management of Occidental Hotels & Resorts, a group with significant international presence and specialising in the holiday sector. She was responsible for the finance, administration and management control departments, as well as IT and human resources.

She was General Manager of Renta Corporación, a real estate group specialising in the purchase, refurbishment and sale of properties.

She is a Director of Vocento, S.A. and has been a shareholder and Administrator of 2005 KP Inversiones, S.L. since 2005, which is engaged in investing in companies and management consultancy. She is also an Administrator of Vehicle Testing Equipment, S.L.

Last updated: January 2021

Óscar Calderón

General Secretary and Secretary to the Board of Directors

Born in Barcelona in 1971, he has been General Secretary since 2014 and Secretary to the Board of Directors of CaixaBank since 2017.

Graduate in Law from the University of Barcelona (1994). State Lawyer (1998).

He has also been a State Lawyer in Catalonia (1999-2003). Lawyer to the General Secretary's Office of ”la Caixa” Caja de Ahorros y Pensiones de Barcelona (2004) and Deputy Secretary to the Board of Directors of Inmobiliaria Colonial, S.A. (2005-2006), in addition to Secretary of the Board of Banco de Valencia (from March to July 2013) and Deputy Secretary of the Board of Directors of ”la Caixa” Caja de Ahorros y Pensiones de Barcelona until June 2014. He was also a Trustee and Deputy Secretary of the ”la Caixa” Foundation until its dissolution in 2014, as well as Secretary to the Board of Trustees of the “la Caixa” Banking Foundation until October 2017.

Óscar Calderón de Oya is a Trustee and Secretary to the Board of Trustees of the Museo de Arte Contemporáneo de Barcelona (MACBA) Foundation. He is also Secretary of Fundación de la Economía Aplicada (FEDEA).

Last update: January 2021

Óscar Figueres

First Deputy Secretary to the Board of Directors

Born in Tortosa in 1981, he has been First Deputy Secretary to CaixaBank's Board of Directors since October 2017.

Holds a degree in Law from the Pompeu Fabra University in Barcelona (2003) and State Lawyer (2008).

He is currently Secretary of the Board of Directors of VidaCaixa.

He worked as a State Lawyer in Barcelona and Tarragona, responsible for the coordination, representation and defence of the State in civil, appeal, social and criminal cases. Coordinator of Legal Assistance Agreements with Corporación RTVE, the Barcelona Free Trade Association and the Tarragona Port Authority. Member of Board and Executive Committee of the Barcelona Free Trade Association. Member and Legal Counsel of the Board of Directors of the Tarragona Port Authority and Member of the Tarragona Provincial Compulsory Purchase Tribunal.

He previously worked at EY Abogados law firm.

Latest update: January 2021