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{"sheet":"Índice","index":0,"n_rows":84,"n_cols":6,"rows_kept":84,"cut":false,"hidden":false,"merged":[[0,1,0,5],[47,1,47,2],[63,1,63,2],[71,1,71,2],[77,1,77,2],[5,1,5,2],[13,3,14,3],[15,1,15,2],[19,1,19,2]]}
[null,"CASTELLANO"]
[]
[null,"Información con Relevancia Prudencial (Pilar 3) Grupo CaixaBank"]
[]
[null,null,null,"Alias EBA / BCBS","Frecuencia*","Documento EBA / BCBS"]
[null,"CAPITAL",""]
[]
[null,1,"Solvencia CaixaBank","-","Trimestral","-"]
[null,2,"Recursos propios computables","-","Trimestral","-"]
[null,3,"EU OV1 - Visión general de los APR","EU OV1","Trimestral","EBA/GL/2016/11, versión 2"]
[null,4,"EU INS1 - Participaciones en empresas de seguros no deducidas","EU INS1","Semestral","EBA/GL/2016/11, versión 2"]
[null,5,"Información sobre fondos propios ","-","Semestral","Reglamento de Ejecución (UE) 1423/2013 de la Comisión"]
[null,6,"Principales características de los instrumentos","-","Semestral","Reglamento de Ejecución (UE) 1423/2013 de la Comisión"]
[null,7,"Información sobre el ratio de apalancamiento","LRSum, LRCom, LRSpl, LRQua","Semestral","Reglamento de Ejecución (UE) 2016/200 de la Comisión"]
[null,null,null,""]
[null,"RIESGO DE LIQUIDEZ",""]
[]
[null,8,"EU LIQ1 - Coeficiente de cobertura de liquidez (LCR)","EU LIQ1","Trimestral","EBA/GL/2017/01"]
[]
[null,"RIESGO DE CRÉDITO",""]
[]
[null,9,"EU CCyB1 - Distribución geógráfica de las exposiciones crediticias pertinentes para el cálculo del colchón de capital anticíclico","EU CCyB1","Semetral","BCBS Normas (standards) Marzo 2017"]
[null,null,"Método estándar"]
[null,10,"EU CR4 - Método estándar - Exposición al riesgo de crédito y efectos de la reducción del riesgo de crédito","EU CR4","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,11,"EU CR5 - Método estándar (EAD)","EU CR5","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,12,"EU CR5 - Método estándar (APR)","EU CR5","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,null,"Método IRB"]
[null,13,"IRB: Exposiciones al Riesgo de Crédito por cartera","-","Trimestral","-"]
[null,14,"EU CR8 - Estados de flujos de APR de exposiciones al riesgo de crédito según el método IRB","EU CR8","Trimestral","EBA/GL/2016/11, versión 2"]
[null,15,"Minorista por cartera e intervalo de PD","EU CR6","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,"15a","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas cubiertas con hipotecas sobre inmuebles)","EU CR6c","Trimestral*"]
[null,"15b","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas Pymes cubiertas con hipotecas sobre inmuebles)","EU CR6d","Trimestral*"]
[null,"15c","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas renovables elegibles)","EU CR6e","Trimestral*"]
[null,"15d","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (Pymes minorista)","EU CR6f","Trimestral*"]
[null,"15e","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (Otras exposiciones minoristas)","EU CR6g","Trimestral*"]
[null,16,"Empresa por cartera e intervalo de PD","EU CR6","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,"16a","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por categoría de exposición e intervalo de PD (Corporates)","EU CR6a","Trimestral*"]
[null,"16b","EU CR6 - Método IRB - Exposiciones al riesgo de crédito por categoría de exposición e intervalo de PD (Pymes)","EU CR6b","Trimestral*"]
[null,17,"EU CR2-B - Cambios en el saldo de los préstamos y valores representativos de deuda en situación de default y cuyo valor se ha deteriorado","EU CR2-B","Semestral","EBA/GL/2016/11, versión 2"]
[null,18,"EU CR1-A - Calidad crediticia de las exposiciones por categoría de exposición e instrumento","EU CR1-A","Semestral","EBA/GL/2016/11, versión 2"]
[null,19,"EU CR1-B - Calidad crediticia de las exposiciones por sector o tipos de contraparte","EU CR1-B","Semestral","EBA/GL/2016/11, versión 2"]
[null,20,"EU CR1-C - Calidad crediticia de las exposiciones por zona geográfica","EU CR1-C","Semestral","EBA/GL/2016/11, versión 2"]
[null,21,"EU CR1-D - Antigüedad de las exposiciones vencidas","EU CR1-D","Semestral","EBA/GL/2016/11, versión 2"]
[null,22,"EU CR1-E - Exposiciones dudosas y exposiciones reestructuradas y refinanciadas","EU CR1-E","Semestral","EBA/GL/2016/11, versión 2"]
[null,23,"EU CR3 - Técnicas de reducción del riesgo de crédito - Visión general","EU CR3","Semestral","EBA/GL/2016/11, versión 2"]
[null,24,"EU CR2-A - Cambios en el saldo de los ajustes por riesgo de crédito general y específico","EU CR2-A","Semestral","EBA/GL/2016/11, versión 2"]
[]
[null,"RIESGO DE CONTRAPARTE",""]
[]
[null,25,"EU CCR1 - Análisis de la exposición al riesgo de contraparte en función del método","EU CCR1","Semestral","EBA/GL/2016/11, versión 2"]
[null,null,"Método estándar"]
[null,26,"Exposiciones al riesgo de contraparte y efectos de técnicas para su mitigación","EU CCR3","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,27,"EU CCR3 - Método estándar - Exposiciones al riesgo de contraparte por cartera regulatoria y riesgo (EAD)","EU CCR3","Trimestral*","EBA/GL/2016/11, versión 2"]
[null,28,"EU CCR3 - Método estándar - Exposiciones al riesgo de contraparte por cartera regulatoria y riesgo (APR)","EU CCR3"]
[null,null,"Método IRB"]
[null,29,"IRB: exposiciones al riesgo de contraparte por cartera","-","Trimestral*","-"]
[null,30,"EU CCR4 - Método IRB - Exposiciones al riesgo de contraparte por cartera y escala de PD","EU CCR4","Semestral","EBA/GL/2016/11, versión 2"]
[null,31,"EU CCR5-A - Efecto de las compensaciones y las garantías reales mantenidas sobrelos valores de exposición","EU CCR5-A","Semestral","EBA/GL/2016/11, versión 2"]
[null,32,"EU CCR5-B - Composición de las garantías reales para las exposiciones al riesgo de contraparte","EU CCR5-B","Semestral","EBA/GL/2016/11, versión 2"]
[null,33,"EU CCR8 - Exposiciones frente a las entidades de contrapartida central","EU CCR8","Semestral","EBA/GL/2016/11, versión 2"]
[null,34,"EU CCR2 - Requerimientos de capital por ajuste de valoración del crédito (AVC)","EU CCR2","Semestral","EBA/GL/2016/11, versión 2"]
[null,35,"EU CCR6 - Exposiciones a derivados de crédito","EU CCR6","Semestral","EBA/GL/2016/11, versión 2"]
[]
[null,"RIESGO DE MERCADO",""]
[]
[null,36,"EU MR1 - Riesgo de mercado según el método estándar","EU MR1","Semestral","EBA/GL/2016/11, versión 2"]
[null,37,"EU MR3 - Valores según el método IMA para las carteras de negociación","EU MR3","Semestral","EBA/GL/2016/11, versión 2"]
[null,38,"EU MR2-A - Riesgo de mercado según el método de modelos internos (IMA)","EU MR2-A","Semestral","EBA/GL/2016/11, versión 2"]
[null,39,"EU MR2-B - Estado de flujos de APR de exposiciones al riesgo de mercado según el método IMA","EU MR2-B","Trimestral","EBA/GL/2016/11, versión 2"]
[null,40,"EU MR4 - Comparación de las estimaciones del VaR con pérdidas y ganancias","EU MR4","Semestral","EBA/GL/2016/11, versión 2"]
[]
[null,"CARTERA ACCIONARIAL IRB",""]
[]
[null,"41a","Exposición cartera de participaciones accionariales","-","-","-"]
[null,"41b","Exposición por categoría de exposición y grado de deudor","-","-","-"]
[null,"41c","EU CR10 - IRB (financiación especializada y renta variable)","EU CR10","Trimestral*","EBA/GL/2016/11, versión 2"]
[]
[null,"TITULIZACIONES",""]
[]
[null,42,"SEC1: Exposiciones de titulización en la cartera de inversión","SEC1","Semestral","BCBS - Normas (standards)\r"]
[null,43,"SEC3 - Exposiciones de titulización en la cartera bancaria y requerimientos de capital regulador asociados (banco que actúa como originador o patrocinador)","SEC3","Semestral","BCBS - Normas (standards)"]
[null,44,"SEC4 - Exposiciones de titulización en la cartera bancaria y requerimientos de capital regulador asociados (banco que actúa como inversor)","SEC4","Semestral","BCBS - Normas (standards)"]
[]
[null,"*Frecuencias superiores a lo requerido según la GUIA EBA/GL/2016/11 o la Guía BCBS 201503."]

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[null,"CASTELLANO","","","","","","","","",""]
[]
[null,"1. Solvencia CaixaBank"]
[null,"Importes en millones de euros","","","",""]
[null,null,null,"BIS 3\r\n(Regulatorio)",null,"BIS 3\r\n(Fully Loaded)",null,"BIS 3(1)","BIS 3(1)","BIS 3(1)","BIS 3(1)"]
[null,null,null,"31.12.18",null,"31.12.18",null,"31.03.19","30.06.19","30.09.19","31.12.19"]
[null,"CET1",null,17217.198,null,16799.679,null,17255.2,17018.803,17409.424999999999,17787.399000000001]
[null,"Tier 1 adicional",null,2233.4360000000001,null,2233.4360000000001,null,2234.0039999999999,2234.578,2235.1590000000001,2235.7399999999998]
[null,"TIER 1",null,19450.633999999998,null,19033.115000000002,null,19489.204000000002,19253.381000000001,19644.583999999999,20023.138999999999]
[null,"TIER 2",null,3295.3829999999998,null,3295.3829999999998,null,3288.16,3277.6990000000001,3170.4360000000001,3223.9989999999998]
[null,"CAPITAL TOTAL",null,22746.017,null,22328.498,null,22777.364000000001,22531.08,22815.02,23247.137999999999]
[null,"APRs",null,146154.954,null,145942.43299999999,null,148891.94500000001,147331.413,149332.47200000001,147879.81299999999]
[null,"Crédito",null,111776.87,null,111740.353,null,115038.38499999999,113365.811,114250.235,113946.583]
[null,"Accionarial",null,19347.397000000001,null,19177.871999999999,null,18728.593000000001,18473.638999999999,19374.156999999999,18309.528999999999]
[null,"Mercado",null,1922.1559999999999,null,1915.6969999999999,null,2016.4549999999999,2383.4499999999998,2599.5680000000002,2223.6439999999998]
[null,"Operacional",null,13108.512000000001,null,13108.512000000001,null,13108.512000000001,13108.512000000001,13108.512000000001,13400.056]
[null,"Ratio CET1",null,"11,8%",null,"11,5%",null,"11,6%","11,6%","11,7%","12,0%"]
[null,"Ratio Tier 1",null,"13,3%",null,"13,0%",null,"13,1%","13,1%","13,2%","13,5%"]
[null,"Ratio Cap. Total",null,"15,6%",null,"15,3%",null,"15,3%","15,3%","15,3%","15,7%"]
[null,"Ratio MREL subordinado",null,"17,1%",null,"16,9%",null,"17,5%","18,5%","19,1%","19,6%"]
[null,"Ratio MREL",null,null,null,"18,9%",null,"20,2%","21,1%","21,4%","21,8%"]
[null,"Buffer MDA (2)",null,5433.4539999999997,null,4029.7150000000001,null,4227.1540000000005,4097.8980000000001,4298.0590000000002,4804.6019999999999]
[]
[null,"Expos. Leverage",null,344902.08899999998,null,344484.57,null,355173.81599999999,348927.647,351745.05200000003,341680.64899999998]
[null,"Leverage ratio",null,"5,6%",null,"5,5%",null,"5,5%","5,5%","5,6%","5,9%"]
[]
[null,"Ratio CET1 ind.",null,"13,3%",null,"13,1%",null,"13,1%","13,3%","13,2%","13,8%"]
[null,"Buffer MDA Ind.(2)",null,8984.64,null,7793.28,null,7920.8630000000003,8316.6489999999994,8359.7389999999996,9139.4369999999999]
[]
[null,"(1) En 2019 las cifras phase- in y fully loaded convergen.\r\n","","","","","",""]
[null,"(2) El Buffer MDA que aplica es el menor entre el individual y el consolidado.\r\n","","","","","",""]

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[null,"CASTELLANO","","","","","",""]
[]
[null,"2. Recursos propios computables"]
[null,"Importes en millones de euros"]
[null,null,null,"BIS 3\r\n(Regulatorio)",null,"BIS 3\r\n(Fully Loaded)",null,"BIS 3(1)","BIS 3(1)","BIS 3(1)","BIS 3(1)"]
[null,null,null,"31.12.18",null,"31.12.18",null,"31.03.19","30.06.19","30.09.19","31.12.19"]
[null,"Instrumentos CET1",null,23257.469999999998,null,23257.469999999998,null,23651.173999999999,23433.733,23700.839,24113.603999999999]
[null,"Fondos propios contables",null,24836.379999999997,null,24836.379999999997,null,25832.039000000001,25217.870999999999,25831.453000000001,26246.962]
[null,"Capital",null,5981.4380000000001,null,5981.4380000000001,null,5981.4380000000001,5981.4380000000001,5981.4380000000001,5981.4380000000001]
[null,"Resultado",null,1984.6469999999999,null,1984.6469999999999,null,533.19100000000003,621.54,1265.68,1705.297]
[null,"Reservas y otros",null,16870.294999999998,null,16870.294999999998,null,19317.41,18614.893,18584.334999999999,18560.226999999999]
[null,"Int. minoritarios y OCIs",null,-785.62699999999995,null,-785.62699999999995,null,-1089.873,-1242.058,-1140.921,-1103.3910000000001]
[null,"Corrección computab. int. minorit y OCIs",null,-35.692,null,-35.692,null,-3.819,-1.5780000000000001,-64.846999999999994,13.029]
[null,"Otros ajustes(2)",null,-757.59100000000001,null,-757.59100000000001,null,-1087.173,-540.50199999999995,-924.846,-1042.9960000000001]
[null,"Deducciones CET1",null,-6040.2719999999999,null,-6457.7909999999993,null,-6395.9740000000002,-6414.93,-6291.4139999999998,-6326.2049999999999]
[null,"Activos intangibles",null,-4250.2839999999997,null,-4250.2839999999997,null,-4253.3990000000003,-4223.125,-4180.5609999999997,-4231.9849999999997]
[null,"Inversiones financieras",null,0,null,-10.425000000000001,null,0,-0.157,0,0]
[null,"Activos fiscales diferidos",null,-1581.3969999999999,null,-1991.36,null,-1923.2829999999999,-1949.232,-1872.671,-1874.6890000000001]
[null,"Resto de deducciones de CET1",null,-208.59100000000001,null,-205.72200000000001,null,-219.292,-242.416,-238.18199999999999,-219.53100000000001]
[null,"CET1",null,17217.198,null,16799.678999999996,null,17255.2,17018.803,17409.424999999999,17787.398999999998]
[null,"Instrumentos AT1",null,2233.4360000000001,null,2233.4360000000001,null,2234.0039999999999,2234.578,2235.1590000000001,2235.7399999999998]
[null,"Deducciones AT1",null,0,null,0,null,0,0,0,0]
[null,"TIER 1",null,19450.633999999998,null,19033.114999999998,null,19489.204000000002,19253.381000000001,19644.583999999999,20023.138999999996]
[null,"Instrumentos T2",null,3295.3829999999998,null,3295.3829999999998,null,3288.16,3277.6990000000001,3170.4360000000001,3223.9990000000003]
[null,"Financiaciones subordinadas",null,3147.1019999999999,null,3147.1019999999999,null,3147.77,3148.4450000000002,3149.1289999999999,3149.8130000000001]
[null,"Exceso provisiones IRB",null,148.28100000000001,null,148.28100000000001,null,140.38999999999999,129.25399999999999,21.306999999999999,74.186000000000007]
[null,"Deducciones T2",null,0,null,0,null,0,0,0,0]
[null,"TIER 2",null,3295.3829999999998,null,3295.3829999999998,null,3288.16,3277.6990000000001,3170.4360000000001,3223.9990000000003]
[null,"CAPITAL TOTAL",null,22746.017,null,22328.498,null,22777.364000000001,22531.08,22815.02,23247.137999999995]
[null,"Emisiones de deuda senior non-preferred (SNP)",null,2250,null,2250,null,3250,4632.1019999999999,5635.0410000000002,5632.0079999999998]
[null,"Otros instrumentos subordinados computables MREL(3)",null,52.517000000000003,null,52.517000000000003,null,51.281999999999996,50.031999999999996,48.768000000000001,47.503]
[null,"MREL SUBORDINADO",null,25048.534,null,24631.014999999999,null,26078.646000000001,27213.214,28498.829000000002,28926.648999999994]
[null,"Otros instrumentos computables MREL",null,null,null,2942.6039999999998,null,4000.5749999999998,3906.4740000000002,3393.203,3361.924]
[null,"MREL",null,null,null,27573.618999999999,null,30079.22,31119.687999999998,31892.031999999999,32288.572999999993]
[null,"(1) En 2019 las cifras phase- in y fully loaded convergen.\r\n","","","","","",""]
[null,"(2) Principalmente previsión de dividendos pendientes de pago y AVAs."]
[null,"(3) Principalmente deuda subordinada no computable como Tier 2."]

