About the Share price…
How can I check CaixaBank's stock market price?
On the homepage of our corporate website you will find CaixaBank's current stock market price. You can also view the chart and historical record of stock market prices in the Share Price section (CaixaBank on the stock exchange).
You can also subscribe to our CaixaBank Shareholder Information Service to receive, among other things, the Shareholders’ Newsletter and CaixaBank’s Weekly Report on movements in the share price and on financial markets, together with news on advantages and initiatives for shareholders.
Where can I buy CaixaBank shares?
You can buy CaixaBank shares through your bank or stock broker. If your bank is CaixaBank, the order can be made through Linea Abierta (if you have it activated) or through your management office.
What expenses are involved in buying CaixaBank shares?
When the purchase is made through CaixaBank, the buyer benefits from an exemption from the bank fee, and only the stock exchange fee are charged.
How can I transfer my shares to CaixaBank?
You need only deliver the latest statement of the securities you wish to transfer in any CaixaBank office. The statement must bear the signature of each of the contract holders. The bank will handle all other arrangements. After transferring the shares, you can benefit from the advantages of the program CaixaBank and its Shareholders.
Note: the bank from which the securities are removed charges a transfer free, which may vary from one bank to another.
About shareholder remuneration...
What is CaixaBank's remuneration policy?
The bank is committed to earmarking at least 50% of consolidated net profit for cash remuneration from 2015. The amount paid out of 2016 profit was 0.13/share, equivalent to 54% of consolidated net profit..
A proposal has been made to pay two cash dividends out of 2017 profit, sometime around November 2017 and April 2018. These payments are subjects to corresponding approvals.
For further information, visit the section Shareholder remuneration.
How does CaixaBank give notice of remuneration periods?
Each quarterly remuneration must be approved by the CaixaBank Board of Directors.
After approval, the following steps are taken:
Personal income tax for common territory
How are dividends taxed?
The gross amount of dividends is included in the savings tax base of the tax return for the year they are received.
The tax rates to be applied in the common territory on the taxable savings base are paid in accordance with the following scale for 2016 and 2017:
2016 and 2017:
19% on the first €6,000
21% on tax base of up to €50,000
23% above €50,000
The withholding rate applicable to dividends is 19%.
How are the different options in the CaixaBank Scrip Dividend Program taxed?
Subscription of new shares
This is the default option. Delivery to shareholders of bonus shares does not constitute income for shareholders.
It should be noted that when shares are transferred, the difference between the proceeds from the transmission and the amount paid at purchase is a capital gain or loss. Hence, with regard to future transmissions, the purchase price of received (new) shares, and of the shares from which they derive (old) will be the result of dividing the total cost of the old shares by the number of both old and bonus shares.
The age of the bonus shares (new shares) shall be that of the shares from which they derive (old).
Selling allotment rights in the market
During the 2016 financial year, the amount obtained from the sale of allotment rights will reduce the purchase value of the originating shares (old shares). Nevertheless, if the amount should exceed the purchase price of the (old) shares, the difference will be considered a capital gain in the tax period in which the transfer of rights occurs. This cash payout is not subject to tax withholding.
From 2017, the amount obtained from the sale of subscription rights on the market must be included as capital gains on the taxable savings base in the tax return corresponding to the financial year in which it is received. This capital gains is subject to a tax witholding rate of 19% to be imposed by the depository or, in its absense, the financial intermediary that was involved in the transmission.
Sale of allotment rights to CaixaBank
This option is equivalent to receiving the dividend in the form of a cash payout; therefore it is subject to tax withholding upon receipt. The gross amount received must be included as a capital return in the savings tax base in the income tax return of the year in which it is received.
Note: This guide is applicable to common tax territory and, accordingly, does not apply to persons subject to a special tax scheme.
How can I stay up to date with CaixaBank?
CaixaBank provides shareholders with the following information resources:
Shareholders with shares deposited in the bank and with e-mail and mobile telephone number reported receive the CaixaBank Shareholder newsletter and the corporate alerts by e-mail and by SMS. You can only receive the weekly reports by subscription. The CaixaBank Shareholders' magazine is forwarded in printed copy to shareholders with at least 1,000 CaixaBank shares deposited in the bank.
If you do not receive any of the services mentioned, you can subscribe to those which are of interest to you through the Shareholder information service.
Where should I give notice of a change in my personal data?
CaixaBank shareholders and customers
The data used to send information to shareholders are provided as a customer of CaixaBank through the Línea Abierta service or the office network. To fully or partially modify this information, shareholders must use the same channels (Línea Abierta or CaixaBank offices) to ensure the confidentiality and proper processing of information in accordance with the Spanish Data Protection Act.
CaixaBank non-customer shareholders
In communication by post, the data used by the bank to send information to shareholders are provided to CaixaBank by the entity in which the shareholders has the shares deposited. To fully or partially modify this information, shareholders must contact their depository entity. To receive information by e-mail or SMS, it is necessary to subscribe through the Shareholder information service.
How can shareholders contact CaixaBank?
CaixaBank provides shareholders with the following channels:
Telephone: 902 11 05 82
Shareholders can submit queries regarding the institution, the share price, shareholder remuneration, initiatives aimed at shareholders and any other issue of interest.
The entity also has a Shareholder Office in Barcelona, and the Shareholder Office Roadshow, where shareholders can receive personalized attention by the Investor Relations team.
To set up an appointment, shareholders can call 902 11 05 82 or use the following form.
Benefits for CaixaBank shareholders
What benefits do CaixaBank shareholders have?
CaixaBank provides exclusive advantages and benefits for its shareholders in thanks for the trust placed in the bank:
Information on company:
Training and cultural events:
Discounts, exclusive offers and competitions:
You can find all information available in the section Advantages for Shareholders, within the Shareholder Services Area of the corporate website.
About the Annual General Meeting...
For information on Annual General Meating, please consult the Annual General Meeting section.
Note: the answers given to the questions are for guideline purposes, without affecting the strictly applicable nature of the regulation in force (Company statutes and Law of Limited Companies).