Pursuant to Article 22 of Commission Delegated Regulation (EU) No 625/2014 of 13 March 2014 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council by way of regulatory technical standards specifying the requirements for investor, sponsor, original lender and originator institutions relating to exposures to transferred credit risk, CaixaBank as risk retainer in relation to certain securitisation funds (fondos de titulización) hereby disclose that in compliance with

(i) Article 405 of Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 (the "Regulation 575/2013"), as to the funds incorporated prior to 1 January 2019, and

(ii) Article 6(1) of Regulation of Regulation (EU) 2017/2402 of the European Parliament and of the Council of 12 December 2017 laying down a general framework for securitisation, as to the funds incorporated on or after 1 January 2019,

maintains the commitment to retain in the securitisation funds, on an ongoing basis, a significant net economic interest in the terms required by Regulation 575/2013 and Regulation 2017/2402, respectively. For these purposes, "on an ongoing basis" means that the net economic interest retained in each of the funds will not be subject to credit risk mitigation, short positions or other types of hedging and will not be sold.

Updated details on compliance with the retention requirement can be found in the Periodic Information about these securitisation funds published on CaixaBank Titulización and BEKA Titulización websites.