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[null,"CASTELLANO","","","","","","","","","","","",""]
[]
[null,"3. EU OV1 - Visión general de los APR"]
[null,"Importes en millones de euros",null,""]
[null,null,null,null,"APR","","","","","Capital","","","",""]
[null,null,null,null,"31.12.2018","31.03.2019","30.06.2019","30.09.2019","31.12.2019","31.12.2018","31.03.2019","30.06.2019","30.09.2019","31.12.2019"]
[null,null,1,"Riesgo de crédito (excluido el riesgo de contraparte)",125568.16800000001,127595.946,125636.408,127212.732,126198.113,10045.453,10207.675999999999,10050.913,10177.019,10095.849]
[null,"Artículo 438, letras c) y d)",2,"Del cual: con el método estándar",58045.695,59387.955999999998,58286.063999999998,58836.142,58838.45,4643.6559999999999,4751.0360000000001,4662.8850000000002,4706.8909999999996,4707.076]
[null,"Artículo 438, letras c) y d)",3,"Del cual: con el método básico basado en calificaciones internas (FIRB)",0,0,0,0,0,0,0,0,0,0]
[null,"Artículo 438, letras c) y d)",4,"Del cual: con el método avanzado basado en calificaciones internas (AIRB)",57729.161999999997,59109.913,57567.17,57572.129000000001,57238.616000000002,4618.3329999999996,4728.7929999999997,4605.3739999999998,4605.7700000000004,4579.0889999999999]
[null,"Artículo 438, letra d)",5,"Del cual: renta variable según el método IRB con el método de ponderación simple por riesgo o el método IMA",9793.3109999999997,9098.0769999999993,9783.1740000000009,10804.460999999999,10121.047,783.46500000000003,727.846,782.654,864.35699999999997,809.68399999999997]
[null,"Artículo 107, Artículo 438, letras c) y d)",6,"Riesgo de contraparte",2938.6819999999998,2990.68,3166.5450000000001,3322.2289999999998,2866.8069999999998,235.095,239.25399999999999,253.32400000000001,265.77800000000002,229.345]
[null,"Artículo 438, letras c) y d)",7,"Del cual: con el método de valoración a precio de mercado",1780.71,1845.357,2156.9609999999998,2199.5189999999998,1853.36,142.45699999999999,147.62899999999999,172.55699999999999,175.96100000000001,148.26900000000001]
[null,"Artículo 438, letras c) y d)",8,"Del cual: con el método de la exposición original",0,0,0,0,0,0,0,0,0,0]
[null,null,9,"Del cual: con el método estándar",0,0,0,0,0,0,0,0,0,0]
[null,null,10,"Del cual: con el método de modelos internos (IMM)",0,0,0,0,0,0,0,0,0,0]
[null,null,11,"Del cual: método amplio para las garantías reales de naturaleza financiera",288.96699999999998,301.23200000000003,251.02600000000001,379.64400000000001,229.761,23.117000000000001,24.099,20.082000000000001,30.372,18.381]
[null,"Artículo 438, letras c) y d)",12,"Del cual: importe de exposición al riesgo por contribución al fondo de garantía frente a incumplimientos de una ECC",2.61,1.2430000000000001,0.79600000000000004,1.133,1.157,0.20899999999999999,9.9000000000000005E-2,6.4000000000000001E-2,9.0999999999999998E-2,9.2999999999999999E-2]
[null,"Artículo 438, letras c) y d)",13,"Del cual: AVC",866.39499999999998,842.84799999999996,757.76199999999994,741.93299999999999,782.529,69.311999999999998,67.427999999999997,60.621000000000002,59.354999999999997,62.601999999999997]
[null,"Artículo 438, letra e)",14,"Riesgo de liquidación",0,0,0,0,0,0,0,0,0,0]
[null,"Artículo 449, letra o), inciso i)",15,"Exposiciones de titulización de la cartera de inversión (después de aplicar el límite máximo)",267.38799999999998,423.92599999999999,385.86799999999999,440.92099999999999,687.13300000000004,21.390999999999998,33.914000000000001,30.869,35.274000000000001,54.970999999999997]
[null,null,16,"De las cuales: con el método IRB - basado en calificaciones externas (RBA)           ",28.123999999999999,28.047000000000001,4.6760000000000002,4.5419999999999998,4.2039999999999997,2.25,2.2440000000000002,0.374,0.36299999999999999,0.33600000000000002]
[null,null,17,"De las cuales: con el método IRB - basado en la fórmula supervisora (SFA)",186.84399999999999,171.709,161.03700000000001,154.57300000000001,146.43,14.948,13.737,12.882999999999999,12.366,11.714]
[null,null,18,"De las cuales: con el método de evaluación interna",0,0,0,0,0,0,0,0,0,0]
[null,null,19,"De las cuales: con el método estándar",52.42,48.975999999999999,44.962000000000003,41.787999999999997,39.503,4.194,3.9180000000000001,3.597,3.343,3.16]
[null,null,20,"De las cuales: con el método basado en calificaciones internas (SEC-IRBA)",0,175.19200000000001,175.19200000000001,175.19200000000001,436.02600000000001,0,14.015000000000001,14.015000000000001,14.015000000000001,34.881999999999998]
[null,null,21,"De las cuales: con el método basado en calificaciones externas (SEC-ERBA) ",0,0,0,64.826999999999998,60.969000000000001,0,0,0,5.1859999999999999,4.8780000000000001]
[null,"Artículo 438, letra e)",22,"Riesgo de mercado",1922.1559999999999,2016.4549999999999,2383.4499999999998,2599.5680000000002,2223.6439999999998,153.773,161.316,190.67599999999999,207.965,177.892]
[null,null,23,"Del cual: con el método estándar",1183.4839999999999,1263.73,1247.357,1405.1389999999999,1232.1279999999999,94.679000000000002,101.098,99.789000000000001,112.411,98.57]
[null,null,24,"Del cual: con el método IMA",738.67200000000003,752.72500000000002,1136.0930000000001,1194.4290000000001,991.51700000000005,59.094000000000001,60.218000000000004,90.887,95.554000000000002,79.320999999999998]
[null,"Artículo 438, letra e)",25,"Grandes exposiciones",0,0,0,0,0,0,0,0,0,0]
[null,"Artículo 438, letra f)",26,"Riesgo operativo",13108.512000000001,13108.512000000001,13108.512000000001,13108.512000000001,13400.056,1048.681,1048.681,1048.681,1048.681,1072.0039999999999]
[null,null,27,"Del cual: con el método del indicador básico",0,0,0,0,0,0,0,0,0,0]
[null,null,28,"Del cual: con el método estándar",13108.512000000001,13108.512000000001,13108.512000000001,13108.512000000001,13400.056,1048.681,1048.681,1048.681,1048.681,1072.0039999999999]
[null,null,29,"Del cual: con el método de mediación avanzada",0,0,0,0,0,0,0,0,0,0]
[null,"Artículo 437, apartado 2, artículos 48 y 60",30,"Importes por debajo de los umbrales de deducción (sujetos a ponderación de riesgo del 250%)",2350.0479999999998,2756.4270000000001,2650.6280000000002,2648.509,2504.0590000000002,188.00399999999999,220.51400000000001,212.05,211.881,200.32499999999999]
[null,"Artículo 500",31,"Ajuste al límite mínimo (suelo)",0,0,0,0,0,0,0,0,0,0]
[null,null,32,"Total",146154.954,148891.94500000001,147331.413,149332.47200000001,147879.81299999999,11692.396000000001,11911.356,11786.513000000001,11946.598,11830.385]

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[null,"CASTELLANO",""]
[]
[null,"4. EU INS1 - Participaciones en empresas de seguros no deducidas"]
[null,"Importes en millones de Euros"]
[null,null,"Valor (*)"]
[null,"Tenencias de instrumentos de fondos propios de una entidad del sector financiero en la que la entidad tenga una inversión significativa que no ha sido deducida de sus fondos propios (antes de la ponderación por riesgo)",2399.8240000000001]
[null,"Total APR",8879.3490000000002]
[null,"(*) Corresponde a la posición accionarial en el Grupo VidaCaixa, sobre la que se aplica la disposición prevista en el art. 49.1 de la CRR (\"Compromiso danés\").",""]
[null,"La exposición no incluye el fondo de comercio de 973 millones que se deduce de CET1.",""]

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[null,"CASTELLANO","","",""]
[]
[null,"5. Información sobre fondos propios"]
[null,"Importes en millones de euros y %",""]
[null,"(A) Importe a fecha de la información; (B) CRR referencia a artículo; (C) Importes sujetos al tratamiento anterior al CRR o importe residual prescrito por el CRR","","(A)","(B)"]
[null,"","","",""]
[]
[null,"Capital de nivel 1 ordinario: Instrumentos y reservas",""]
[null,1,"Instrumentos de capital y las correspondientes cuentas de primas de emisión",18037.777999999998,"26 (1), 27, 28, 29"]
[null,2,"Ganancias acumuladas",7357.8620000000001,"26 (1) (c)"]
[null,3,"Otro resultado integral acumulado (y otras reservas) ",-1968.7529999999999,"26 (1)"]
[null,"3a","Fondos para riesgos bancarios generales",-108.839,"26 (1) (f)"]
[null,"5a","Beneficios provisionales verificados de forma independiente, netos de todo posible gasto o dividendo previsible",808.08100000000002,"26 (2)"]
[null,6,"Capital ordinario de nivel 1 antes de los ajustes reglamentarios",24126.128999999997]
[null,"Capital de nivel 1 ordinario: ajustes reglamentarios",""]
[null,7,"Ajustes de valor adicionales (importe negativo)",-112.07599999999999,"34, 105"]
[null,8,"Activos intangibles (neto de los correspondientes pasivos por impuestos) (importe negativo)",-4231.9849999999997,"36 (1) (b), 37"]
[null,10,"Los activos por impuestos diferidos que dependen de rendimientos futuros con exclusión de los que se deriven de diferencias temporales (neto de los correspondientes pasivos por impuestos cuando se cumplan las condiciones establecidas en el artículo 38, apartado 3) (importe negativo)",-1874.6890000000001,"36 (1) (c), 38"]
[null,11,"Reservas al valor razonable conexas a pérdidas o ganancias por coberturas de flujos de efectivo",34.351999999999997,"33 (1) (a)"]
[null,12,"Los importes negativos que resulten del cálculo de las pérdidas esperadas",-75.504999999999995,"36 (1) (d), 40, 159"]
[null,13,"Todo incremento del patrimonio neto que resulte de los activos titulizados (importe negativo)",-5.194,"32 (1)"]
[null,14,"Pérdidas o ganancias por pasivos valorados al valor razonable que se deriven de cambios en la propia calidad crediticia",-18.638999999999999,"33 (1) (b)"]
[null,16,"Tenencias directas e indirectas de instrumentos propios de capital de nivel 1 ordinario por parte de una entidad (importe negativo)",-54.994,"36 (1) (f), 42"]
[null,28,"Total de los ajustes reglamentarios del capital de nivel 1 ordinario",-6338.7300000000005]
[null,29,"Capital de nivel 1 ordinario",17787.398999999998]
[null,"Capital de nivel 1 adicional: Instrumentos",""]
[null,30,"Los instrumentos de capital y las correspondientes cuentas de primas de emisión",2237.7399999999998,"51, 52"]
[null,32,"de los cuales: clasificados como pasivo en virtud de las normas contables aplicables",2237.7399999999998]
[null,36,"Capital de nivel 1 adicional antes de los ajustes reglamentarios",2237.7399999999998]
[null,"Capital de nivel 1 adicional: ajustes reglamentarios",""]
[null,37,"Tenencias directas e indirectas de instrumentos propios de capital de nivel 1 adicional por parte de una entidad (importe negativo)",-2,"52 (1) (b), 56 (a), 57"]
[null,43,"Total de los ajustes reglamentarios del capital de nivel 1 adicional",-2]
[null,44,"Tier 1 adicional (AT1)",2235.7399999999998]
[null,45,"Capital de nivel 1 (Capital de nivel 1 = capital de nivel 1 ordinario + capital de nivel 1 adicional)",20023.138999999996]
[null,"Capital de nivel 2 (Tier2) : instrumentos y provisiones",""]
[null,46,"Los instrumentos de capital y las correspondientes cuentas de primas de emisión",3158.8130000000001,"62, 63"]
[null,50,"Ajustes por Riesgo de Crédito",74.186000000000007,"62 (c) y (d)"]
[null,51,"Capital de nivel 2 antes de los ajustes reglamentarios",3232.9990000000003]
[null,"Capital de nivel 2: ajustes reglamentarios",""]
[null,52,"Tenencias directas e indirectas de instrumentos propios de capital de nivel 2 por parte de la entidad (importe negativo)",-9,"63 (b) (i), 66 (a), 67"]
[null,57,"Total de los ajustes reglamentarios del capital de nivel 2",-9]
[null,58,"Capital de nivel 2",3223.9989999999998]
[null,59,"Capital total (Capital total = capital de nivel 1 + capital de nivel 2)",23247.137999999999]
[null,60,"Total activos ponderados en función del riesgo",147879.81299999999]
[null,"Ratios y colchones de capital",""]
[null,61,"Capital de nivel 1 ordinario (en porcentaje del importe de la exposición al riesgo)","12,0%","92 (2) (a)"]
[null,62,"Capital de nivel 1 (en porcentaje del importe de la exposición al riesgo)","13,5%","92 (2) (b)"]
[null,63,"Capital total (en porcentaje del importe de la exposición al riesgo)","15,7%","92 (2) (c)"]
[null,64,"Requisitos de colchón específico de la entidad [requisito de capital de nivel 1 ordinario con arreglo a lo dispuesto en el artículo 92, apartado 1, letra a), así como los requisitos de colchón de conservación de capital y de colchón de capital anticíclico, más el colchón por riesgo sistémico, más el colchón para las entidades de importancia sistémica (colchón para las EISM o las OEIS) expresado en porcentaje del importe de la exposición al riesgo]","8,78%","DRC 128, 129, 130, 131, 133"]
[null,65,"de los cuales: requisito relativo al colchón de conservación de capital","2,50%"]
[null,66,"de los cuales: requisito relativo al colchón de capital anti cíclico","0,03%"]
[null,"67a","de los cuales: colchón para las entidades de importancia sistémica mundial (EISM) o para otras entidades de importancia sistémica (OEIS)","0,25%"]
[null,"Importes por debajo de los umbrales de deducción (antes de la ponderación del riesgo)"]
[null,72,"Tenencias directas e indirectas de capital de entes del sector financiero cuando la entidad no mantenga una inversión significativa en esos entes (importe inferior al umbral del 10 % y neto de posiciones cortas admisibles)",1550.7090000000001,"36 (1) (h), 45, 46,  56 (c), 59, 60, 66 (c), 69, 70"]
[null,73,"Tenencias directas e indirectas de instrumentos de capital de nivel 1 ordinario de entes del sector financiero cuando la entidad mantenga una inversión significativa en esos entes (importe inferior al umbral del 10 % y neto de posiciones cortas admisibles)",1001.624,"36 (1) (i), 45, 48"]
[null,75,"Los activos por impuestos diferidos que se deriven de las diferencias temporales (importe inferior al umbral del 10 %, neto de pasivos por impuestos conexos, siempre y cuando se reúnan las condiciones establecidas en el artículo 38, apartado 3)",1271.71,"36 (1) (c), 38, 48"]
[null,"*","Se omiten las filas sin información "]
[null,1,"Capital + Prima de emisión, netos de autocartera"]
[null,2,"Reservas"]
[null,3,"Incluye ajustes de valoración "]
[null,"5a","Resultados del ejercicio atribuidos al Grupo, netos de dividendos (pagados y previsión de complementarios a cargo del ejercicio)","",""]
[null,8,"Fondos de comercio y activos intangibles, netos de fondos de corrección"]
[null,52,"Importe en autocartera y saldos pignorados"]
[null,null,"","",""]

