CaixaBank and Comercia Global Payments launch an application for collecting payments by smartphone

• CaixaBank is the first financial institution in Spain to entirely develop an mPOS solution.
• Comercia Global Payments will offer the new service through its website and the CaixaBank network.

Comercia Global Payments, a joint venture between the U.S.-based Global Payments Inc. and CaixaBank, the leading Spanish financial institution by market share, is the first to launch an mPOS solution that has been developed entirely by a Spanish financial institution. This innovative solution offers a way to collect payments with smartphones, streamlining epayments for small business such as self-employed professionals who do their work in customers' homes, repair services, home delivery services, taxis, craft fairs, etc.

The main feature of the new system is that it provides a very easy-to-use system with minimal technology requirements. Customers will download an application to their smartphones and will insert the card into a small card reader provided by Comercia Global Payments where the customer will type his/her PIN code.

Payment is collected easily and intuitively in three simple steps:

1 / The smartphone application can be used to enter the amount receivable, either directly or by selecting the products in the catalogue. 
2 / The cardholder inserts the card in card reader connected to the smartphone via Bluetooth. The PIN Code is entered to confirm the operation. 
3 / The purchase receipt is sent to the cardholder by email or text message.

All the retail business' products and services in the mobile

The mPOS application also enables stores to keep all the references in their commercial catalogues on their mobile. After receiving a card payment, it is possible to display not only the total amount, but also the details of the products and services sold. In short, the Comercia Global Payments mPOS turns the smartphone into a store's "cash register".

Leadership in retail business and self-employed segments

The Comercia Global Payments mPOS application is the first to be launched in Spain that has been fully developed by a financial institution, CaixaBank. Comercia Global Payments has undertaken all its technological development with a view to offering a service fully adapted to the characteristics of the Spanish market.

The application for Android and Google Play can now be downloaded free of charge from app stores, and will be available for smartphones with the iOS operating system shortly.

The mPOS solution is specifically aimed at the self-employed and professionals, whose work obliges them to move frequently and charge their customers at home. Self-employed professionals can take out the service initially at over 200 branches of CaixaBank in Barcelona, at the website of Comercia Global Payments and very soon through the entire branch network of CaixaBank.

Comercia Global Payments, formed in 2010, is a joint venture between Global Payments and CaixaBank to provide merchant acquiring and payment processing services to merchants throughout Spain. Comercia Global Payments is the leading institution in retail payment resources and has over 200,000 retail customers. It has also firmly backed the incorporation of new technologies at POS, which encourages the growth of epayments.

About CaixaBank

CaixaBank is the Spanish banking sector's largest institution, with 13 million customers, a branch network of more than 6,000 offices and an average market share of 14.6% in business volume. Its financial operations date back more than 100 years. The entity, part of the "la Caixa" Group, places strong emphasis on growth, both domestic and international, supported by proven experience in banking sector investments and its characteristic prudence. The Group, overseen by Chairman Isidro Fainé and CEO Juan María Nin and headquartered in Barcelona (Spain), has consolidated its leading position in retail banking thanks to its strong commercial operations, risk-appropriate management, foresight and consistent innovation. CaixaBank supports its customers with interests and trade relations outside of Spain, through strategic alliances with international banking partners, operational branches, representation offices and correspondent banks.

About Global Payments

Global Payments Inc. (NYSE: GPN) is a leading provider of electronic transaction processing services for merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada, Brazil, Europe and the Asia-Pacific region. Global Payments, a Fortune 1000 company, offers a comprehensive line of processing solutions for credit and debit cards, business-to-business purchasing cards, gift cards, electronic check conversion and check guarantee, verification and recovery including electronic check services, as well as terminal management. Visit www.globalpaymentsinc.com for more information about the company and its services.

CaixaBank Corporate Communications and External Relations Department
Tel: +34 93 404 74 68/ 8108  [email protected]
http://prensa.lacaixa.es/caixabank  Av. Diagonal, 621 – 629  08028 Barcelona 

Global Payments Inc.
Investor Contact: 
Jane Elliott
[email protected]
770.829.8234

Media Contact:
Amy Corn
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770.829.8755