Rating agencies and sustainability analysts assess the exposure level of companies to ESG (Environment, Social, and Governance) risks, their capability to manage these risks and the development and positive impact of their business in social and environmental aspects.

At CaixaBank, thanks to our long-term sustainable management model, we are featured in the most important international sustainability indexes and we are assessed by the main sustainability analysts, placing us among the best financial entities in terms of ratings. Thus, we fulfil the expectations of investors who commit to long-term strategies and include ESG criteria in their investment decisions.

ESG rating indices / agencies		Included since...	Last rating obtained
	DJSI World DJSI Europe	2012	85 (0-100)	Included for the tenth consecutive year. 11th position out of 24 banks included in DJSI World
	MSCI Ranting ESG	2015	AA (CCC-AAA)	Leader category
	FTSEA4Good Global FTSEA4Good Europe FTSEA4Good Ibex	2011	4 (1-5)	Above average rating for the sector (2.7)
		2011	19 Risk exposure (100-0)	Below average ESG "LOW RISK" risk exposure for the sector. Strong risk management
	Bureau Veritas	2013	A- (D-/A)	Leadership category in management and transparency of climate change issues
		2013	C "Prime" (D-/A+)	PRIME category
		2013	1 (10-1)	Maximum rating (1) in the 3 dimensions of the ISS ESG Quality Score: Environmental, Social and Governance
	ETHIBEL Sustainability Index Europa Eurozone 120 - Europe 120	2013	54 (0-100)	ROBUST category in the management of ESG issues, above average for the sector

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