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[null,"CASTELLANO","","","","","","","","","",""]
[]
[null,"6. Principales características de los instrumentos","","","","","","",""]
[null,"Importe en millones de euros","","","","",""]
[null,null,null,"ES0140609019 ","ES0840609004","ES0840609012","AYTS491201","AYTS490629","XS1565131213","ES0240609133","XS1645495349","XS1808351214","XS1679158094","XS1897489578","XS1936805776","XS2003432635","XS2013574038","XS2016212917","XS2055758804 "]
[null,1,"Emisor","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CajaSol","CajaSol","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A","CaixaBank, S.A"]
[null,2,"Identificador único ","ES0140609019 ","ES0840609004","ES0840609012","AYTS491201","AYTS490629","XS1565131213","ES0240609133","XS1645495349","XS1808351214","XS1679158094","XS1897489578","XS1936805776","XS2003432635","XS2013574038","XS2016212917","XS2055758804 "]
[null,3,"Legislación aplicable al instrumento\r\n(tratamiento normativo)","Legislación española","Legislación española","Legislación española","Legislación española","Legislación española","Ley inglesa, salvo por lo relativo al ranking de las obligaciones subordinadas, la capacidad del emisor y los acuerdos societarios pertinentes, que se rigen por ley española  ","Legislación española","Ley inglesa, salvo por lo relativo al ranking de las obligaciones subordinadas, la capacidad del emisor y los acuerdos societarios pertinentes, que se rigen por ley española  ","Ley inglesa, salvo por lo relativo al ranking de las obligaciones subordinadas, la capacidad del emisor y los acuerdos societarios pertinentes, que se rigen por ley española  ","Ley inglesa, salvo por lo relativo al ranking de las obligaciones subordinadas, la capacidad del emisor y los acuerdos societarios pertinentes, que se rigen por ley española  ","Ley inglesa, salvo por lo relativo al ranking de las obligaciones subordinadas, la capacidad del emisor y los acuerdos societarios pertinentes, que se rigen por ley española  ","Legislación española","Legislación española","Legislación española","Legislación española","Legislación española"]
[null,4,"Normas transitorias del RRC","Capital de nivel 1 ordinario","Capital de Nivel 1  Adicional","Capital de Nivel 1  Adicional","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado"]
[null,5,"Normas del RRC posteriores a la transición","Capital de nivel 1 ordinario","Capital de Nivel 1  Adicional","Capital de Nivel 1  Adicional","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Capital de nivel 2","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado","Pasivo elegible como MREL subordinado"]
[null,6,"Admisibles a título individual/ (sub)consolidado/individual y (sub)consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado","Individual y consolidado"]
[null,7,"Tipo de instrumento ","Acciones ordinarias","Participaciones Preferentes eventualmente Convertibles en Acciones ","Participaciones Preferentes eventualmente Convertibles en Acciones ","Obligaciones subordinadas","Obligaciones subordinadas","Obligaciones subordinadas","Obligaciones subordinadas","Obligaciones subordinadas","Obligaciones subordinadas","Deuda Senior No Preferente","Deuda Senior No Preferente","Deuda Senior No Preferente","Deuda Senior No Preferente","Deuda Senior No Preferente","Deuda Senior No Preferente","Deuda Senior No Preferente"]
[null,8,"Importe reconocido en el capital reglamentario (moneda en millones)",5981,994,1242,18,1,995,150,995,991,1250,1000,1000,50,1250,82,1000]
[null,9,"Importe nominal del instrumento en euros (si no se indica la moneda de emisión)",5981,1000,1250,18,15,1000,150,1000,1000,1250,1000,1000,50,1250,"10.000 JPY",1000]
[null,"9a","Precio de emisión","n/p","100,00%","100,00%","100,00%","100,00%","99,97%","100,00%","99,97%","99,53%","99,85%","99,61%","99,58%","99,91%","99,18%","100,00%","99,31%"]
[null,"9b","Precio de reembolso","n/p","100,00%","100,00%","n/p","n/p","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%","100,00%"]
[null,10,"Clasificación contable","Patrimonio neto","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado","Pasivo  - coste amortizado"]
[null,11,"Fecha de emisión inicial","n/p","13/06/2017","23/03/2018","31/12/1990","29/06/1994","15/02/2017","7/07/2017","14/07/2017","17/04/2018","12/09/2017","24/10/2018","18/01/2019","30/05/2019","19/06/2019","3/07/2019","26/09/2019"]
[null,12,"Perpetuos o con vencimiento establecido","Perpetua","Perpetuo","Perpetuo","Perpetua","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado","Vencimiento determinado"]
[null,13,"Fecha de vencimiento inicial","n/p","Sin vencimiento","Sin vencimiento","Sin vencimiento","24/06/2093","15/02/2027","07/07/2042","14/07/2028","17/04/2030","12/01/2023","24/10/2023","01/02/2024","30/05/2029","19/06/2026","03/07/2034","01/10/2024"]
[null,14,"Opción de compra del emisor sujeta a la aprobación previa de las autor. de supervisión","No","Sí","Sí","No","n/p","Sí","Sí","Sí","Sí","Si","Si","Si","Si","Si","Si","Sí"]
[null,15,"Fecha opcional de ejercicio de la opción de compra, fechas de ejercicio contingentes e importe a reembolsar","n/p","13/6/2024 y trimestralmente desde entonces, a elección del Emisor. Adicionalmente, por razones fiscales o por un evento de capital (condiciones 7.3 y 7.4). Siempre previo consentimiento del supervisor y por la totalidad de la emisión","23/3/2026 y trimestralmente desde entonces, a elección del Emisor. Adicionalmente, por razones fiscales o por un evento de capital (condiciones 7.3 y 7.4). Siempre previo consentimiento del supervisor y por la totalidad de la emisión","n/p","n/p","15/2/2022 (una vez), a elección del Emisor. Adicionalmente, por razones fiscales o por un evento de capital (condiciones 6.2 y 6.4). Siempre previo consentimiento del supervisor y por la totalidad de la emisión","7/7/2037 y anualmente desde esa fecha, a elección del Emisor. Adicionalmente por razones fiscales o por un evento de capital. Siempre previo consentimiento del supervisor y por la totalidad de la emisión","14/7/2023 (una vez), a elección del Emisor. Adicionalmente, por razones fiscales o por un evento de capital (condiciones 6.2 y 6.4). Siempre previo consentimiento del supervisor y por la totalidad de la emisión","17/4/2025 (una vez), a elección del Emisor. Adicionalmente, por razones fiscales o por un evento de capital (condiciones 6.2 y 6.4). Siempre previo consentimiento del supervisor y por la totalidad de la emisión","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[null,16,"Fechas de ejercicio posteriores, si procede","n/p","Trimestralmente","Trimestralmente","n/p","n/p","n/p","Anualmente","n/p","n/p","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[null,17,"Dividendo o cupón fijo o variable","Variable","Variable ","Variable","Fijo","n/p","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo","Fijo"]
[null,18,"Tipo de interés del cupón y cualquier índice conexo","n/p","6,75% hasta 14/11/2024 en que se actualiza a mid-swap a 5 años + 649,8 pbs y después cada 5 años desde esa fecha","5,25% hasta 23/3/2026 en que se actualiza a mid-swap a 5 años + 450,4 pbs y después cada 5 años desde esa fecha","0 por ciento","n/p","3,506% hasta 15/2/2022 en que se actualiza a mid-swap a 5 años + 335 pbs ","4,000% hasta 7/7/2037 en que se actualiza a mid-swap a 5 años + 272 pbs ","2,755% hasta 14/7/2023 en que se actualiza a mid-swap a 5 años + 235 pbs ","2,250% hasta 23/3/2025 en que se actualiza a mid-swap a 5 años + 168 pbs ","1,125%","1,750%","2,375%","2,000%","1,375%","1,231%","0,625%"]
[null,19,"Existencia de limitaciones al pago de dividendos","n/p","No","No","No","n/p","No","No","No","No","No","No","No","No","No","No","No"]
[null,"20a","Plenamente discrecional, parcialmente discrecional u obligatorio (calendario)","Plenamente discrecional","Plenamente discrecional","Plenamente discrecional","Obligatorio","n/p","Obligatorio","Obligatorio","Obligatorio","Obligatorio","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[null,"20b","Plenamente discrecional, parcialmente discrecional u obligatorio (importe)","Plenamente discrecional","Plenamente discrecional","Plenamente discrecional","Obligatorio","n/p","Obligatorio","Obligatorio","Obligatorio","Obligatorio","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[null,21,"Existencia de un incremento del cupón u otros incentivos al reembolso","n/p","No","No","No","n/p","No","No","No","No","No","No","No","No","No","No","No"]
[null,22,"Acumulativo o No acumulativo","No acumulativo","No acumulativo","No acumulativo","No acumulativo","n/p","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo","Acumulativo"]
[null,23,"Convertible o No convertible","n/p","Convertible","Convertible","Convertible","n/p","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible","No Convertible"]
[null,24,"Si son convertibles, factor (es) que desencadenan la conversión","n/p","Este instrumento se convierte en acciones ordinarias cuando el Capital de Nivel 1 Ordinario cae por debajo de 5,125% en nivel consolidado o individual\r\nconsolidado","Este instrumento se convierte en acciones ordinarias cuando el Capital de Nivel 1 Ordinario cae por debajo de 5,125% en nivel consolidado o individual\r\nconsolidado","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,25,"Si son convertibles, total o parcialmente","n/p","Siempre totalmente","Siempre totalmente","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,26,"Si son convertibles, tipo de conversión aplicable","n/p","El mayor de: i) el Precio de Mercado de las acciones (con un mínimo de su valor nominal)  en el momento de la conversión; ii) el Floor Price de €2,803","El mayor de: i) el Precio de Mercado de las acciones (con un mínimo de su valor nominal)  en el momento de la conversión; ii) el Floor Price de €2,583","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,27,"Si son convertibles, conversión obligatoria u opcional","n/p","Obligatoria","Obligatoria","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,28,"Si son convertibles, especifíquese el tipo de instrumento en que se pueden convertir","n/p","Capital de nivel 1 ordinario","Capital de nivel 1 ordinario","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,29,"Si son convertibles, especifíquese el emisor del instrum. en que se convierte","n/p","CaixaBank, S.A","CaixaBank, S.A","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,30,"Características de la depreciación","n/p","No","No","No","n/p","No","No","No","No","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,31,"En caso de depreciación, factor (es) que la desencadenan","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,32,"En caso de depreciación, total o parcial","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,33,"En caso de depreciación, permanente o temporal","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,34,"Si la depreciación es provisional, descripción del mecanismo de apreciación","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p","n/p"]
[null,35,"Posición en la jerarquía de subordinación en la liquidación (especifíquese el tipo de instrumento de rango inmediatamente superior)","No tienen subordinación","Tras los instrumentos de capital de Nivel 2\r\n","Tras los instrumentos de capital de Nivel 2\r\n","Tras los acreedores ordinarios","n/p","Tras los acreedores ordinarios","Tras los acreedores ordinarios","Tras los acreedores ordinarios","Tras los acreedores ordinarios","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes","Tras los acreedores ordinarios preferentes"]
[null,36,"Características No conformes tras la transición","No","No ","No ","n/p","n/p","No ","No ","No ","No ","No","No","No","No","No","No","No"]
[null,37,"En caso afirmativo, especifíquense las características No conformes","n/p","n//p","n//p"," n/p","n/p","n//p","n//p","n//p","n//p","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[null,38,"Folleto de emisión","n/p","http://cnmv.es/Portal/Consultas/Folletos/FolletosAdmision.aspx?isin=ES0840609004","https://www.cnmv.es/Portal/Consultas/Folletos/FolletosAdmision.aspx?isin=ES0840609012",null,null,"http://www.ise.ie/debt_documents/Final%20Terms_4d3676fe-d968-4977-a14b-4e107812d270.PDF","http://www.cnmv.es/Portal/Consultas/Folletos/FolletosAdmision.aspx?isin=ES0240609133","http://www.ise.ie/debt_documents/Final%20Terms_e17de6d1-419c-4367-ba57-302c9de7d9df.PDF","http://www.ise.ie/Market-Data-Announcements/Debt/Individual-Debt-Instrument-Data/ShowSecTranche/?trancheID=139566&refNo=4922","http://www.ise.ie/debt_documents/FinalSeriesProspectus2_f93532da-64cb-423e-bceb-b480e259f75d.PDF","http://www.ise.ie/debt_documents/Final%20Terms_86b469d7-03f0-43d6-a376-3cd5cdfcf52d.PDF","https://www.ise.ie/debt_documents/Final%20Terms_cb61b613-5b3c-4247-8784-7687ab071dc6.PDF","https://www.ise.ie/debt_documents/Final%20Terms_8f42d310-9270-4d94-8fd6-41221a9afbc9.PDF","https://www.ise.ie/debt_documents/Final%20Terms_5fb22c39-1c92-42f5-9957-8fab4b68a0d7.PDF","https://www.ise.ie/debt_documents/Final%20Terms_04a5bc4d-0cf8-44ab-8680-f720dfefb74d.PDF","https://www.ise.ie/debt_documents/Final%20Terms_d610ac4c-759c-4214-b391-9ddb624fdf9f.PDF"]
[null,"A partir de diciembre 2018 se incluyen en la tabla los pasivos subordinados elegibles como MREL en la BRRD (Deuda Senior No Preferente), a pesar que no ser computables a efectos de recursos propios en la CRR. Todo ello sin perjuicio de la computabilidad como MREL de otros pasivos no subordinados.\r\n","","","","","","","","","","","",""]
[null,"","","","","","","","","","","","",""]

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[null,"CASTELLANO","","",""]
[]
[]
[null,"7. Información sobre el ratio de apalancamiento"]
[null,"Importes en millones de euros"]
[null,null,"Resumen de la conciliación de los activos contables y las exposiciones a correspondientes a la ratio de apalancamiento",""]
[null,1,"Activos totales según estados financieros publicados","",391413.97100000002]
[null,2,"Ajustes por entes que se consolidan a efectos contables, pero quedan fuera del ámbito de consolidación reguladora","",-63057.321000000004]
[null,3,"(Ajustes por activos fiduciarios reconocidos en el balance conforme al marco contable operativo, pero excluidos de la medida de la exposición del coeficiente de apalancamiento)","",0]
[null,4,"Ajustes por instrumentos financieros derivados","",-8651.7389999999996]
[null,5,"Ajuste por operaciones de financiación de valores (SFT)","",938.26700000000005]
[null,6,"Ajustes por partidas fuera de balance (es decir, conversión de las partidas fuera de balance a equivalentes crediticios) ","",27363.675999999999]
[null,"6a","(Ajustes por exposiciones intragrupo excluídas de la exposición del ratio de apalacamiento)","",0]
[null,"6b","(Ajustes por exposiciones excluídas de la exposición del ratio de apalacamiento)","",0]
[null,7,"Otros ajustes","",-6326.2060000000001]
[null,8,"Exposición total del ratio de apalancamiento","",341680.64899999998]
[]
[null,null,"Exposiciones dentro de balance (excluidos los derivados y las SFT)",""]
[null,1,"Partidas dentro del balance (excluidos derivados, SFT y activos fiduciarios, pero incluidas garantias reales)","",311355.11900000001]
[null,2,"(Importes de activos deducidos para determinar el capital de nivel 1)","",-6326.2060000000001]
[null,3,"Exposiciones totales dentro del balance (excluidos derivados, SFT y activos fiduciarios) ","",305028.913]
[null,null,"Exposiciones en derivados",""]
[null,4,"Coste de reposición asociado a todas las operaciones con derivados (es decir, neto del margen de variación en efectivo admisible)","",6395.9840000000004]
[null,5,"Importe de la adición por la exposición futura potencial asociada a todas las operaciones con derivados (valoración a precios de mercado)","",2913.2440000000001]
[null,"5b","Exposición determinada según el método de la exposición original","",0]
[null,6,"Garantias reales aportadas en conexión con derivados cuando se deduzcan de los activos del balance conforme al marco contable aplicable","",2372.377]
[null,7,"(Deducciones de activos pendientes de cobro por el margen de variación en efectivo aportado en operaciones con derivados)","",-4949.4139999999998]
[null,8,"(Componente ECC excluido de exposiciones de negociación compensadas por el cliente)","",0]
[null,9,"Importe nocional efectivo ajustado  de los derivados de crédito suscritos","",0]
[null,10,"(Compensaciones nocionales efectivas ajustadas y deducciones de adiciones por derivados de créditos suscritos)","",0]
[null,11,"Exposiciones totales a derivados","",6732.1910000000016]
[null,null,"Exposiciones por operaciones de financiación con valores (SFT)",""]
[null,12,"Activos SFT brutos (sin reconocimiento de compensación), tras ajustes por operaciones contables de venta","",1617.5989999999999]
[null,13,"(Importes netos del efectivo por pagar y del efectivo por cobrar en activos SFT brutos)","",0]
[null,14,"Exposición al riesgo de crédito por contraparte por activos SFT","",938.26700000000005]
[null,"14a","Excepción para SFTs: exposición al riesgo de crédito de contraparte de acuerdo al art. 429b (4) y 222 del Reg. 575/2013\r\n","",0]
[null,15,"Exposiciones por operaciones como agente","",0]
[null,"15a","(Componente ECC excluido de exposiciones a SFT compensadas por el cliente)\r\n","",0]
[null,16,"Exposiciones totales por operaciones de financiación con valores (SFT)","",2555.866]
[null,null,"Otras exposiciones fuera de balance",""]
[null,17,"Exposiciones fuera de balance valoradas por su importe nocional bruto","",97823.278999999995]
[null,18,"(Ajustes por conversión a equivalentes crediticios)","",-70459.603000000003]
[null,19,"Otras exposiciones fuera de balance","",27363.675999999992]
[null,null,"Exposiciones excluidas",""]
[null,"19a","(Exposiciones excluidas conforme art. 429 (7) Regl. 575/2013 (dentro y fuera de balance))","",0]
[null,"19b","(Exposiciones excluidas conforme art. 429 (14) Regl. 575/2013 (dentro y fuera de balance))","",0]
[null,null,"Capital y exposición total",""]
[null,20,"Capital de nivel 1 (Tier 1)","",20023.138999999999]
[null,21,"Exposición total del ratio de apalancamiento","",341680.64899999998]
[null,null,"Ratio de apalancamiento",""]
[null,22,"Ratio de apalancamiento","","5,9%"]
[null,null,"Elección de las disposiciones transitorias e importe de los elementos fiduciarios dados de baja",""]
[null,23,"Elección de las disposiciones para la definición de la medida de capital","","Medida fin de período transitorio"]
[null,24,"Importe de los elemento fiduciarios dados de baja art. 429(11) del Regl. 575/2013","",0]
[]
[null,"Importes en millones de euros"]
[null,null,"Desglose de exposiciones dentro de balance (excluidos derivados, SFT)",""]
[null,"EU-1","Exposiciones totales dentro de balance (excluidos derivados y SFT), de los cuales:","",311355.11900000001]
[null,"EU-2","Exposiciones de la cartera de negociación","",12.372]
[null,"EU-3","Exposiciones de la cartera bancaria, de las cuales:","",311342.74699999997]
[null,"EU-4","Bonos garantizados","",0]
[null,"EU-5","Exposiciones asimiladas a emisores soberanos","",56336.470999999998]
[null,"EU-6","Exposiciones frente a gobiernos regionales, bancos multilaterales de desarrollo, organizaciones inter. y entidades del sector público no tratadas como soberanos","",4928.4070000000002]
[null,"EU-7","Entidades","",4640.1760000000004]
[null,"EU-8","Exposiciones garantizadas por hipotecas sobre bienes inmuebles","",99052.767000000007]
[null,"EU-9","Exposiciones minoristas","",34391.72]
[null,"EU-10","Empresas","",67898.509000000005]
[null,"EU-11","Exposiciones en situación de mora","",7461.1769999999997]
[null,"EU-12","Otras exposiciones (por ejemplo renta variable, titulizaciones y activos no crediticios)","",36633.521000000001]
[]
[null,null,"Publicación de información sobre aspectos cualitativos",""]
[null,1,"Descripción de los procesos aplicados para gestionar el riesgo de apalancamiento excesivo","La ratio de apalancamiento es una de las métricas que periódicamente se monitorizan tanto por órganos de gestión como por Órganos de Gobierno.",""]
[null,2,"Descripción de los factores que han incidido en la ratio de apalancamiento durante el periodo de referencia","La ratio de apalancamiento mejora en el segundo semestre por los resultados retenidos generados en el semestre, y por la reducción del activo por gestión de exceso de liquidez.",""]

{"sheet":"8","index":8,"n_rows":40,"n_cols":11,"rows_kept":40,"cut":false,"hidden":false,"merged":[[0,1,0,10],[5,3,6,6],[5,7,6,10]]}
[null,"CASTELLANO","","","","","","","","",""]
[]
[]
[null,"8. EU LIQ1 - Coeficiente de cobertura de liquidez (LCR)"]
[]
[null,"CaixaBank consolidado",null,"Valor no ponderado total (promedio)","","","","Valor ponderado total (promedio)","","",""]
[null,"EUR millones",null,"","","","","","","",""]
[null,"Trimestre que termina el ",null,"31.03.2019","30.06.2019","30.09.2019","31.12.2019","31.03.2019","30.06.2019","30.09.2019","31.12.2019"]
[null,"Número de datos utilizados en el calculo de la media",null,12,12,12,12,12,12,12,12]
[null,"ACTIVOS LÍQUIDOS DE ALTA CALIDAD"]
[null,1,"Total de activos líquidos de alta calidad (HQLA)",0,0,0,0,58452,59262,58707,58410]
[null,"SALIDAS DE EFECTIVO"]
[null,2,"Depósitos minoristas y depósitos de pequeñas empresas, de los cuales:",128353,131452,134486,137665,7710,7877,8059,8266]
[null,3,"Depósitos estables",103421,106261,108691,110899,5171,5313,5435,5545]
[null,4,"Depósitos menos estables",24932,25190,25795,26766,2539,2564,2624,2721]
[null,5,"Financiación mayorista no garantizada",55703,56801,58268,58956,22368,22779,23179,23369]
[null,6,"Depósitos operativos (todas las contrapartes) y depósitos en redes de cooperativas de crédito",17651,17756,18358,18495,4353,4378,4528,4560]
[null,7,"Depósitos no operativos (todas las contrapartes)",37337,38289,39086,39664,17300,17645,17827,18011]
[null,8,"Deuda no garantizada",715,756,824,797,715,756,824,797]
[null,9,"Financiación mayorista garantizada","-","-","-","-",1642,1641,1371,1350]
[null,10,"Requisitos adicionales",46666,47641,48807,51066,4623,4850,4937,5157]
[null,11,"Salidas relacionadas con exposiciones en derivados y otros requisitos de garantía",1128,1154,1165,1172,1128,1154,1165,1172]
[null,12,"Salidas relacionadas con la pérdida de financiación en instrumentos de deuda",137,263,235,242,137,263,235,242]
[null,13,"Líneas de crédito y de liquidez",45401,46224,47407,49652,3358,3433,3537,3743]
[null,14,"Otras obligaciones contractuales en materia de financiación",660,729,779,791,128,134,140,107]
[null,15,"Otras obligaciones contingentes en materia de financiación",2980,8012,16035,23141,0,23,91,127]
[null,16,"TOTAL DE SALIDAS DE EFECTIVO","-","-","-","-",36471,37305,37777,38376]
[null,"ENTRADAS DE EFECTIVO"]
[null,17,"Operaciones de préstamo garantizadas (por ejemplo, pactos de recompra inversa)",4355,4405,3515,3669,782,758,8,13]
[null,18,"Entradas derivadas de exposiciones al corriente de pago",9627,9626,9842,9876,5423,5385,5538,5551]
[null,19,"Otras entradas de efectivo",705,742,1337,1304,705,742,1337,1304]
[null,"EU-19a","(Diferencia entre el total de entradas ponderadas y el total de salidas ponderadas derivadas de operaciones en terceros países en los que existan restricciones de transferencia u operaciones denominadas en divisas no convertibles)",0,0,0,0,0,0,0,0]
[null,"EU-19b","(Entradas excedentarias procedentes de una entidad de crédito especializada vinculada)",0,0,0,0,0,0,0,0]
[null,20,"TOTAL DE ENTRADAS DE EFECTIVO",14687,14773,14694,14849,6910,6885,6882,6869]
[null,"EU-20a","Entradas totalmente exentas",0,0,0,0,0,0,0,0]
[null,"EU-20b","Entradas sujetas al límite máximo del 90 %",0,0,0,0,0,0,0,0]
[null,"EU-20c","Entradas sujetas al límite máximo del 75 %",12238,12326,13161,13334,6910,6885,6882,6869]
[null,21,"COLCHÓN DE LIQUIDEZ",0,0,0,0,58452,59262,58707,58410]
[null,22,"TOTAL DE SALIDAS DE EFECTIVO NETAS",0,0,0,0,29561,30419,30895,31507]
[null,23,"RATIO DE COBERTURA DE LIQUIDEZ (%)",0,0,0,0,"198%","195%","190%","186%"]

