CaixaBank Group

We are a financial group with a socially responsible universal banking model that is based on quality, engagement and specialisation. We are the leading financial group in Spain and a major player in Europe. We also have a strong presence in Portugal, where we control 100% of Banco BPI.

We offer a wide range of value-added products and services tailored to every sector. Innovation is at the heart of everything that we do and is a differentiating feature of our culture, playing a central role in driving long-term, sustainable economic growth.



BPI

BPI is a financial institution focused on providing retail banking services in Portugal, where it is the fourth largest bank in terms of business volumes, with an 11% market share in loans and in customer funds.

BPI's business is organised into several segments: Retail, Business, Premier, InTouch and Private Banking; Business and Institutional Banking; and Corporate and Investment Banking. 

BPI offers a complete range of financial products and services, adapted to the specific needs of each sector, through a specialised, omnichannel and fully integrated distribution network.

Subsidiary, international branches & Representative offices  

2

Subsidiaries
(100%)1

Banco BPI
CaixaBank Wealth Management Luxembourg

7

International
branches

France: Paris
Germany: Frankfurt a.M
Italy: Milan
Morocco: Casablanca, Tangier and Agadir
Poland: Warsaw
Portugal: Porto
United Kingdom: London

17

Representative
offices

Algiers, Beijing, Bogota, Cairo, Dubai, Hong Kong, Istanbul, Johannesburg, Lima, Shanghai, New Delhi, New York, Santiago de Chile, Sao Paulo, Singapore, Sydney and Toronto

2

Spanish
Desks

Mexico City
Vienna


As of January 2024
(1) CaixaBank Wealth Management Luxembourg. Wealth management across multiple jurisdictions

Further information

The CaixaBank Group  also includes VidaCaixa  and CaixaBank Asset Management , the leading insurer and the leading fund manager in Spain, respectively; and MicroBank , the CaixaBank social bank and one of the largest microfinance institutions in Europe.

Structure of the CaixaBank Group

In June 2014, "la Caixa" became a Banking Foundation, with the Group’s legal reorganisation being completed in October 2014, after segregating assets and liabilities to CriteriaCaixa , including its stake in CaixaBank. 

This was followed by CaixaBank taking full control of Portuguese bank BPI, and in 2021, following the merger with Bankia, CaixaBank became the leading bank in Spain by clients and assets.

Further information

Group structure

CaixaBank Group >>

45,005 | Credit institution Spain

        Caixabank, S.A.              >>

36,289

BUSINESS SUPPORT

BUSINESS ACTIVITY

GROUP ENTITIES

ASSOCIATES
AND JOINT VENTURES

667

CaixaBank Operational Services (100%)

Services for back office administration

941

CaixaBank Tech (100%)

Provision of IT services

189

CaixaBank Facilities Management (100%)

Project management, maintenance, logistics and procurement

131

CaixaBank Advanced Business Analytics, S.A. (100%)

Development of digital projects

IT Now (49%)

Technology and IT projects and services

628

CaixaBank Payments & Consumer (100%)

Consumer finance and payment methods

52

Wivai SelectPlace, S.A.U (100%)

Product marketing

8

Telefonica Consumer Finance (50%)

Consumer finance

7

CaixaBank Equipment Finance (100%)

Vehicle leasing and capital goods

Comercia Global Payments Entidad de Pago, S.L (20%)

Payment entity

Servired (41%)

Spanish payment method company

Global Payments Money To Pay, S.L (49%)

Payment entity

Redsys Servicios de Procesamiento (25%)

Payment methods

219

Building Center (100%)

Holder of property assets

Bankia Habitat (100%)

Real-estate administration, management and operation

Living Center (100%)

Real estate promotion

Coral Homes (20%)

Real estate services

Gramina Homes (20%)

Real-estate administration, management and operation

842

VidaCaixa (100%)1

Life insurance and pension fund management

69

VidaCaixa Mediació (100%)

Insurance

20

Bankia Mediación (100%)

Bancassurance services operator

68

BPI Vida e Pensões (100%)

Life insurance and pension fund management

SegurCaixa Adeslas (49,9%)

Non-life insurance

261

CaixaBank Asset Management (100%)

Management of collective investment undertakings

46

BPI Gestão de ativos (100%)

Management of collective investment undertakings

9

CaixaBank AM Luxembourg (100%)

Management of collective investment undertakings

4,275

Banco BPI (100%)

Credit institution

Companhia de Seguros Allianz Portugal (35%)

Insurance

Banco comercial e de Investimentos (36%)

Credit institution in Mozambique

63

Imaginersgen (100%)

Management of the bank's youth segment

44

Nuevo Micro Bank (100%)

Financing of microloans

34

CaixaBank Wealth Management Luxembourg (100%)

Credit institution Luxembourg

9

BPI Suisse (100%)

Credit Institution Switzerland

10

CaixaBank Titulización (100%)

Securitisation fund management

12

Open Wealth (100%)

Independent wealth consulting services

Company subgroups

(%) Percentage of stake at 30 March 2024.

Number of employees.
N.B.: The most significant entities are included according to their contribution to the Group, excluding shareholder operations (dividends), extraordinary operations and non-core activities: Inversiones Inmobiliarias Teguise Resort S.L. (151 employees), Unión de Crédito para la Financiación Mobiliaria e Inmobiliaria, E.F.C., S.A.U. (14), Puerto Triana, S.A.U. (8), Líderes de Empresa Siglo XXI, S.L. (6), among others.

Committed to employment

CaixaBank Group is one of the highest-rated companies in terms of the professional development of people*. Our activity, together with that of MicroBank, the group's social bank, enables us to create businesses and employment contributing to Spain’s and Portugal's economic and social development.

49,762

people working in the CaixaBank Group

57,108

jobs generated through the multiplier effect of purchases from suppliers (1) and 6,738 generated by Banco BPI

6,672

new businesses created with the support of microloans

*The Company measures the commitment and satisfaction of its employees through internal studies (Commitment Study and the Service Quality Study), as well as through external monitors such as the Employee Experience Measurement Index (IMEX) and Merco Talento, one of the world's benchmark for reputational assessment monitors based on a multistakeholder methodology.

Further information

Contribution to Gross Domestic Product (GDP)

As CaixaBank Group, we contribute to the Gross Domestic Product of Spain and Portugal, and we generate wealth and economic stability for society as a whole.

0.96 %

2

0.43 %

1

€ 11.52 billion

direct and indirect contribution to Spanish GDP

17 %

gross added value of CaixaBank in the financial and insurance sector

913 million

direct and indirect contribution to Portuguese GDP

6.8 %

gross added value of BPI in the financial and insurance sector

Further information