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[]
[null,"9. EU CCyB1 - Distribución geógráfica de las exposiciones crediticias pertinentes para el cálculo del colchón de capital anticíclico"]
[null,"Importes en millones de euros y %","","",""]
[null,"País",null,"Exposiciones crediticias generales(*)","",null,"Exposiciones de la cartera de negociación","",null,"Exposiciones de titulización","",null,"Requisitos de fondos propios","","","",null,"Ponderaciones de los requisitos de fondos propios","Porcentaje de colchón de capital anticíclico"]
[null,"",null,"Valor de exposición según método estándar(**)","Valor de exposición según método IRB",null,"Suma de posiciones largas y cortas de la cartera de negociación","Valor de la exposición de la cartera de negociación para los modelos internos",null,"Valor de exposición según método estándar","Valor de exposición según método IRB",null,"De los cuales: Exposiciones crediticias generales","De los cuales: Exposiciones de la cartera de negociación","De los cuales: Exposiciones de titulización","Total",null,"",""]
[null,"España",null,37898.692000000003,168174.61,null,9.1999999999999998E-2,689.39700000000005,null,3.657,3388.5590000000002,null,7144.933,56.103000000000002,46.975000000000001,7248.01,null,0.75779200000000002,0]
[null,"Portugal",null,23444.05,379.29500000000002,null,0,0,null,134.26300000000001,0,null,1157.643,0,6.6120000000000001,1164.2550000000001,null,0.121725,0]
[null,"Reino Unido",null,1563.4870000000001,1677.1780000000001,null,0,0,null,0,0,null,136.089,0,0,136.089,null,1.4227999999999999E-2,0.01]
[null,"Francia",null,855.88699999999994,1093.2,null,0,0,null,19.170999999999999,0,null,134.08000000000001,0,1.3839999999999999,135.465,null,1.4163E-2,2.5000000000000001E-3]
[null,"México",null,1412.325,236.441,null,0,0,null,0,0,null,129.667,0,0,129.667,null,1.3557E-2,0]
[null,"Austria",null,5.1740000000000004,1584.6420000000001,null,0,0,null,0,0,null,119.947,0,0,119.947,null,1.2541E-2,0]
[null,"Luxemburgo",null,907.07600000000002,475.16199999999998,null,5.01,0,null,0,0,null,92.953999999999994,1.2999999999999999E-2,0,92.965999999999994,null,9.7199999999999995E-3,0]
[null,"EEUU",null,621.27,729.64099999999996,null,0,0,null,0,0,null,83.171000000000006,0,0,83.171000000000006,null,8.6960000000000006E-3,0]
[null,"Holanda",null,255.37,1244.2280000000001,null,6.915,0,null,0,0,null,64.260000000000005,0.48799999999999999,0,64.747,null,6.7689999999999998E-3,0]
[null,"Alemania",null,346.10300000000001,1442.575,null,0,0,null,0,0,null,63.98,0,0,63.98,null,6.6889999999999996E-3,0]
[null,"Polonia",null,380.86200000000002,388.06900000000002,null,0,0,null,0,0,null,41.436,0,0,41.436,null,4.3319999999999999E-3,0]
[null,"Canadá",null,415.988,39.308,null,0,0,null,0,0,null,35.874000000000002,0,0,35.874000000000002,null,3.751E-3,0]
[null,"Irlanda",null,258.55799999999999,129.852,null,0,0,null,0,0,null,27.385000000000002,0,0,27.385000000000002,null,2.8630000000000001E-3,0.01]
[null,"Noruega",null,303.44499999999999,18.161999999999999,null,0,0,null,0,0,null,24.611999999999998,0,0,24.611999999999998,null,2.5730000000000002E-3,2.5000000000000001E-2]
[null,"Chile",null,221.04499999999999,65.138999999999996,null,0,0,null,0,0,null,22.581,0,0,22.581,null,2.3609999999999998E-3,0]
[null,"Resto",null,1304.8689999999999,1763.8209999999999,null,0,0,null,0,0,null,174.46100000000001,0,0,174.46100000000001,null,1.8239999999999999E-2,2.1999999999999999E-5]
[null,"Total",null,70194.198999999993,179441.323,null,12.018000000000001,689.39700000000005,null,157.09100000000001,3388.5590000000002,null,9453.0709999999999,56.603000000000002,54.970999999999997,9564.6440000000002,null,1,2.9300000000000002E-4]
[null,"(*) No incluye EAD por Riesgo de Credit Value Adjustment (CVA).","","","","","","","","",""]
[null,"(**) A efectos del cálculo del buffer de capital anti cíclico, y según se especifica en el Reglamento Delegado 2015/1555, las exposiciones crediticias pertinentes incluirán todas aquellas categorías de exposiciones distintas de aquellas a que se refiere el artículo 112, letras a) a f) del Reglamento (UE) No 575/2013.","","","","","","","","","","","","","","","","",""]

{"sheet":"10","index":10,"n_rows":24,"n_cols":10,"rows_kept":24,"cut":false,"hidden":false,"merged":[[0,1,0,9],[5,2,5,3],[5,5,5,6],[5,8,5,9],[2,1,3,6]]}
[null,"CASTELLANO","","","","","","","",""]
[]
[null,"10. EU CR4 - Método estándar - Exposición al riesgo de crédito y efectos de la reducción del riesgo de crédito",null,null,null,null,null,"","",""]
[]
[]
[null,null,"Exposiciones antes de aplicar el factor de conversión del crédito y la reducción del riesgo de crédito","",null,"Exposiciones después de aplicar el factor de conversión del crédito y la reducción del riesgo de crédito","",null,"APR y densidad de los APR",""]
[null,"Categorías de exposición","Importe en balance","Importe fuera \r\nde balance",null,"Importe en balance","Importe fuera \r\nde balance",null,"APR","Densidad de los APR"]
[null,"Administraciones centrales o bancos centrales",46653.966999999997,574.37400000000002,null,48239.298999999999,10.773999999999999,null,8826.0640000000003,"18,29%"]
[null,"Administraciones regionales o autoridades locales;",10282.859,3159.0030000000002,null,9935.1209999999992,683.101,null,268.49599999999998,"2,53%"]
[null,"Entidades del sector público",3997.5430000000001,1240.8800000000001,null,4085.674,414.57100000000003,null,2174.69,"48,32%"]
[null,"Bancos multilaterales de desarrollo",35.835999999999999,19.494,null,756.48400000000004,0.25900000000000001,null,0,"0,00%"]
[null,"Organizaciones internacionales",0,0,null,0,0,null,0,"0,00%"]
[null,"Entidades",2556.1489999999999,1450.547,null,2025.615,250.49199999999999,null,817.721,"35,93%"]
[null,"Empresas",26046.251,6637.6559999999999,null,22619.667000000001,1247.81,null,22885.672999999999,"95,89%"]
[null,"Exposiciones minoristas",12560.275,3438.1170000000002,null,11558.405000000001,167.792,null,6898.9139999999998,"58,83%"]
[null,"Exposiciones garantizadas por hipotecas sobre bienes inmuebles",14700.733,1240.269,null,14591.885,323.81700000000001,null,5808.0360000000001,"38,94%"]
[null,"Exposiciones en situación de default",1714.127,181.98599999999999,null,922.00199999999995,22.173999999999999,null,1076.73,"114,04%"]
[null,"Exposiciones asociadas a riesgos particularmente elevados",239.94499999999999,190.75200000000001,null,232.84299999999999,65.869,null,448.06900000000002,"150,00%"]
[null,"Bonos garantizados",7.3739999999999997,0,null,7.3739999999999997,0,null,1.4750000000000001,"20,00%"]
[null,"Entidades y empresas con evaluación crediticia a corto plazo",0,0,null,0,0,null,0,"0,00%"]
[null,"Organismos de inversión colectiva",0,0,null,0,0,null,0,"0,00%"]
[null,"Exposiciones de renta variable",0,0,null,0,0,null,0,"0,00%"]
[null,"Otras partidas",14580.007,0,null,14569.261,0,null,9632.5830000000005,"66,12%"]
[null,"Total",133375.06700000001,18133.077000000001,null,129543.63,3186.6590000000001,null,58838.45,"44,33%"]

{"sheet":"11","index":11,"n_rows":23,"n_cols":20,"rows_kept":23,"cut":false,"hidden":false,"merged":[[0,1,0,19],[4,1,5,1],[4,2,4,17],[4,18,5,18],[4,19,5,19],[2,1,2,18]]}
[null,"CASTELLANO","","","","","","","","","","","","","","","","","",""]
[]
[null,"11. EU CR5 - Método estándar (EAD)"]
[null,"Importes en millones de euros"]
[null,"Categorías de exposición","Ponderación de riesgo","","","","","","","","","","","","","","","","TOTAL","De las cuales: sin calificación"]
[null,"","0%","2%","4%","10%","20%","35%","50%","70%","75%","100%","150%","250%","370%","1250%","Otras","Deducidas","",""]
[null,"Administraciones centrales o bancos centrales",41331.421000000002,0,0,0,0.19,0,0,0,0,5646.7510000000002,0,1271.71,0,0,0,0,48250.072999999997,48244.061000000002]
[null,"Administraciones regionales o autoridades locales;",9695.0840000000007,0,0,0,818.30200000000002,0,0,0,0,104.83499999999999,0,0,0,0,0,0,10618.221,10618.221]
[null,"Entidades del sector público",380.779,0,0,0,353.40800000000002,0,3324.1,0,0,441.95800000000003,0,0,0,0,0,0,4500.2449999999999,4499.5919999999996]
[null,"Bancos multilaterales de desarrollo",756.74300000000005,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,756.74300000000005,756.74300000000005]
[null,"Organizaciones internacionales",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Entidades",0.374,0,0,0,1600.7360000000001,0,360.07600000000002,0,0,309.68900000000002,5.2320000000000002,0,0,0,0,0,2276.107,961.46900000000005]
[null,"Empresas",755.86699999999996,0,0,0,0,0,145,0,0,22962.663,3.9470000000000001,0,0,0,0,0,23867.475999999999,23577.805]
[null,"Exposiciones minoristas",1767.433,0,0,0,0,0,0,0,9958.7639999999992,0,0,0,0,0,0,0,11726.197,11726.197]
[null,"Exposiciones garantizadas por hipotecas sobre bienes inmuebles",0,0,0,0,0,11619.955,2712.7040000000002,0,109.634,473.41,0,0,0,0,0,0,14915.703,14915.703]
[null,"Exposiciones en situación de default",0,0,0,0,0,0,0,0,0,679.06700000000001,265.10899999999998,0,0,0,0,0,944.17600000000004,944.17600000000004]
[null,"Exposiciones asociadas a riesgos particularmente elevados",0,0,0,0,0,0,0,0,0,0,298.71199999999999,0,0,0,0,0,298.71199999999999,298.71199999999999]
[null,"Bonos garantizados",0,0,0,0,7.3739999999999997,0,0,0,0,0,0,0,0,0,0,0,7.3739999999999997,7.3739999999999997]
[null,"Entidades y empresas con evaluación crediticia a corto plazo",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Organismos de inversión colectiva",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Exposiciones de renta variable",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Otras partidas",4779.6790000000001,0,0,0,196.25,0,0,0,0,9593.3330000000005,0,0,0,0,0,0,14569.261,14569.261]
[null,"Total",59467.38,0,0,0,2976.261,11619.955,6541.88,0,10068.397999999999,40211.705000000002,573,1271.71,0,0,0,0,132730.28899999999,131119.315]

{"sheet":"12","index":12,"n_rows":23,"n_cols":20,"rows_kept":23,"cut":false,"hidden":false,"merged":[[4,1,5,1],[4,2,4,17],[4,18,5,18],[4,19,5,19]]}
[null,"CASTELLANO"]
[]
[null,"12. EU CR5 - Método estándar (APR)"]
[null,"Importes en millones de euros"]
[null,"Categorías de exposición","Ponderación de riesgo","","","","","","","","","","","","","","","","TOTAL","De las cuales: sin calificación"]
[null,"","0%","2%","4%","10%","20%","35%","50%","70%","75%","100%","150%","250%","370%","1250%","Otras","Deducidas","",""]
[null,"Administraciones centrales o bancos centrales",0,0,0,0,3.7999999999999999E-2,0,0,0,0,5646.7510000000002,0,3179.2750000000001,0,0,0,0,8826.0640000000003,8820.0529999999999]
[null,"Administraciones regionales o autoridades locales;",0,0,0,0,163.66,0,0,0,0,104.83499999999999,0,0,0,0,0,0,268.49599999999998,268.49599999999998]
[null,"Entidades del sector público",0,0,0,0,70.682000000000002,0,1662.05,0,0,441.95800000000003,0,0,0,0,0,0,2174.69,2174.0369999999998]
[null,"Bancos multilaterales de desarrollo",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Organizaciones internacionales",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Entidades",0,0,0,0,320.14699999999999,0,180.03800000000001,0,0,309.68900000000002,7.8470000000000004,0,0,0,0,0,817.721,369.93200000000002]
[null,"Empresas",0,0,0,0,0,0,72.5,0,0,22807.253000000001,5.92,0,0,0,0,0,22885.672999999999,22596.001]
[null,"Exposiciones minoristas",0,0,0,0,0,0,0,0,6898.9139999999998,0,0,0,0,0,0,0,6898.9139999999998,6898.9139999999998]
[null,"Exposiciones garantizadas por hipotecas sobre bienes inmuebles",0,0,0,0,0,4047.9340000000002,1260.5540000000001,0,78.088999999999999,421.459,0,0,0,0,0,0,5808.0360000000001,5808.0360000000001]
[null,"Exposiciones en situación de default",0,0,0,0,0,0,0,0,0,679.06700000000001,397.66300000000001,0,0,0,0,0,1076.73,1076.73]
[null,"Exposiciones asociadas a riesgos particularmente elevados",0,0,0,0,0,0,0,0,0,0,448.06900000000002,0,0,0,0,0,448.06900000000002,448.06900000000002]
[null,"Bonos garantizados",0,0,0,0,1.4750000000000001,0,0,0,0,0,0,0,0,0,0,0,1.4750000000000001,1.4750000000000001]
[null,"Entidades y empresas con evaluación crediticia a corto plazo",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Organismos de inversión colectiva",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Exposiciones de renta variable",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Otras partidas",0,0,0,0,39.25,0,0,0,0,9593.3330000000005,0,0,0,0,0,0,9632.5830000000005,9632.5830000000005]
[null,"Total",0,0,0,0,595.25199999999995,4047.9340000000002,3175.1419999999998,0,6977.0039999999999,40004.343999999997,859.49900000000002,3179.2750000000001,0,0,0,0,58838.45,58094.326000000001]

{"sheet":"13","index":13,"n_rows":19,"n_cols":17,"rows_kept":19,"cut":false,"hidden":false,"merged":[[0,1,0,16],[2,1,2,5],[2,6,2,10],[2,11,2,13],[4,2,5,2],[4,3,4,5],[4,6,4,8],[4,9,5,9],[4,10,5,10],[4,11,5,11],[4,12,5,12],[4,13,5,13],[4,14,5,14],[4,15,5,15],[4,16,5,16],[16,1,16,6],[17,1,17,5],[18,1,18,5]]}
[null,"CASTELLANO","","","","","","","","","","","","","","",""]
[]
[null,"13. IRB: Exposiciones al Riesgo de Crédito por cartera","","","","","","","","","","","",""]
[null,"Importes en millones de euros"]
[null,null,"PD Media (***)","Exposición Original","","","EAD","","","Número de deudores (*)","LGD media","Vencimiento medio \r\n(años)","APR","Densidad de APR","PE","Ajustes de valor y provisiones","Capital (8%)"]
[null,null,"","Cuantía en balance","Cuantía fuera de balance","Total Exposición Original","Cuantía en balance","Cuantía fuera de balance","Total EAD","","","","","","","",""]
[null,"Empresas","5,45%",42218.391000000003,27670.526000000002,69888.918000000005,42218.391000000003,7809.7839999999997,50028.175000000003,34.33,"35,18%",3.0510000000000002,29210.974999999999,"58,39%",1026.865,-1059.248,2336.8780000000002]
[null,"Corporates","4,61%",31846.240000000002,24496.539000000001,56342.779000000002,31846.240000000002,6572.192,38418.432000000001,7.742,"37,11%",2.9729999999999999,23228.75,"60,46%",739.59199999999998,-720.51700000000005,1858.3]
[null,"Pymes","8,23%",10372.151,3173.9870000000001,13546.138000000001,10372.151,1237.5920000000001,11609.743,26.588000000000001,"28,77%",3.31,5982.2250000000004,"51,53%",287.27300000000002,-338.73,478.57799999999997]
[null,"Minoristas","5,93%",114375.447,42746.964999999997,157122.41200000001,114375.447,6424.2420000000002,120799.68799999999,9704.9179999999997,"27,05%",4.2450000000000001,22343.218000000001,"18,50%",2552.029,-2596.6120000000001,1787.4570000000001]
[null,"Cubiertas con hipotecas sobre inmuebles","5,35%",87667.225000000006,24048.71,111715.935,87667.225000000006,467.47699999999998,88134.702000000005,1469.367,"18,53%",4.8929999999999998,11518.97,"13,07%",1376.607,-1451.992,921.51800000000003]
[null,"Pymes cubiertas con hipotecas/inmuebles","11,85%",9313.6090000000004,2512.837,11826.446,9313.6090000000004,253.38800000000001,9566.9969999999994,109.023,"17,97%",4.5529999999999999,2535.1570000000002,"26,50%",290.858,-231.76499999999999,202.81299999999999]
[null,"Exposiciones minoristas renovables elegibles","3,36%",3731.8220000000001,9968.6029999999992,13700.424999999999,3731.8220000000001,3108.4029999999998,6840.2250000000004,5547.4229999999998,"76,77%",1,1778.1890000000001,"26,00%",166.17,-158.93100000000001,142.255]
[null,"Exposiciones Pymes minorista","6,57%",7749.5069999999996,4187.6679999999997,11937.174000000001,7749.5069999999996,1918.2850000000001,9667.7909999999993,514.053,"52,75%",1.6020000000000001,3502.0149999999999,"36,22%",377.53199999999998,-392.036,280.161]
[null,"Otras exposiciones minoristas ","6,78%",5913.2839999999997,2029.1479999999999,7942.4319999999998,5913.2839999999997,676.68899999999996,6589.973,2065.0529999999999,"64,71%",2.379,3008.8870000000002,"45,66%",340.863,-361.88799999999998,240.71100000000001]
[null,"Total riesgo de crédito método IRB (**)","5,79%",156593.83799999999,70417.491999999998,227011.33,156593.83799999999,14234.026,170827.86300000001,9739.2479999999996,"29,43%",3.895,51554.192000000003,"30,18%",3578.8939999999998,-3655.86,4124.335]
[null,"(*) Número de deudores en miles.","","","","","",0,0]
[null,"(**) Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","",""]
[null,"(***) Incluye cartera en default.","","","",""]

{"sheet":"14","index":14,"n_rows":15,"n_cols":4,"rows_kept":15,"cut":false,"hidden":false,"merged":[[2,1,2,2]]}
[]
[]
[null,"14. EU CR8 - Estados de flujos de APR de exposiciones al riesgo de crédito según el método IRB"]
[null,"Importes en millones de euros"]
[null,null,"Importe de los APR","Requerimientos de capital(*)"]
[null,"APR al cierre del trimestre anterior",51650.942999999999,4132.0749999999998]
[null,"Tamaño del activo",712.63800000000003,57.011000000000003]
[null,"Calidad del activo",-1074.7850000000001,-85.983000000000004]
[null,"Actualización del modelo",0,0]
[null,"Metodología y política",415.13900000000001,33.210999999999999]
[null,"Adquisiciones y enajenaciones",-15.605,-1.248]
[null,"Variaciones del tipo de cambio",0,0]
[null,"Otros",-134.137,-10.731]
[null,"APR al cierre de periodo de referencia",51554.192000000003,4124.335]
[null,"(*) Requerimientos de capital al 8%."]

{"sheet":"15","index":15,"n_rows":87,"n_cols":14,"rows_kept":87,"cut":false,"hidden":false,"merged":[[0,1,0,13],[17,1,17,3],[18,1,18,6],[34,1,34,3],[35,1,35,6],[86,1,86,6],[51,1,51,3],[52,1,52,6],[68,1,68,3],[69,1,69,6],[85,1,85,3]]}
[null,"CASTELLANO","","","","","","","","","","","",""]
[]
[null,"15. Minorista por cartera e intervalo de PD"]
[]
[null,"15a. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas cubiertas con hipotecas sobre inmuebles)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de\r\nAPR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",56277.565999999999,18330.066999999999,"2,02%",56646.991999999998,"0,06%",998.88300000000004,"16,95%",4.891,1555.009,"2,75%",5.8079999999999998,-179.947]
[null,"0,15 a <0,25",5669.8509999999997,1213.8879999999999,"1,96%",5693.6660000000002,"0,19%",84.849000000000004,"19,96%",4.9169999999999998,442.46800000000002,"7,77%",2.1070000000000002,-18.724]
[null,"0,25 a <0,50",10272.839,2574.0239999999999,"1,49%",10311.257,"0,38%",160.303,"19,68%",4.9050000000000002,1306.4690000000001,"12,67%",7.6130000000000004,-40.485999999999997]
[null,"0,50 a <0,75",1752.288,323.39299999999997,"1,83%",1758.213,"0,72%",26.422000000000001,"21,41%",4.915,381.15600000000001,"21,68%",2.6920000000000002,-7.3929999999999998]
[null,"0,75 a <2,50",4424.1499999999996,728.93399999999997,"1,97%",4438.509,"1,54%",71.116,"20,83%",4.9029999999999996,1517.932,"34,20%",14.010999999999999,-26.658000000000001]
[null,"2,50 a <10,00",3658.25,583.91899999999998,"1,87%",3669.1869999999999,"4,94%",63.063000000000002,"19,30%",4.8949999999999996,2253.009,"61,40%",35.021000000000001,-54.853999999999999]
[null,"10,00 a <100,00",1608.6289999999999,227.34100000000001,"2,02%",1613.2270000000001,"22,66%",25.193000000000001,"19,91%",4.9130000000000003,1721.1780000000001,"106,69%",73.215000000000003,-83.6]
[null,"Cartera Sana",83663.573000000004,23981.565999999999,"1,95%",84131.05,"0,84%",1429.829,"17,95%",4.8959999999999999,9177.2199999999993,"10,91%",140.46600000000001,-411.66300000000001]
[null,"100,00 (Default)",4003.652,67.144000000000005,"0,00%",4003.652,"100,00%",39.537999999999997,"30,88%",4.8170000000000002,2341.7489999999998,"58,49%",1236.1410000000001,-1040.33]
[null,"Total",87667.225000000006,24048.71,"1,94%",88134.702000000005,"5,35%",1469.367,"18,53%",4.8929999999999998,11518.97,"13,07%",1376.607,-1451.992]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]
[]
[]
[null,"15b. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas Pymes cubiertas con hipotecas sobre inmuebles)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de\r\nAPR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",2067.895,730.17600000000004,"4,92%",2103.8249999999998,"0,07%",35.414999999999999,"13,72%",4.6399999999999997,42.026000000000003,"2,00%",0.20100000000000001,-6.6779999999999999]
[null,"0,15 a <0,25",454.80399999999997,111.09099999999999,"6,64%",462.17599999999999,"0,17%",5.109,"16,41%",4.5270000000000001,23.338999999999999,"5,05%",0.13,-1.377]
[null,"0,25 a <0,50",1249.7829999999999,440.31,"17,19%",1325.4749999999999,"0,36%",12.971,"18,03%",4.5759999999999996,129.60400000000001,"9,78%",0.84799999999999998,-4.7430000000000003]
[null,"0,50 a <0,75",328.75400000000002,85.775999999999996,"18,43%",344.56200000000001,"0,64%",2.5680000000000001,"18,44%",4.4459999999999997,54.433,"15,80%",0.40799999999999997,-1.238]
[null,"0,75 a <2,50",2120.3919999999998,488.322,"13,85%",2188.0010000000002,"1,47%",18.035,"18,52%",4.5810000000000004,597.24400000000003,"27,30%",5.9240000000000004,-11.635]
[null,"2,50 a <10,00",1830.412,538.56700000000001,"9,11%",1879.4829999999999,"4,70%",22.452999999999999,"17,81%",4.6050000000000004,1139.7270000000001,"60,64%",15.964,-22.125]
[null,"10,00 a <100,00",345.553,61.05,"2,21%",346.90499999999997,"25,23%",4.01,"17,49%",4.6449999999999996,291.39499999999998,"84,00%",15.353,-12.436999999999999]
[null,"Cartera Sana",8397.5930000000008,2455.2919999999999,"10,30%",8650.4259999999995,"2,51%",100.56,"16,96%",4.5940000000000003,2277.768,"26,33%",38.826999999999998,-60.232999999999997]
[null,"100,00 (Default)",916.01599999999996,57.545000000000002,"0,96%",916.57100000000003,"100,00%",8.4629999999999992,"27,50%",4.1639999999999997,257.38900000000001,"28,08%",252.03100000000001,-171.53200000000001]
[null,"Total",9313.6090000000004,2512.837,"10,08%",9566.9969999999994,"11,85%",109.023,"17,97%",4.5529999999999999,2535.1570000000002,"26,50%",290.858,-231.76499999999999]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]
[]
[]
[null,"15c. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (minoristas renovables elegibles)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de\r\nAPR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",1340.9939999999999,6860.2730000000001,"30,98%",3466.491,"0,06%",2557.0749999999998,"77,00%",1,108.479,"3,13%",1.657,-6.8609999999999998]
[null,"0,15 a <0,25",214.24,766.58,"33,33%",469.74400000000003,"0,20%",447.48700000000002,"77,00%",1,39.296999999999997,"8,37%",0.71299999999999997,-1.806]
[null,"0,25 a <0,50",208.43,545.15899999999999,"33,86%",393.00400000000002,"0,33%",333.42399999999998,"77,00%",1,49.609000000000002,"12,62%",1,-2.081]
[null,"0,50 a <0,75",296.67,663.33399999999995,"30,99%",502.26499999999999,"0,55%",468.61099999999999,"76,99%",1,93.143000000000001,"18,54%",2.1240000000000001,-3.1320000000000001]
[null,"0,75 a <2,50",741.19299999999998,789.50099999999998,"30,04%",978.38699999999994,"1,48%",820.25,"76,90%",1,386.51499999999999,"39,51%",11.122,-10.407999999999999]
[null,"2,50 a <10,00",579.34400000000005,295.15199999999999,"30,53%",669.46400000000006,"5,03%",582.44000000000005,"76,73%",1,614.91399999999999,"91,85%",25.838999999999999,-26.260999999999999]
[null,"10,00 a <100,00",239.809,35.484000000000002,"27,95%",249.727,"25,40%",240.11799999999999,"75,70%",1,485.98,"194,60%",48.015000000000001,-37.686]
[null,"Cartera Sana",3620.68,9955.4840000000004,"31,22%",6729.0820000000003,"1,76%",5449.4040000000005,"76,91%",1,1777.9369999999999,"26,42%",90.468999999999994,-88.233999999999995]
[null,"100,00 (Default)",111.142,13.119,"0,00%",111.142,"100,00%",98.018000000000001,"68,11%",1,0.252,"0,23%",75.700999999999993,-70.697000000000003]
[null,"Total",3731.8220000000001,9968.6029999999992,"31,18%",6840.2250000000004,"3,36%",5547.4229999999998,"76,77%",1,1778.1890000000001,"26,00%",166.17,-158.93100000000001]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]
[]
[]
[null,"15d. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (Pymes minorista)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de\r\nAPR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",1185.308,682.82100000000003,"49,67%",1524.472,"0,08%",45.886000000000003,"54,35%",1.956,148.93299999999999,"9,77%",0.66800000000000004,-5.8390000000000004]
[null,"0,15 a <0,25",562.41800000000001,318.91800000000001,"50,78%",724.36400000000003,"0,17%",29.486999999999998,"54,37%",1.68,122.82899999999999,"16,96%",0.67500000000000004,-3.5659999999999998]
[null,"0,25 a <0,50",1474.722,911.84,"48,66%",1918.4079999999999,"0,33%",98.971999999999994,"52,54%",1.7050000000000001,489.50099999999998,"25,52%",3.4060000000000001,-12.526]
[null,"0,50 a <0,75",715.43799999999999,368.17599999999999,"46,78%",887.66200000000003,"0,61%",18.268000000000001,"52,42%",1.3160000000000001,329.05599999999998,"37,07%",2.839,-5.0720000000000001]
[null,"0,75 a <2,50",2280.4780000000001,1137.3969999999999,"47,80%",2824.1979999999999,"1,50%",150.23599999999999,"51,00%",1.458,1428.578,"50,58%",21.617000000000001,-34.764000000000003]
[null,"2,50 a <10,00",920.85799999999995,507.69799999999998,"37,20%",1109.7180000000001,"4,71%",124.247,"50,60%",1.51,700.23199999999997,"63,10%",26.484000000000002,-32.92]
[null,"10,00 a <100,00",197.37,69.078999999999994,"30,01%",218.101,"29,91%",13.429,"52,60%",1.4990000000000001,233.334,"106,98%",33.929000000000002,-23.594000000000001]
[null,"Cartera Sana",7336.5910000000003,3995.9290000000001,"46,81%",9206.9230000000007,"1,89%",480.52499999999998,"52,27%",1.603,3452.4630000000002,"37,50%",89.617000000000004,-118.282]
[null,"100,00 (Default)",412.916,191.739,"25,01%",460.86799999999999,"100,00%",33.527999999999999,"62,47%",1.591,49.552,"10,75%",287.91500000000002,-273.755]
[null,"Total",7749.5069999999996,4187.6679999999997,"45,81%",9667.7909999999993,"6,57%",514.053,"52,75%",1.6020000000000001,3502.0149999999999,"36,22%",377.53199999999998,-392.036]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]
[]
[]
[null,"15e. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por cartera e intervalo de PD (Otras exposiciones minoristas)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de\r\nAPR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",2036.079,75.302000000000007,"37,08%",2064.002,"0,06%",166.29599999999999,"62,07%",2.7269999999999999,230.191,"11,15%",0.80500000000000005,-11.048999999999999]
[null,"0,15 a <0,25",578.86099999999999,15.359,"32,99%",583.928,"0,19%",79.100999999999999,"67,46%",2.4670000000000001,158.34100000000001,"27,12%",0.73699999999999999,-4.8609999999999998]
[null,"0,25 a <0,50",1039.0740000000001,19.902999999999999,"30,99%",1045.242,"0,37%",136.03100000000001,"66,39%",2.4889999999999999,425.21,"40,68%",2.5499999999999998,-11.021000000000001]
[null,"0,50 a <0,75",279.67700000000002,294.67599999999999,"29,25%",365.87200000000001,"0,65%",137.30500000000001,"62,84%",2.1160000000000001,197.244,"53,91%",1.514,-3.9129999999999998]
[null,"0,75 a <2,50",967.19100000000003,1482.479,"33,09%",1457.761,"1,64%",1248.865,"61,86%",1.9179999999999999,1114.4290000000001,"76,45%",14.852,-22.626999999999999]
[null,"2,50 a <10,00",479.46499999999997,134.47200000000001,"43,58%",538.06899999999996,"5,28%",212.292,"66,76%",2.0960000000000001,550.52300000000002,"102,31%",18.992999999999999,-32.747999999999998]
[null,"10,00 a <100,00",201.62200000000001,5.1509999999999998,"37,20%",203.53800000000001,"26,83%",48.375999999999998,"69,22%",2.0910000000000002,323.51400000000001,"158,95%",37.673999999999999,-43.67]
[null,"Cartera Sana",5581.9690000000001,2027.3430000000001,"33,37%",6258.4120000000003,"1,85%",2028.2660000000001,"63,93%",2.3639999999999999,2999.4520000000002,"47,93%",77.123999999999995,-129.88800000000001]
[null,"100,00 (Default)",331.315,1.8049999999999999,"13,60%",331.56099999999998,"100,00%",36.786000000000001,"79,54%",2.6669999999999998,9.4350000000000005,"2,85%",263.738,-232]
[null,"Total",5913.2839999999997,2029.1479999999999,"33,35%",6589.973,"6,78%",2065.0529999999999,"64,71%",2.379,3008.8870000000002,"45,66%",340.863,-361.88799999999998]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]

{"sheet":"16","index":16,"n_rows":36,"n_cols":14,"rows_kept":36,"cut":false,"hidden":false,"merged":[[0,1,0,13],[17,1,17,3],[18,1,18,6],[34,1,34,3],[35,1,35,6]]}
[null,"CASTELLANO","","","","","","","","","","","",""]
[]
[null,"16. Empresa por cartera e intervalo de PD"]
[]
[null,"16a. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por categoría de exposición e intervalo de PD (Corporates)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de los APR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",5253.9989999999998,7667.8059999999996,"26,73%",7303.8549999999996,"0,12%",0.76200000000000001,"36,05%",2.6110000000000002,2002.454,"27,42%",2.8279999999999998,-10.753]
[null,"0,15 a <0,25",4013.9749999999999,3703.54,"32,28%",5209.652,"0,18%",0.22900000000000001,"39,93%",3.2850000000000001,2406.6350000000002,"46,20%",3.738,-5.7030000000000003]
[null,"0,25 a <0,50",8269.1540000000005,5875.6059999999998,"24,24%",9693.1080000000002,"0,28%",1.5409999999999999,"36,67%",2.8559999999999999,4661.8639999999996,"48,09%",9.7420000000000009,-18.335000000000001]
[null,"0,50 a <0,75",4836.2510000000002,2403.44,"25,01%",5437.4589999999998,"0,59%",1.012,"37,38%",3.2759999999999998,4036.4189999999999,"74,23%",11.893000000000001,-10.276]
[null,"0,75 a <2,50",5573.3429999999998,2324.7840000000001,"27,52%",6213.0110000000004,"1,39%",2.61,"36,58%",2.9609999999999999,5673.95,"91,32%",31.405999999999999,-24.84]
[null,"2,50 a <10,00",2297.8739999999998,1647.3779999999999,"27,33%",2748.0340000000001,"5,63%",0.64200000000000002,"34,53%",3.3530000000000002,3570.9229999999998,"129,94%",51.91,-12.295]
[null,"10,00 a <100,00",368.16699999999997,325.70100000000002,"27,09%",456.40499999999997,"21,50%",0.192,"30,36%",2.714,742.39099999999996,"162,66%",29.832000000000001,-20.777999999999999]
[null,"Cartera Sana",30612.762999999999,23948.255000000001,"26,93%",37061.523999999998,"1,12%",6.9870000000000001,"36,86%",2.9820000000000002,23094.636999999999,"62,31%",141.35,-102.98]
[null,"100,00 (Default)",1233.4770000000001,548.28399999999999,"22,51%",1356.9079999999999,"100,00%",0.755,"44,09%",2.718,134.113,"9,88%",598.24199999999996,-617.53700000000003]
[null,"Total",31846.240000000002,24496.539000000001,"26,83%",38418.432000000001,"4,61%",7.742,"37,11%",2.9729999999999999,23228.75,"60,46%",739.59199999999998,-720.51700000000005]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]
[]
[]
[null,"16b. EU CR6 - Método IRB - Exposiciones al riesgo de crédito por categoría de exposición e intervalo de PD (Pymes)"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","Exposición bruta original incluida en el balance","Exposición fuera de balance antes de aplicar el factor de conversión de crédito","Factor de conversión del crédito medio","EAD después de la reducción del riesgo de crédito y de aplicar el factor de conversión del crédito","PD media","Número de deudores (*)","LGD media","Vencimiento medio","APR","Densidad de los APR","EL","Ajustes de valor y previsiones"]
[null,"0,00 a <0,15",1471.8309999999999,378.476,"41,18%",1627.67,"0,12%",3.4740000000000002,"30,13%",2.9809999999999999,347.24400000000003,"21,33%",0.61299999999999999,-3.3769999999999998]
[null,"0,15 a <0,25",463.97300000000001,109.476,"34,26%",501.483,"0,15%",1.575,"27,36%",3.5049999999999999,112.581,"22,45%",0.20899999999999999,-1.5920000000000001]
[null,"0,25 a <0,50",2153.3339999999998,752.66300000000001,"45,06%",2492.4960000000001,"0,30%",6.1029999999999998,"29,03%",3.1480000000000001,864.65200000000004,"34,69%",2.1579999999999999,-8.4090000000000007]
[null,"0,50 a <0,75",1363.961,373.27300000000002,"42,27%",1521.7529999999999,"0,61%",2.669,"29,52%",2.8250000000000002,711.51499999999999,"46,76%",2.722,-5.468]
[null,"0,75 a <2,50",2587.223,872.98,"37,64%",2915.8490000000002,"1,53%",7.9039999999999999,"26,96%",3.4950000000000001,1805.895,"61,93%",12.064,-19.152999999999999]
[null,"2,50 a <10,00",1140.6210000000001,511.46499999999997,"34,71%",1318.175,"5,00%",3.1019999999999999,"28,55%",4.0449999999999999,1272.3,"96,52%",18.518000000000001,-21.048999999999999]
[null,"10,00 a <100,00",507.59699999999998,111.932,"26,29%",537.02499999999998,"24,31%",0.79200000000000004,"31,24%",2.7919999999999998,806.45500000000004,"150,17%",41.125,-20.481000000000002]
[null,"Cartera Sana",9688.5409999999993,3110.2660000000001,"39,42%",10914.451999999999,"2,39%",25.619,"28,68%",3.278,5920.6419999999998,"54,25%",77.41,-79.528000000000006]
[null,"100,00 (Default)",683.61099999999999,63.720999999999997,"18,33%",695.29100000000005,"100,00%",0.96899999999999997,"30,18%",3.8069999999999999,61.582999999999998,"8,86%",209.863,-259.202]
[null,"Total",10372.151,3173.9870000000001,"38,99%",11609.743,"8,23%",26.588000000000001,"28,77%",3.31,5982.2250000000004,"51,53%",287.27300000000002,-338.73]
[null,"(*) Número de deudores en miles.","","","","",""]
[null,"Solo se incluye riesgo de crédito. No se incluye riesgo de contrapartida, ni titulizaciones, ni accionarial.","","","","",""]

{"sheet":"17","index":17,"n_rows":12,"n_cols":3,"rows_kept":12,"cut":false,"hidden":false,"merged":[[0,1,0,2]]}
[null,"CASTELLANO",""]
[]
[]
[null,"17. EU CR2-B - Cambios en el saldo de los préstamos y valores representativos de deuda en situación de default y cuyo valor se ha deteriorado","                                  "]
[null,"Importes en millones de euros"]
[null,null,"Valor contable bruto de las exposiciones en situación de default"]
[null,"Saldo de apertura (jun-18)",10016.589]
[null,"Préstamos y valores representativos de deuda que han pasado a situación de default o cuyo valor se ha deteriorado desde el último periodo de referencia",1218.7570000000001]
[null,"Reclasificación a situación de no default",-471.34]
[null,"Importes reconocidos como fallidos",-1925.2739999999999]
[null,"Otros cambios",-338.38499999999999]
[null,"Saldo de cierre (dic-18)",8500.3459999999995]

{"sheet":"18","index":18,"n_rows":16,"n_cols":9,"rows_kept":16,"cut":false,"hidden":false,"merged":[[0,1,0,8],[4,1,5,1],[4,2,4,3],[4,4,5,4],[4,5,5,5],[4,6,5,6],[4,7,5,7],[4,8,5,8]]}
[null,"CASTELLANO","","","","","","",""]
[]
[null,"18. EU CR1-A - Calidad crediticia de las exposiciones por categoría de exposición e instrumento"]
[null,"Importes en millones de euros"]
[null,null,"Valor contable bruto de ","","Ajuste por riesgo de crédito específico","Ajuste por riesgo de crédito general","Fallidos acumulados","Cargos por ajustes por riesgo de crédito","Valores netos\r\n(a+b-c-d-e)"]
[null,"","Exposiciones en situación de default","Exposiciones que no están en situación de default","","","","",""]
[null,"Bancos centrales"," -     ",11868.207," -     "," -     "," -     "," -     ",11868.207]
[null,"Administraciones públicas",40.93,43439.057000000001,6.6449999999999996," -     ",38.558999999999997,0.23599999999999999,43473.341999999997]
[null,"Entidades de crédito",2.5999999999999999E-2,6430.4639999999999,2.153," -     ",3.44,1.9019999999999999,6428.3370000000004]
[null,"Otras sociedades financieras",4.3529999999999998,6653.5940000000001,14.028," -     ",126.25700000000001,-2.887,6643.9189999999999]
[null,"Sociedades no financieras",3209.4389999999999,137635.43599999999,2300.107," -     ",10328.915000000001,-400.14,138544.76800000001]
[null,"Hogares",5860.7879999999996,161902.32699999999,2610.8539999999998," -     ",4209.8370000000004,-347.78899999999999,165152.261]
[null,"Total",9115.5380000000005,367929.08500000002,4933.7839999999997," -     ",14707.007,-748.68,372110.83899999998]
[null,"De las cuales: Préstamos",8486.6090000000004,236733.92300000001,4707.0569999999998," -     ",14706.862999999999,-661.48099999999999,240513.47500000001]
[null,"De las cuales: Valores representativos de deuda",13.736000000000001,33408.953999999998,6.4820000000000002," -     ",0.14399999999999999,2.0030000000000001,33416.207999999999]
[null,"De las cuales: Exposiciones fuera de balance",615.19299999999998,97786.207999999999,220.245," -     "," -     ",-89.201999999999998,98181.156000000003]

{"sheet":"19","index":19,"n_rows":25,"n_cols":9,"rows_kept":25,"cut":false,"hidden":false,"merged":[[0,1,0,8],[4,1,5,1],[4,2,4,3],[4,4,5,4],[4,5,5,5],[4,6,5,6],[4,7,5,7],[4,8,5,8]]}
[null,"CASTELLANO","","","","","","",""]
[]
[null,"19. EU CR1-B - Calidad crediticia de las exposiciones por sector o tipos de contraparte"]
[null,"Importes en millones de euros"]
[null,null,"Valor contable  bruto de","","Ajuste por \r\nriesgo de \r\ncrédito \r\nespecífico","Ajuste por \r\nriesgo de\r\n crédito general","Fallidos acumulados","Cargos por ajustes por riesgo de \r\ncrédito","Valores netos\r\n(a+b-c-d-e)"]
[null,"","Exposiciones en situación de default","Exposiciones que no están en situación de default","","","","",""]
[null,"Agricultura, ganadería, silvicultura y pesca",118.791,1740.2940000000001,49.356999999999999,0,195.31700000000001,9.0559999999999992,1809.7280000000001]
[null,"Industrias extractivas",6.0309999999999997,583.29999999999995,4.7519999999999998,0,26.951000000000001,-7.6999999999999999E-2,584.57899999999995]
[null,"Industria manufacturera",300.387,11498.268,236.702,0,1026.682,5.9169999999999998,11561.953]
[null,"Suministro de energía eléctrica, gas, vapor y aire acondicionado",83.774000000000001,6761.7460000000001,94.55,0,25.446000000000002,-33.950000000000003,6750.97]
[null,"Suministro de agua",6.5339999999999998,913.10400000000004,13.022,0,25.033000000000001,-2.4790000000000001,906.61599999999999]
[null,"Construcción",592.04499999999996,8836.723,607.88499999999999,0,5560.4170000000004,-82.498000000000005,8820.8829999999998]
[null,"Comercio al por mayor y al por menor",507.51,11172.169,399.31299999999999,0,739.45500000000004,7.2830000000000004,11280.366]
[null,"Transporte y almacenamiento",148.08699999999999,7045.3860000000004,104.087,0,121.27,-0.85899999999999999,7089.3860000000004]
[null,"Hostelería",91.16,5054.4229999999998,47.421999999999997,0,252.483,-93.167000000000002,5098.1610000000001]
[null,"Información y comunicaciones",84.001000000000005,1706.201,56.198,0,264.73399999999998,-0.34799999999999998,1734.0039999999999]
[null,"Actividades inmobiliarias",252.44499999999999,9795.4570000000003,112.89100000000001,0,666.90800000000002,-45.683999999999997,9935.0110000000004]
[null,"Actividades profesionales, científicas y técnicas",154.96299999999999,3573.6289999999999,106.247,0,659.82600000000002,-47.152000000000001,3622.3449999999998]
[null,"Actividades administrativas y servicios auxiliares",35.417999999999999,2699.5880000000002,27.692,0,220.57,-24.890999999999998,2707.3139999999999]
[null,"Administración pública y defensa; seguridad social y obligatoria",8.0000000000000002E-3,781.68,0.23,0,1.218,0.13900000000000001,781.45799999999997]
[null,"Educación",53.005000000000003,300.399,43.162999999999997,0,18.097999999999999,-3.548,310.24099999999999]
[null,"Actividades sanitarias y de servicios sociales",27.431999999999999,1195.152,14.067,0,19.126999999999999,-2.7240000000000002,1208.5170000000001]
[null,"Actividades artísticas, recreativas y de entretenimiento",47.433,476.72399999999999,32.828000000000003,0,40.738,-1.7290000000000001,491.32900000000001]
[null,"Otros servicios",213.67099999999999,9023.7839999999997,158.66200000000001,0,464.52300000000002,-6.7809999999999997,9078.7929999999997]
[null,"Total",2722.6950000000002,83158.027000000002,2109.0680000000002,0,10328.797,-323.49200000000002,83771.653999999995]

{"sheet":"20","index":20,"n_rows":12,"n_cols":9,"rows_kept":12,"cut":false,"hidden":false,"merged":[[0,1,0,8],[5,1,6,1],[5,2,5,3],[5,4,5,5],[5,6,6,6],[5,7,6,7],[3,1,3,7]]}
[null,"CASTELLANO","","","","","","",""]
[]
[]
[null,"20. EU CR1-C - Calidad crediticia de las exposiciones por zona geográfica"]
[null,"Importes en millones de euros"]
[null,null,"Valor contable bruto de","","Ajuste por riesgo de crédito en exposiciones Estándar","","Fallidos acumulados","Cargos por ajustes por riesgo de crédito","Valores netos"]
[null,"","Exposiciones en situación de default","Exposiciones que no están en situación de default","Específico","General","","","(a+b-c-d-e)"]
[null,"España",8166.884,297131.46000000002,4446.4440000000004,0,14493.177,-498.005,300851.90000000002]
[null,"Portugal",848.40099999999995,30938.639999999999,401.97,0,19.507000000000001,-116.093,31385.071]
[null,"Unión Europea",7.024,20055.415000000001,15.845000000000001,0,54.648000000000003,-0.44500000000000001,20046.594000000001]
[null,"Resto del mundo",93.23,19803.569,69.525000000000006,0,139.67500000000001,-134.136,19827.274000000001]
[null,"Total",9115.5390000000007,367929.08500000002,4933.7849999999999,0,14707.007,-748.67899999999997,372110.83899999998]

{"sheet":"21","index":21,"n_rows":10,"n_cols":8,"rows_kept":10,"cut":false,"hidden":false,"merged":[[0,1,0,7],[5,1,6,1],[5,2,5,7]]}
[null,"CASTELLANO","","","","","",""]
[]
[]
[null,"21. EU CR1-D - Antigüedad de las exposiciones vencidas"]
[null,"Importes en millones de euros"]
[null,null,"Valores contables brutos","","","","",""]
[null,"","≤ 30 días","> 30 días ≤ 60 días","> 60 días ≤ 90 días","> 90 días ≤ 180 días","> 180 días ≤ 1 año","> 1 año"]
[null,"Préstamos",1632.874,631.23099999999999,192.15299999999999,576.50900000000001,706.16099999999994,2822.3939999999998]
[null,"Valores representativos de deuda",0,0,0,0,1.673,0]
[null,"Total exposiciones",1632.874,631.23099999999999,192.15299999999999,576.50900000000001,707.83299999999997,2822.3939999999998]

{"sheet":"22","index":22,"n_rows":12,"n_cols":15,"rows_kept":12,"cut":false,"hidden":false,"merged":[[0,1,0,14],[5,2,5,8],[5,9,5,12],[5,13,5,14],[6,3,7,3],[6,4,7,4],[6,5,7,5],[6,6,6,8],[6,9,6,10],[6,11,6,12],[6,13,7,13],[6,14,7,14]]}
[null,"CASTELLANO","","","","","","","","","","","","",""]
[]
[]
[null,"22. EU CR1-E - Exposiciones dudosas y exposiciones reestructuradas y refinanciadas"]
[null,"Importes en millones de euros"]
[null,null,"Valor contable bruto de las exposiciones normales y dudosas","","","","","","","Deterioro de valor acumulado y provisiones y ajustes negativos acumulados en el valor razonable debidos al Riesgo de Crédito","","","","Garantías reales y financieras recibidas",""]
[null,null,null,"De las cuales: normales pero vencidas > 30 días y ≤ 90 días","De las cuales: normales reestructuradas y refinanciadas",null,"De las cuales: dudosas","","","En exposiciones normales","","En exposiciones dudosas","","En exposiciones dudosas","De las cuales: exposiciones reestructuradas y refinanciadas"]
[null,null,null,"","","","De las cuales: en situación de default","De las cuales: deterioradas","De las cuales: reestructuradas y refinanciadas",null,"De las cuales: reestructuradas y refinanciadas",null,"De las cuales: reestructuradas y refinanciadas","",""]
[null,"Valores representativos de deuda",33422.69,0.22900000000000001,1.4370000000000001,13.736000000000001,13.736000000000001,13.736000000000001,12.064,1.6279999999999999," -     ",4.8540000000000001,3.6190000000000002,1.5309999999999999,1.5309999999999999]
[null,"Préstamos y anticipos",245220.53200000001,612.202,3631.3820000000001,8498.7800000000007,8486.6090000000004,8473.2180000000008,4875.0649999999996,1314.367,167.18199999999999,3392.69,1689.117,4738.9740000000002,5486.7470000000003]
[null,"Exposiciones fuera de balance",98401.400999999998," - ",21.466999999999999,615.19899999999996,615.19299999999998," - ",27.792999999999999,97.942999999999998,0.32400000000000001,122.30200000000001,6.8259999999999996,315.82299999999998,12.308999999999999]
[null,"Total exposiciones",377044.62300000002,612.43100000000004,3654.2860000000001,9127.7150000000001,9115.5380000000005,8486.9539999999997,4914.9219999999996,1413.9380000000001,167.506,3519.846,1699.5619999999999,5056.3280000000004,5500.5870000000004]

{"sheet":"23","index":23,"n_rows":10,"n_cols":7,"rows_kept":10,"cut":false,"hidden":false,"merged":[[0,1,0,6]]}
[null,"CASTELLANO","","","","",""]
[]
[]
[null,"23. EU CR3 - Técnicas de reducción del riesgo de crédito - Visión general"]
[null,"Importes en millones de euros"]
[null,null,"Exposiciones no garantizadas – Importe en libros","Exposiciones garantizadas – Importe en libros","Exposiciones cubiertas con garantías reales","Exposiciones cubiertas con garantías financieras","Exposiciones garantizadas con derivados de crédito"]
[null,"Total préstamos",114621,130600,126320,1097," -     "]
[null,"Total valores representativos de deuda",33121,302,299,3," -     "]
[null,"Total exposiciones",147742,130901,126619,1099," -     "]
[null,"De las cuales: en situación de default",2765,5736,4312,8," -     "]

{"sheet":"24","index":24,"n_rows":17,"n_cols":4,"rows_kept":17,"cut":false,"hidden":false,"merged":[[0,1,0,3],[3,1,3,2]]}
[null,"CASTELLANO","",""]
[]
[]
[null,"24. EU CR2-A - Cambios en el saldo de los ajustes por riesgo de crédito general y específico"]
[null,"Importes en millones de euros"]
[null,null,"Ajuste acumulado por riesgo de crédito específico","Ajuste acumulado por riesgo de crédito general"]
[null,"Saldo de apertura",6072.7120000000004,0]
[null,"Aumentos por originación y adquisición",730.98099999999999,0]
[null,"Disminuciones por baja en cuentas",-1703.931,0]
[null,"Cambios por variación del riesgo de crédito (neto)",242.63499999999999,0]
[null,"Cambios por modificaciones sin baja en cuentas (neto)",26.103000000000002,0]
[null,"Cambios por actualización del método de estimación de la entidad (neto)",0,0]
[null,"Disminución en la cuenta correctora de valor por fallidos dados de baja",-441.89600000000002,0]
[null,"Otros ajustes",-0.64300000000000002,0]
[null,"Saldo de cierre",4925.9610000000002,0]
[null,"Recuperaciones de importes de fallidos previamente dados de baja registradas directamente en el estado de resultados",740.41399999999999,0]
[null,"Importes de fallidos dados de baja directamente en el estado de resultados",-713.2,0]

{"sheet":"25","index":25,"n_rows":16,"n_cols":9,"rows_kept":16,"cut":false,"hidden":false,"merged":[[0,1,0,8]]}
[null,"CASTELLANO","","","","","","",""]
[]
[null,"25. EU CCR1 - Análisis de la exposición al riesgo de contraparte en función del método"]
[null,"Importes en millones de euros"]
[null,null,"Nocional","Coste de reposición/valor actual de mercado","Posible exposición crediticia futura","EPE efectiva","Multiplicador","EAD después de la reducción del riesgo de crédito","APR"]
[null,"Valoración a precios de mercado",null,7473,2913,null,null,3854,1853]
[null,"Exposición original"]
[null,"Método estándar"]
[null,"IMM (para derivados y operaciones de financiación de valores)"]
[null,"De los cuales: operaciones de financiación de valores"]
[null,"De los cuales: derivados y operaciones con liquidación diferida"]
[null,"De los cuales: procedentes de la compensación contractual entre productos"]
[null,"Método simple para las garantías reales de naturaleza financiera (para operaciones de financiación de valores)"]
[null,"Método amplio para las garantías reales de naturaleza financiera (para operaciones de financiación de valores)",null,null,null,null,null,1096,230]
[null,"Valor en riesgo (VaR) para operaciones de financiación de valores"]
[null,"Total",null,7473,2913,null,null,4950,2083]

{"sheet":"26","index":26,"n_rows":23,"n_cols":7,"rows_kept":23,"cut":false,"hidden":false,"merged":[[0,1,0,6],[1,1,1,6],[22,1,22,4],[2,1,2,5]]}
[null,"CASTELLANO","","","","",""]
[null,null,"","","","",""]
[null,"26. Exposiciones al riesgo de contraparte y efectos de técnicas para su mitigación"]
[null,"Importes en millones de euros"]
[null,null,"Exposición Original","EAD","APR","Densidad de APRs","Capital\r\n (8%)"]
[null,"Administraciones centrales o bancos centrales",8.74,8.74,0,"0,00%",0]
[null,"Administraciones regionales o autoridades locales",39.08,39.07,0.04,"0,10%",0]
[null,"Entidades del Sector Público",158.29,158.29,79.05,"49,94%",6]
[null,"Bancos Multilaterales de Desarrollo",0,0,0,"0,00%",0]
[null,"Organizaciones Internacionales",0,0,0,"0,00%",0]
[null,"Entidades",2166.91,2165.77,456.72,"21,09%",37]
[null,"Empresas",3238.82,2009.85,1208.5999999999999,"60,13%",97]
[null,"Exposiciones minoristas",1.3,1.29,0.78,"59,94%",0]
[null,"Exposiciones garantizadas por hipotecas sobre bienes inmuebles",0,0,0,"0,00%",0]
[null,"Exposiciones en situación de default",15.13,10.64,14.3,"134,37%",1]
[null,"Exposiciones asociadas a riesgos particularmente elevados",0,0,0,"0,00%",0]
[null,"Bonos garantizados",0,0,0,"0,00%",0]
[null,"Entidades y empresas con evaluación crediticia a corto plazo",0,0,0,"0,00%",0]
[null,"Organismos de Inversión Colectiva",0,0,0,"0,00%",0]
[null,"Exposiciones de renta variable",0,0,0,"0,00%",0]
[null,"Otras partidas",0,0,0,"0,00%",0]
[null,"Total Método estándar",5628.26,4393.6499999999996,1759.48,"40,05%",141]
[null,"","","",""]

{"sheet":"27","index":27,"n_rows":19,"n_cols":16,"rows_kept":19,"cut":false,"hidden":false,"merged":[[18,1,18,11],[0,1,0,15],[4,1,5,1],[4,2,4,12],[4,13,5,13],[4,14,5,14]]}
[null,"CASTELLANO","","","","","","","","","","","","","",""]
[]
[null,"27. EU CCR3 - Método estándar - Exposiciones al riesgo de contraparte por cartera regulatoria y riesgo (EAD)"]
[null,"Importes en millones de euros"]
[null,"Categorías de exposición","EAD","","","","","","","","","","","Total","De las cuales: sin calificación"]
[null,"","0%","2%","4%","10%","20%","50%","70%","75%","100%","150%","Otras","",""]
[null,"Administraciones centrales o bancos centrales",9," - "," - "," - "," - "," - "," - "," - "," - "," - "," - ",9,9]
[null,"Administraciones regionales o autoridades locales;",39," - "," - "," - ",0," - "," - "," - "," - "," - "," - ",39,39]
[null,"Entidades del sector público"," - "," - "," - "," - ",0,158," - "," - "," - "," - "," - ",158,158]
[null,"Bancos multilaterales de desarrollo"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Organizaciones internacionales"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Entidades"," - ",55,138," - ",1870,55," - "," - ",49," - "," - ",2166,100]
[null,"Empresas",263," - "," - "," - ",673," - "," - "," - ",1074," - "," - ",2010,1346]
[null,"Exposiciones minoristas"," - "," - "," - "," - "," - "," - "," - ",1," - "," - "," - ",1,1]
[null,"Exposiciones en situación de default"," - "," - "," - "," - "," - "," - "," - "," - ",3,7," - ",11,11]
[null,"Entidades y empresas con evaluación crediticia a corto plazo"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Otras partidas"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Total",310,55,138," - ",2543,213," - ",1,1126,7," - ",4394,1665]
[null,"Solo se incluye riesgo de contrapartida. No se incluye riesgo de crédito, ni titulizaciones, ni accionarial.","","","","","","","","","","","","",""]

{"sheet":"28","index":28,"n_rows":19,"n_cols":16,"rows_kept":19,"cut":false,"hidden":false,"merged":[[18,1,18,11],[0,1,0,15],[4,1,5,1],[4,2,4,12],[4,13,5,13],[4,14,5,14]]}
[null,"CASTELLANO","","","","","","","","","","","","","",""]
[]
[null,"28. EU CCR3 - Método estándar - Exposiciones al riesgo de contraparte por cartera regulatoria y riesgo (APR)"]
[null,"Importes en millones de euros"]
[null,"Categorías de exposición","APR","","","","","","","","","","","Total","De las cuales: sin calificación"]
[null,"","0%","2%","4%","10%","20%","50%","70%","75%","100%","150%","Otras","",""]
[null,"Administraciones centrales o bancos centrales"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Administraciones regionales o autoridades locales;"," - "," - "," - "," - ",0," - "," - "," - "," - "," - "," - ",0,0]
[null,"Entidades del sector público"," - "," - "," - "," - ",0,79," - "," - "," - "," - "," - ",79,79]
[null,"Bancos multilaterales de desarrollo"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Organizaciones internacionales"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Entidades"," - ",1,6," - ",374,27," - "," - ",49," - "," - ",457,58]
[null,"Empresas"," - "," - "," - "," - ",135," - "," - "," - ",1074," - "," - ",1209,1075]
[null,"Exposiciones minoristas"," - "," - "," - "," - "," - "," - "," - ",1," - "," - "," - ",1,1]
[null,"Exposiciones en situación de default"," - "," - "," - "," - "," - "," - "," - "," - ",3,11," - ",14,14]
[null,"Entidades y empresas con evaluación crediticia a corto plazo"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Otras partidas"," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "," - "]
[null,"Total"," - ",1,6," - ",509,106," - ",1,1126,11," - ",1759,1227]
[null,"Solo se incluye riesgo de contrapartida. No se incluye riesgo de crédito, ni titulizaciones, ni accionarial.","","","","","","","","","","","","",""]

{"sheet":"29","index":29,"n_rows":19,"n_cols":13,"rows_kept":19,"cut":false,"hidden":false,"merged":[[18,1,18,10],[0,1,0,12],[2,1,2,10],[3,1,3,10],[5,2,6,2],[5,3,6,3],[5,4,6,4],[5,5,6,5],[5,6,6,6],[5,7,6,7],[5,8,6,8],[5,9,6,9],[5,10,6,10],[5,11,6,11],[5,12,6,12]]}
[null,"CASTELLANO","","","","","","","","","","",""]
[]
[null,null,"","","","","","","","",""]
[null,"29. IRB: Exposiciones al riesgo de contraparte por cartera","","","","","","","","",""]
[null,"Importes en millones de euros"]
[null,null,"PD Media","Exposición original","EAD","Número de deudores (*)","LGD","Vencimiento medio años","APR","Densidad de APRs","PE","Ajustes de valor y provisiones","Capital\r\n(8%)"]
[null,null,"","","","","","","","","","",""]
[null,"Empresas","1,95%",536,536,2,"34,26%",3.58,317,"59,11%",2.48,-0.03,25.35]
[null,"Corporates","1,81%",460.1,460.1,1,"34,72%",3.48,268,"58,32%",1.66,-0.01,21.47]
[null,"Pymes","2,81%",75.88,75.88,1,"31,47%",4.1900000000000004,48,"63,89%",0.82,-0.03,3.88]
[null,"Minoristas","3,97%",20.77,20.77,2,"48,07%",2.69,7,"32,82%",0.38,-0.06,0.55000000000000004]
[null,"Cubiertas con hipotecas sobre inmuebles","0,00%",0,0,0,"0,00%",0,0,"0,00%",0,0,0]
[null,"Pymes cubiertas con hipotecas s/inmuebles","0,00%",0,0,0,"0,00%",0,0,"0,00%",0,0,0]
[null,"Exposiciones minoristas renovables elegibles","0,00%",0,0,0,"0,00%",0,0,"0,00%",0,0,0]
[null,"Exposiciones Pymes minorista","4,06%",20.3,20.3,2,"47,44%",2.65,7,"33,17%",0.38,-0.06,0.54]
[null,"Otras exposiciones minoristas ","0,08%",0.47,0.47,0,"75,65%",4.66,0,"17,43%",0,0,0.01]
[null,"Total Método IRB","2,02%",556.75,556.75,4,"34,87%",3.55,324,"58,13%",2.86,-0.09,25.89]
[null,"(*) Número de deudores en miles."]
[null,"Solo se incluye riesgo de contrapartida. No se incluye riesgo de crédito, ni titulizaciones, ni accionarial.","","","","","","","","",""]

{"sheet":"30","index":30,"n_rows":18,"n_cols":9,"rows_kept":18,"cut":false,"hidden":false,"merged":[[0,1,0,8]]}
[null,"CASTELLANO","","","","","","",""]
[]
[]
[null,"30. EU CCR4 - Método IRB - Exposiciones al riesgo de contraparte por cartera y escala de PD"]
[null,"Importes en millones de euros"]
[null,"Escala de PD","EAD después de la reducción del riesgo de crédito","PD media","Número de deudores","LGD media","Vencimiento medio","APR","Densidad de los APR"]
[null,"0,00 a <0,15",100.3,"0,13%",0.47,"24,94%",3.58,23.36,"23,29%"]
[null,"0,15 a <0,25",98.03,"0,18%",0.27,"38,62%",3.95,45.04,"45,95%"]
[null,"0,25 a <0,50",120.76,"0,28%",0.72,"37,64%",3.35,61.45,"50,89%"]
[null,"0,50 a <0,75",109.58,"0,59%",0.47,"37,67%",3.27,73.86,"67,41%"]
[null,"0,75 a <2,50",90.79,"1,51%",1.1499999999999999,"35,90%",3.67,81.400000000000006,"89,65%"]
[null,"2,50 a <10,00",27.67,"4,80%",0.32,"34,90%",3.48,32.9,"118,89%"]
[null,"10,00 a <100,00",3.19,"26,72%",0.09,"35,34%",2.86,4.76,"149,42%"]
[null,"Cartera Sana",550,"0,88%",3.49,"35,07%",3.54,323,"58,65%"]
[null,"100,00 (default)",6.43,"100,00%",0.09,"18,18%",4.46,0.87,"13,58%"]
[null,"Total",556.75,"2,02%",3.58,"34,87%",3.55,323.64,"58,13%"]
[null,"(*) Número de deudores en miles."]
[null,"Solo se incluye riesgo de contrapartida. No se incluye riesgo de crédito, ni titulizaciones, ni accionarial."]

{"sheet":"31","index":31,"n_rows":11,"n_cols":7,"rows_kept":11,"cut":false,"hidden":false,"merged":[[0,1,0,6],[2,1,2,6],[10,1,10,6],[3,1,3,5]]}
[null,"CASTELLANO","","","","",""]
[]
[null,null,"","","","",""]
[null,"31. EU CCR5-A - Efecto de las compensaciones y las garantías reales mantenidas sobrelos valores de exposición"]
[null,"Importes en millones de euros"]
[null,null,"Valor razonable positivo bruto o importe en libros neto","Beneficios de la compensación","Exposición crediticia actual compensada","Garantías reales mantenidas","Exposición crediticia neta"]
[null,"Derivados",19929.651000000002,12457.001,7472.65,5822.1970000000001,1650.453]
[null,"Operaciones de financiación de valores",7261.0640000000003,6164.6239999999998,1096.44,0,1096.44]
[null,"Compensación entre productos",0,0,0,0,0]
[null,"Total",27190.715,18621.625,8569.09,5822.1970000000001,2746.893]
[null,null,"","","","",""]

{"sheet":"32","index":32,"n_rows":18,"n_cols":10,"rows_kept":18,"cut":false,"hidden":false,"merged":[[6,2,6,3],[6,4,6,5],[6,6,6,7],[6,8,6,9],[0,1,0,9],[2,1,2,6],[3,1,3,6],[5,2,5,5],[5,6,5,9]]}
[null,"CASTELLANO","","","","","","","",""]
[]
[null,null,"","","","",""]
[null,"32. EU CCR5B - Composición de las garantías reales para las exposiciones al riesgo de contraparte","","","","","",""]
[null,"Importes en millones de euros"]
[null,null,"Garantías reales utilizadas en operaciones de derivados","","","","Garantías reales utilizadas en operaciones de financiación de valores","","",""]
[null,null,"Valor razonable de las garantías reales recibidas","","Valor razonable de las garantías reales entregadas","","Valor razonable de las garantías reales recibidas","","Valor razonable de las garantías reales entregadas",""]
[null,null,"Segregadas","No \r\nsegregadas","Segregadas","No \r\nsegregadas","Segregadas","No \r\nsegregadas","Segregadas","No \r\nsegregadas"]
[null,"Efectivo - moneda local",0,1207,0,4866,0,2551,0,1349]
[null,"Efectivo - otras monedas",0,0,0,269,0,0,0,398]
[null,"Deuda soberana nacional",0,4349,268,16,0,7304,38,2617]
[null,"Otra deuda soberana",0,940,386,0,0,1092,253,1100]
[null,"Deuda de agencias públicas",0,0,0,0,0,0,0,0]
[null,"Bonos corporativos",0,0,0,0,0,1665,0,1719]
[null,"Titulizaciones",0,0,0,0,0,501,5807,1878]
[null,"Acciones",0,0,0,0,0,0,0,0]
[null,"Otro colateral",0,0,0,0,0,0,0,0]
[null,"Total",0,6497,654,5151,0,13112,6098,9062]

{"sheet":"33","index":33,"n_rows":26,"n_cols":4,"rows_kept":26,"cut":false,"hidden":false,"merged":[[0,1,0,3],[2,1,2,3],[3,1,3,2]]}
[null,"CASTELLANO","",""]
[]
[null,null,"",""]
[null,"33. EU CCR8 - Exposiciones frente a las entidades de contrapartida central"]
[null,"Importes en millones de euros"]
[null,null,"EAD después de la reducción del riesgo de crédito","APR"]
[null,"Exposiciones a entidades de contrapartida central cualificadas (ECCC) (total)",1036.6030000000001,167.959]
[null,"Las exposiciones por operaciones con entidades de contrapartida cetral cualificadas (ECCC) (escluidos el mergen inicial y contribuciones al fondo de garantía frente a incumplimientos); de las cuales",976.28200000000004,163.39599999999999]
[null,"i) Derivados OTC",876.5,153.29300000000001]
[null,"ii) Derivados negociables en un mercado regulado",44.587000000000003,8.8989999999999991]
[null,"iii) Operaciones de financiación de valores",55.195,1.204]
[null,"iv) Conjuntos de operaciones compensables en los que se haya aprobado la compensación entre productos",0,0]
[null,"Margen inicial segregado",0,0]
[null,"Margen inicial no segregado",17.032,3.4060000000000001]
[null,"Contribuciones desembolsadas al fonodo de garantía frente a incumplimientos",43.289000000000001,1.157]
[null,"Cálculo alternativo de los requerimientos de fondos propios por exposiciones",0,0]
[null,"Exposiciones a entidades de contrapartida central no cualificadas (total)",0,0]
[null,"Las exposiciones por operaciones con entidades de contrapartida central no cualificadas (ECC no cualificadas) (excluidos el margen inicial y las contribuciones al fondo de garantía frente a incumplimientos); de las cuales",0,0]
[null,"i) Derivados OTC",0,0]
[null,"ii) Derivados negociables en un mercado regulado",0,0]
[null,"iii) Operaciones de financiación de valores",0,0]
[null,"iv) Conjuntos de operaciones compensables en los que se haya aprobado la compensación entre productos",0,0]
[null,"Margen inicial segregado",0,0]
[null,"Margen inicial no segregado",0,0]
[null,"Contribuciones desembolsadas al fonodo de garantía frente a incumplimientos",0,0]
[null,"Contribuciones no desembolsadas al fondo de garantía frente a incumplimientos",0,0]

{"sheet":"34","index":34,"n_rows":12,"n_cols":5,"rows_kept":12,"cut":false,"hidden":false,"merged":[[0,1,0,3],[2,1,2,4],[4,1,4,3],[3,1,3,3]]}
[null,"CASTELLANO","",""]
[]
[null,null,"","",""]
[null,"34. EU CCR2 - Requerimientos de capital por ajuste de valoración del crédito (AVC)",null,null," "]
[null,"Importes en millones de euros","",""]
[null,null,null,"Valoración de la exposición","APR"]
[null,1,"Total de carteras sujetas al método avanzado","  ","  "]
[null,2,"i) Componente VaR (incluido multiplicador x3)","  ","  "]
[null,3,"ii) Componente SVaR (incluido multiplicador x3)","  ","  "]
[null,4,"Todas las carteras sujetas al método estándar",950.92600000000004,782.529]
[null,"EU4","Basado en el método de la exposición original","  ","  "]
[null,5,"Total sujeto al requerimiento de capital por AVC",950.92600000000004,782.529]

{"sheet":"35","index":35,"n_rows":17,"n_cols":5,"rows_kept":17,"cut":false,"hidden":false,"merged":[[0,1,0,4],[2,1,2,3],[5,2,5,3],[5,4,6,4],[3,1,3,3]]}
[null,"CASTELLANO","","",""]
[]
[null,null,"",""]
[null,"35. EU CCR6 - Exposiciones a derivados de crédito",null,null," "]
[null,"Importes en millones de euros"]
[null,null,"Coberturas de derivados de crédito","","Otros derivados de crédito"]
[null,null,"Protección comprada","Protección vendida",""]
[null,"Nocional"]
[null,"Permutas de cobertura por incumplimiento (CDS) vinculadas a un único subyacente",0,0,0]
[null,"Permutas de cobertura por incumplimiento (CDS) vinculadas a un índice",765,5,0]
[null,"Permutas de rendimiento total (TRS)",0,0,0]
[null,"Opciones de crédito",0,0,0]
[null,"Otros derivados de crédito",0,0,0]
[null,"Total nocionales",765,5,0]
[null,"Valor razonable",0,0,0]
[null,"Valor razonable positivo (activo)",0,0,0]
[null,"Valor razonable negativo (pasivo)",-49,0,0]

{"sheet":"36","index":36,"n_rows":18,"n_cols":4,"rows_kept":18,"cut":false,"hidden":false,"merged":[[0,1,0,3],[3,1,3,3],[16,1,16,2],[17,1,17,3],[2,1,2,2]]}
[null,"CASTELLANO","",""]
[]
[null,"36. EU MR1 - Riesgo de mercado según el método estándar",null," "]
[null,"Importes en millones de euros","",""]
[null,null,"APR","Requerimientos de capital"]
[null,"Productos simples"]
[null,"Riesgo (general y específico) de tipo de interés",540.12135999999998,43.209710000000001]
[null,"Riesgo (general y específico) de renta variable",0.29609000000000002,2.3689999999999999E-2]
[null,"Riesgo de tipo de cambio",691.6952,55.335619999999999]
[null,"Riesgo de materias primas","-","-"]
[null,"Opciones1"]
[null,"Método simplificado",1.487E-2,1.1900000000000001E-3]
[null,"Método delta plus","-","-"]
[null,"Método de escenarios","-","-"]
[null,"Titulización (riesgo específico)","-","-"]
[null,"Total",1232.12753,98.5702]
[null,"(1) Aplica únicamente en el caso de utilización de métodos estándar.",""]
[null,null,"",""]

{"sheet":"37","index":37,"n_rows":24,"n_cols":4,"rows_kept":24,"cut":false,"hidden":false,"merged":[[14,1,14,3],[19,1,19,3],[0,1,0,3],[3,1,3,2],[4,1,4,3],[9,1,9,3],[2,1,2,2]]}
[null,"CASTELLANO","",""]
[]
[null,"37. EU MR3 - Valores según el método IMA para las carteras de negociación",null," "]
[null,"Importes en millones de euros",""]
[null,"VaR (10 días, 99 %)","",""]
[null,1,"Valor máximo",6.9967199999999998]
[null,2,"Valor medio",3.90144]
[null,3,"Valor mínimo",2.20465]
[null,4,"Cierre del periodo",3.8750399999999998]
[null,"SVaR (10 días, 99 %)","",""]
[null,5,"Valor máximo",33.185839999999999]
[null,6,"Valor medio",17.309989999999999]
[null,7,"Valor mínimo",8.3981899999999996]
[null,8,"Cierre del periodo",16.35079]
[null,"IRC (99,9 %)","",""]
[null,9,"Valor máximo",28.157789999999999]
[null,10,"Valor medio",15.01065]
[null,11,"Valor mínimo",5.5077299999999996]
[null,12,"Cierre del periodo",12.7026]
[null,"Comprehensive risk capital charge (99,9 %)","",""]
[null,13,"Valor máximo",0]
[null,14,"Valor medio",0]
[null,15,"Valor mínimo",0]
[null,16,"Cierre del periodo",0]

{"sheet":"38","index":38,"n_rows":19,"n_cols":5,"rows_kept":19,"cut":false,"hidden":false,"merged":[[0,1,0,4],[2,2,2,3]]}
[null,"CASTELLANO","","",""]
[]
[null,null,"38. EU MR2A - Riesgo de mercado según el método de modelos internos (IMA)"]
[null,null,"Importes en millones de euros"]
[null,null,null,"APR","Requerimientos de capital"]
[null,null,"VaR \r\n[máximo (a) y (b)]",183.2227,14.6578]
[null,null,"Valor previo",null,3.875]
[null,null,"Media 60d x Multiplicador",null,14.6578]
[null,null,"VaR Estresado \r\n[máximo (a) y (b)]",623.2491,49.859900000000003]
[null,null,"Último valor",null,16.3508]
[null,null,"Media 60d x Multiplicador",null,49.859900000000003]
[null,null,"IRC",185.04499999999999,14.803599999999999]
[null,null,"Valor más reciente",null,12.7026]
[null,null,"Media 12 semanas",null,14.803599999999999]
[null,null,"Comprehensive risk",0,0]
[null,null,"Valor más reciente",null,0]
[null,null,"Media 12 semanas",null,0]
[null,null,"Otros",null,0]
[null,null,"TOTAL",991.51679999999999,79.321299999999994]

{"sheet":"39","index":39,"n_rows":16,"n_cols":9,"rows_kept":16,"cut":false,"hidden":false,"merged":[[1,1,1,7]]}
[]
[null,"39. EU MR2-B - Estado de flujos de APR de exposiciones al riesgo de mercado según el método IMA"]
[null,"Importes en millones de euros"]
[null,null,"VaR","SVaR","IRC","Comprehensive risk measure","Otros","APR totales","Requerimientos de capital totales"]
[null,"APR al cierre del trimestre anterior",156.10398000000001,814.11176999999998,224.21337,null,null,1194.42912,95.554329999999993]
[null,"Ajuste regulatorio",104.85151,583.60378000000003,38.901420000000002,null,null,727.35670000000005,58.188540000000003]
[null,"APR al cierre del trimestre anterior (final del día)",51.252470000000002,230.50800000000001,185.31195,null,null,467.07242000000002,37.365789999999997]
[null,"Variación de los niveles de riesgo",-5.6128200000000001,-58.494169999999997,8.8541600000000003,null,null,-55.252830000000003,-4.4202300000000001]
[null,"Actualizaciones/variaciones en el modelo",2.79834,32.371009999999998,-35.383650000000003,null,null,-0.21431,-1.7139999999999999E-2]
[null,"Metodología y política",0,0,0,null,null,0]
[null,"Adquisiciones y enajenaciones",0,0,0,null,null,0]
[null,"Variaciones del tipo de cambio",0,0,0,null,null,0]
[null,"Otros",0,0,0,null,null,0]
[null,"APR al cierre del periodo de referencia (final del día)",48.437989999999999,204.38484,158.78245000000001,null,null,411.60527999999999,32.928420000000003]
[null,"Ajuste regulatorio",134.78466,418.86424,26.262589999999999,null,null,579.91148999999996,46.392919999999997]
[null,"APR al cierre del periodo de referencia",183.22264999999999,623.24908000000005,185.04504,null,null,991.51676999999995,79.321340000000006]

{"sheet":"40","index":40,"n_rows":2,"n_cols":2,"rows_kept":2,"cut":false,"hidden":false,"merged":[[0,1,0,7],[1,1,1,8]]}
[]
[null,"40. EU MR4 - Comparación de las estimaciones del VaR con pérdidas y ganancias"]

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[null,"CASTELLANO","","","","","","","",""]
[]
[null,"41. Cartera Accionarial IRB"]
[]
[null,"41a. Exposición cartera de participaciones accionariales","",""]
[null,"Importes en millones de euros","",""]
[null,"Método","% sobre \r\ntotal","Exposición Original","EAD","LGD","APR","Densidad de APR","PE","Capital\r\n(8%)"]
[null,"Método simple","34,10%",2747.5949999999998,2747.5949999999998,"90,00%",10121.047,"368,36%",65.040999999999997,809.68399999999997]
[null,"Método PD/LGD*","53,46%",4307.4960000000001,4307.4960000000001,"90,00%",5684.4229999999998,"131,97%",10.462999999999999,454.75400000000002]
[null,"Método de modelos internos","0,00%",0,0,"0,00%",0,0,0,0]
[null,"Exp. R.Variable sujetas a pond. Riesgo","12,43%",995.01,1001.624,"90,00%",2504.0590000000002,"250,00%",0,200.32499999999999]
[null,"Total","100,00%",8050.1009999999997,8056.7150000000001,"90,00%",18309.528999999999,"227,26%",75.504999999999995,1464.7619999999999]
[null,"(*)e utiliza LGD del 90%.","",""]
[]
[]
[]
[]
[null,"41b. Exposición por categoría de exposición y grado de deudor","",""]
[null,"Importes en millones de euros",""]
[null,"Tramo \r\nPD","PD \r\nMedia","Exposición \r\nOriginal","EAD","LGD","APR","Densidad de APR","PE","Capital \r\n(8%)"]
[null,"0,00 a <0,15","0,09%",1507.5340000000001,1507.5340000000001,"90,00%",1463.9380000000001,"97,11%",1.24,117.11499999999999]
[null,"0,15 a <0,25","0,18%",1641.9639999999999,1641.9639999999999,"90,00%",2219.1080000000002,"135,15%",2.6549999999999998,177.529]
[null,"0,25 a <0,50","0,29%",1097.252,1097.252,"90,00%",1842.8130000000001,"167,95%",2.8740000000000001,147.42500000000001]
[null,"0,50 a <0,75","0,00%",0,0,"0,00%",0,"0,00%",0,0]
[null,"0,75 a <2,50","1,24%",55.475999999999999,55.475999999999999,"90,00%",153.36000000000001,"276,44%",0.622,12.269]
[null,"2,50 a <10,00","3,64%",1.9259999999999999,1.9259999999999999,"90,00%",5.2039999999999997,"270,22%",6.3E-2,0.41599999999999998]
[null,"10,00 a <100,00","0,00%",0,0,"0,00%",0,"0,00%",0,0]
[null,"Cartera Sana","0,19%",4304.152,4304.152,"90,00%",5684.4229999999998,"132,07%",7.4539999999999997,454.75400000000002]
[null,"100,00 (Default)","100,00%",3.3439999999999999,3.3439999999999999,"90,00%",0,"0,00%",3.0089999999999999,0]
[null,"Total","0,27%",4307.4960000000001,4307.4960000000001,"90,00%",5684.4229999999998,"131,97%",10.462999999999999,454.75400000000002]
[]
[]
[]
[]
[null,"41c. EU CR10 - IRB (financiación especializada y renta variable)","",""]
[null,"Importes en millones de euros"]
[null,"Financiación especializada","","","","","","",""]
[null,"Categorías regulatorías","Vencimiento residual","Importe en balance","Importe fuera de balance","Ponderación del riesgo","Importe de la exposición","APR","Pérdida esperada"]
[null,"Categoría 1","Inferior a 2,5 años",0,0,0,0,0,0]
[null,"","Igual o superior a 2,5 años",0,0,0,0,0,0]
[null,"Categoría 2","Inferior a 2,5 años",0,0,0,0,0,0]
[null,"","Igual o superior a 2,5 años",0,0,0,0,0,0]
[null,"Categoría 3","Inferior a 2,5 años",0,0,0,0,0,0]
[null,"","Igual o superior a 2,5 años",0,0,0,0,0,0]
[null,"Categoría 4","Inferior a 2,5 años",0,0,0,0,0,0]
[null,"","Igual o superior a 2,5 años",0,0,0,0,0,0]
[null,"Categoría 5","Inferior a 2,5 años",0,0,null,0,0,0]
[null,"","Igual o superior a 2,5 años",0,0,null,0,0,0]
[null,"Renta variable según el método simple de ponderación de riesgo","","","","","","",""]
[null,"Categorías","","Importe en balance","Importe fuera de balance","Ponderación del riesgo","Importe de la exposición","APR","Requerimientos de capital"]
[null,"Exposiciones de renta variable privada",null,0,0,"190,00%",0,0,0]
[null,"Exposiciones de renta variable negociada en mercados organizados","",56.319000000000003,0,"290,00%",56.319000000000003,163.32400000000001,13.066000000000001]
[null,"Otras exposiciones de renta variable",null,2691.277,0,"370,00%",2691.277,9957.723,796.61800000000005]
[null,"Total",null,2747.5949999999998,0,null,2747.5949999999998,10121.047,809.68399999999997]

{"sheet":"42","index":42,"n_rows":21,"n_cols":11,"rows_kept":21,"cut":false,"hidden":false,"merged":[[19,1,19,10],[20,1,20,10],[0,1,0,10],[2,1,2,7],[3,1,3,7],[5,2,5,4],[5,5,5,7],[5,8,5,10]]}
[null,"CASTELLANO","","","","","","","","",""]
[]
[null,null,"","","","","",""]
[null,"42. EU SEC1 - Exposiciones de titulización en la cartera de inversión","","","","","",""]
[null,"Importes en millones de euros"]
[null,null,"Grupo CaixaBank actúa como originador","","","Grupo CaixaBank actúa como patrocinador","","","Grupo CaixaBank actúa como inversor","",""]
[null,null,"Tradicional","Sintética","Subtotal","Tradicional","Sintética","Subtotal","Tradicional","Sintética","Subtotal"]
[null,"Minorista (total)\r\n- de las cuales",23872.026999999998,0,23872.026999999998,0,0,0,0,0,0]
[null,"hipotecaria para adquisición de vivienda",21505.839,0,21505.839,0,0,0,0,0,0]
[null,"tarjeta de crédito",0,0,0,0,0,0,0,0,0]
[null,"otras exposiciones minoristas",2366.1880000000001,0,2366.1880000000001,0,0,0,0,0,0]
[null,"retitulización",0,0,0,0,0,0,0,0,0]
[null,"Mayoristas (total)\r\n- de las cuales",9197.4449999999997,3333.5309999999999,12530.976000000001,0,0,0,134.45099999999999,0,134.45099999999999]
[null,"préstamos a empresas",7525.6629999999996,3333.5309999999999,10859.194,0,0,0,0,0,0]
[null,"hipotecaria comercial",0,0,0,0,0,0,0,0,0]
[null,"arrendamiento financiero y cuentas por cobrar",1671.7819999999999,0,1671.7819999999999,0,0,0,42.264000000000003,0,42.264000000000003]
[null,"otras exposiciones mayoristas",0,0,0,0,0,0,92.186999999999998,0,92.186999999999998]
[null,"retitulización",0,0,0,0,0,0,0,0,0]
[null,"Total",33069.472000000002,3333.5309999999999,36403.002999999997,0,0,0,134.45099999999999,0,134.45099999999999]
[null,"En la tabla superior se informa la exposición original de titulizaciones, sin considerar las correcciones de valor por deterioro de los activos, independientemente de si se reconoce o no la transferencia de una parte significativa del riesgo. También se incluye (en el bloque \"Grupo CaixaBank actúa como originador\") la exposición de los tramos inversores de las titulizaciones multicedentes en las que el Grupo CaixaBank participa como originador, cuyo cálculo de requerimientos de capital es independiente de tener transferencia de riesgo en los tramos originadores.","","","","","","","","",""]
[null,null,"","","","","","","","",""]

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[null,"CASTELLANO","","","","","","","","","","","","","","","","","","","","","",""]
[]
[null,"43. EU SEC3 - Exposiciones de titulización en la cartera bancaria y requerimientos de capital regulador asociados (banco que actúa como originador o patrocinador)"]
[null,"Importes en millones de euros"]
[null,null,"Valor de la exposición (4) (por intervalo de APR) ","","","","","Valor de la exposición (4)  (por método regulador)","","","","APR antes del cap (por método regulador)(7)","","","","APR (por método regulador)","","","","Requerimiento de capital después del techo","","",""]
[null,null,"< 20% APR","> 20% a 50% APR","> 50% a 100% APR","> 100% a 1250% APR","1250% APR","IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%",""]
[null,"Exposición total",2141.6469999999999,1167.606,20.670999999999999,0,76.268000000000001,1217.884,2091.8620000000001,20.178000000000001,76.268000000000001,441.30500000000001,146.43,17.827000000000002,24.013000000000002,437.20699999999999,146.43,17.827000000000002,3.0230000000000001,34.975999999999999,11.714,1.4259999999999999,0.24199999999999999,5.194]
[null,"Titulización tradicional",49.784999999999997,0.20699999999999999,20.670999999999999,0,1.9990000000000001,50.484999999999999,0,20.178000000000001,1.9990000000000001,5.2789999999999999,0,17.827000000000002,24.013000000000002,1.181,0,17.827000000000002,3.0230000000000001,9.4E-2,0,1.4259999999999999,0.24199999999999999,5.194]
[null,"De la cual, titulización",49.784999999999997,0.20699999999999999,20.670999999999999,0,1.9990000000000001,50.484999999999999,0,20.178000000000001,1.9990000000000001,5.2789999999999999,0,17.827000000000002,24.013000000000002,1.181,0,17.827000000000002,3.0230000000000001,9.4E-2,0,1.4259999999999999,0.24199999999999999,5.194]
[null,"De la cual, subyacente minorista",49.784999999999997,0.20699999999999999,20.670999999999999,0,1.9990000000000001,50.484999999999999,0,20.178000000000001,1.9990000000000001,5.2789999999999999,0,17.827000000000002,24.013000000000002,1.181,0,17.827000000000002,3.0230000000000001,9.4E-2,0,1.4259999999999999,0.24199999999999999,5.194]
[null,"De la cual, subyacente mayorista",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, retitulización",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, no preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Titulización sintética",2091.8620000000001,1167.3989999999999,0,0,74.269000000000005,1167.3989999999999,2091.8620000000001,0,74.269000000000005,436.02600000000001,146.43,0,0,436.02600000000001,146.43,0,0,34.881999999999998,11.714,0,0,0]
[null,"De la cual, titulización",2091.8620000000001,1167.3989999999999,0,0,74.269000000000005,1167.3989999999999,2091.8620000000001,0,74.269000000000005,436.02600000000001,146.43,0,0,436.02600000000001,146.43,0,0,34.881999999999998,11.714,0,0,0]
[null,"De la cual, subyacente minorista",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, subyacente mayorista",2091.8620000000001,1167.3989999999999,0,0,74.269000000000005,1167.3989999999999,2091.8620000000001,0,74.269000000000005,436.02600000000001,146.43,0,0,436.02600000000001,146.43,0,0,34.881999999999998,11.714,0,0,0]
[null,"De la cual, retitulización",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, no preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"En la tabla superior, solo se informa la exposición regulatoria de las titulizaciones con transferencia de riesgo significativa y efectiva. También se incluye la exposición de los tramos inversores de las titulizaciones multicedentes en las que el Grupo CaixaBank participa como originador, cuyo cálculo de requerimientos de capital es independiente de tener transferencia de riesgo en los tramos originadores.","","","","","","","","","","","","","","","","","","","","","",""]
[null,"(1) IRB - RBA (IRB - Rating Based Method): Método IRB basado en calificaciones externas.                                                                                                                                     "]
[null,"(2) IRB - SF (IRB - Supervisory Formula Method): Método IRB basado en la fórmula supervisora."]
[null,"(3) IRB - IAA (IRB-Internal Assessment Approach): Método IRB basado en evaluación interna."]
[null,"(4) Exposición (EAD) después de deducciones de recursos propios. Se corresponde con la exposición regulatoria, neta de correcciones de valor por deterioro de activos, calculada siguiendo los criterios de información de la EAD de titulizaciones en los COREP."]
[null,"(5) SEC-IRBA (Internal Ratings Based Approach): Método IRB basado en calificaciones internas                                                                                                                                                                                                                                                                                                                                                       "]
[null,"(6) SEC- ERBA (External Ratings Based Approach): Método basado en calificaciones externas                                                                                                                                                                                                                                                                                                                                            "]
[null,"(7) En los casos en los que la ponderación de riesgo es 1250% y el método aplicado para el cálculo de exposiciones ponderadas por riesgo de las posiciones de titulización es IRB, este importe contiene la reducción de 12.5 veces el importe de ajustes por riesgo de crédito específico de las exposiciones titulizadas."]

{"sheet":"44","index":44,"n_rows":27,"n_cols":24,"rows_kept":27,"cut":false,"hidden":false,"merged":[[0,1,0,23],[4,2,4,6],[4,7,4,10],[4,11,4,14],[4,15,4,18],[4,19,4,22],[4,23,5,23]]}
[null,"CASTELLANO","","","","","","","","","","","","","","","","","","","","","",""]
[]
[null,"44. EU SEC4 - Exposiciones de titulización en la cartera bancaria y requerimientos de capital regulador asociados (banco que actúa como inversor)"]
[null,"Importes en millones de euros"]
[null,null,"Valor de la exposición (4)\r\n (por intervalo de APR) ","","","","","Valor de la exposición (4)  \r\n(por método regulador)","","","","APR antes del cap \r\n(por método regulador)","","","","APR \r\n(por método regulador)","","","","Requerimiento de capital después del techo","","","","Deducciones de recursos propios"]
[null,null,"< 20% APR","> 20% a 50% APR","> 50% a 100% APR","> 100% a 1250% APR","1250% APR","IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","“IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)”","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","“IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)”","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%","“IRB - RBA(1) (incluido IAA(3)) y SEC-IRBA(5)”","IRB - SF(2) y SEC-ERBA(6)","Estándar","1250%",""]
[null,"Exposición total",0,42.165999999999997,92.049000000000007,0,4.7E-2,0,92.049000000000007,42.213999999999999,0,0,60.969000000000001,21.677,0,0,60.969000000000001,21.677,0,0,4.8780000000000001,1.734,0,0]
[null,"Titulización tradicional",0,42.165999999999997,92.049000000000007,0,4.7E-2,0,92.049000000000007,42.213999999999999,0,0,60.969000000000001,21.677,0,0,60.969000000000001,21.677,0,0,4.8780000000000001,1.734,0,0]
[null,"De la cual, titulización",0,42.165999999999997,92.049000000000007,0,4.7E-2,0,92.049000000000007,42.213999999999999,0,0,60.969000000000001,21.677,0,0,60.969000000000001,21.677,0,0,4.8780000000000001,1.734,0,0]
[null,"De la cual, subyacente minorista",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, subyacente mayorista",0,42.165999999999997,92.049000000000007,0,4.7E-2,0,92.049000000000007,42.213999999999999,0,0,60.969000000000001,21.677,0,0,60.969000000000001,21.677,0,0,4.8780000000000001,1.734,0,0]
[null,"De la cual, retitulización",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, no preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Titulización sintética",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, titulización",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, subyacente minorista",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, subyacente mayorista",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, retitulización",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"De la cual, no preferente",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"(1) IRB - RBA (IRB - Rating Based Method): Método IRB basado en calificaciones externas.                                                                                                                                     "]
[null,"(2) IRB - SF (IRB - Supervisory Formula Method): Método IRB basado en la fórmula supervisora."]
[null,"(3) IRB - IAA (IRB-Internal Assessment Approach): Método IRB basado en evaluación interna."]
[null,"(4) Exposición (EAD) después de deducciones de recursos propios. Se corresponde con la exposición regulatoria, neta de correcciones de valor por deterioro de activos, calculada siguiendo los criterios de información de la EAD de titulizaciones en los COREP."]
[null,"(5) SEC-IRBA (Internal Ratings Based Approach): Método IRB basado en calificaciones internas                                                                                                                                                                                                                                                                                                                                                       "]
[null,"(6) SEC- ERBA (External Ratings Based Approach): Método basado en calificaciones externas                                                                                                                                                                                                                                                                                                                                            "]